Skip to main content

The Money Overview

Avatar photo
Author

Tyler Foster

Latest Articles by Tyler Foster

Social Security & Medicare

Act within 30 days of a Social Security overpayment notice and the agency can’t start taking half your check

The Social Security Administration can reclaim money it says it paid in error by withholding 50% of a monthly retirement, survivors, or disability check —...

Fraud & Scams

Medicare’s fall enrollment opens the door to scam calls, and seniors reported over $100 million in losses last year

Medicare’s Open Enrollment runs from October 15 to December 7, and every year that six-week window brings a surge of calls, texts and emails from...

Cost of Living

Tariffs are adding about $540 a year to the average grocery bill, and coffee alone has jumped 21%

A round of new import tariffs is quietly reshaping the checkout total for older households on fixed incomes, and the math is starting to bite....

Social Security & Medicare

A bigger 2027 federal payment won’t stop insurers from dropping Medicare Advantage, and nearly 3 million seniors could lose their plans

Federal payments to Medicare Advantage plans are set to rise about 2.48% for 2027, an increase the insurance industry values at roughly $13 billion. Yet...

Social Security & Medicare

Social Security isn’t automatic — you must apply, and you can start up to four months early

Social Security retirement benefits do not begin on their own. No matter how many years of payroll taxes a worker has paid, the monthly check...

Social Security & Medicare

Medicare Advantage members get a second window, January 1 to March 31, to switch plans

Most retirees think the only chance to fix a Medicare plan comes and goes with the fall enrollment season, but a second window opens every...

Social Security & Medicare

A one-time $255 Social Security death benefit goes to a surviving spouse or child

The smallest benefit Social Security pays is also one of the most overlooked: a one-time death payment of exactly $255. When a covered worker dies,...

Social Security & Medicare

SSI adds a monthly federal check for low-income seniors and disabled adults

Supplemental Security Income is the Social Security check that has nothing to do with a work record. The federal program pays a monthly benefit to...

Social Security & Medicare

Medicare caps the cost of insulin at $35 a month

A month’s supply of covered insulin costs Medicare beneficiaries no more than $35, with no deductible to meet first. The cap applies to each covered...

Social Security & Medicare

A disabled adult child can collect on a parent’s Social Security record for life

A disability that begins early in life can create a Social Security benefit that lasts for the rest of it. Under the agency’s Disabled Adult...

Social Security & Medicare

Social Security pays monthly checks to minor children when a parent retires or becomes disabled

When a parent starts drawing Social Security retirement or disability benefits, the checks may not stop with the parent. A dependent child can qualify for...

Insurance & Protection

Home insurance premiums keep climbing in 2026, adding to fixed-income costs

Home insurance premiums are projected to rise again in 2026, extending a multi-year run of increases that has turned a routine bill into one of...

Fraud & Scams

Anyone caught in the Doxim data breach has until October 13 to file for up to $100

People whose personal information was exposed in the 2023 Doxim data breach have a limited window to claim money, and the clock runs out on...

Insurance & Protection

A new “No Surprises” law bars most surprise out-of-network bills for emergency care

A trip to the emergency room used to carry a hidden financial risk that had nothing to do with the treatment itself. Even at an...

Bank Accounts & Fees

NCUA insurance covers credit-union deposits up to $250,000, just like the FDIC

Retirees who keep savings at a credit union instead of a bank sometimes wonder whether the money is protected the same way. It is. Deposits...

Fraud & Scams

Watch for IRS impersonators: the real agency mails first and never demands instant payment

IRS impersonation remains one of the most common ways scammers separate older Americans from their money, and the defense rests on a single fact: the...

1 36 37 38 39 40 180
Plain-English help keeping more of your money in retirement. Get the free newsletter.

Free from Retirement Shield. Unsubscribe anytime. We never ask for money.