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The Money Overview

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Tyler Foster

Latest Articles by Tyler Foster

Market Trends

Home prices nationwide are up just 2% over the past year, with several big metros now falling

American homeowners watched their equity grow at the slowest pace in years during the first quarter of 2026, as U.S. house prices rose just 1.7%...

Insurance & Protection

A new flood insurance policy usually won’t pay for the first 30 days, so buying mid-hurricane-season can leave you exposed

Homeowners who buy a National Flood Insurance Program policy after the 2026 Atlantic hurricane season begins on June 1 face a hard regulatory reality: that...

Social Security & Medicare

Leaving a job with health coverage at 65 opens an 8-month window to take Medicare Part B penalty-free

Workers who turn 65 while covered by an employer group health plan and then leave that job face a strict, time-limited window to enroll in...

Mortgages & Rates

Drop private mortgage insurance once you owe under 80% of your home’s value

Homeowners paying private mortgage insurance on conventional loans can request its removal once their principal balance drops to 80% of the home’s original value, a...

Fraud & Scams

Scammers are sending fake graduation and party invites that ask you to “log in,” then steal your email password

Scammers have timed a new credential-theft campaign to graduation season, sending fake digital invitations that ask recipients to enter their email address and password before...

Social Security & Medicare

If your income fell after retiring, you can ask Medicare to lower the surcharge on your premiums

Retirees whose earnings dropped sharply after leaving the workforce can ask the Social Security Administration to recalculate the surcharge that inflates their Medicare Part B...

Social Security & Medicare

Insurers can’t deny you a Medigap plan or charge more for poor health during your first six months on Part B at 65

People turning 65 and signing up for Medicare Part B get exactly six months to buy a Medigap supplemental policy without any health screening. During...

Retirement Planning

Americans have left $2.1 trillion sitting in 31.9 million forgotten 401(k)s, and a free government database now finds yours

Roughly 31.9 million 401(k) accounts holding about $2.1 trillion in assets have been left behind by American workers who switched jobs, retired, or simply lost...

Social Security & Medicare

At full retirement age you can pause your benefit and add about 8% a year until 70

Workers who have already started collecting Social Security checks can stop them, let the payments grow by roughly 8 percent a year, and restart at...

Budgeting & Saving

Money in a health flexible spending account is often use-it-or-lose-it by year’s end

Workers who set aside pretax dollars in a health flexible spending account face a hard deadline: spend the money on eligible medical expenses before the...

Mortgages & Rates

Home sales just climbed to their highest level since October 2022, even with the typical 30-year mortgage near 6.57%

Buyers closed on more existing homes in May than in any month since October 2022, according to two separate industry trackers, even as the average...

Tech & Your Wallet

An $18 INIU power bank sold on Amazon has sparked 11 fires and over $380,000 in damage, forcing a recall

Federal regulators have ordered the recall of about 210,000 INIU BI-B41 10,000mAh power banks after the lithium-ion batteries inside overheated and ignited, causing 11 fires...

IRS & Enforcement

If you can’t pay your tax bill, the IRS will set up a monthly payment plan online in minutes

Taxpayers who owe the IRS more than they can pay in one lump sum now face a straightforward choice: set up a monthly installment plan...

Credit & Debt

Closing your oldest credit card can backfire and quietly lower your credit score

Cardholders who close a longstanding credit card to dodge an annual fee or simplify their wallets can trigger a quiet drop in their credit scores,...

Credit & Debt

Disputing a credit-report error is free, and the bureau has 30 days to act

A wrong account balance, a misattributed late payment, or a debt that belongs to someone else can quietly sit on a credit report for months,...

Retirement Planning

You have until next April’s filing deadline — not December 31 — to fund an IRA for this year

Many savers still rush to move money into their individual retirement accounts before December 31, worried that the chance to cut their tax bill disappears...

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