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The Money Overview

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Tyler Foster

Latest Articles by Tyler Foster

Social Security & Medicare

Skip Medicare at 65 and the late penalty adds 10% to your Part B premium for life, for every year you waited

Delaying Medicare Part B past the initial sign-up window can attach a penalty that never goes away. For most people who miss their enrollment period...

Social Security & Medicare

Up to 85% of your Social Security check can be taxed, under income lines frozen since 1983

The income lines that decide whether Social Security benefits get taxed were drawn in 1983 and have not moved since. A single filer whose combined...

Social Security & Medicare

A Medicare drug subsidy ends in 2027, and nearly half of drug plans could raise premiums more than $10 a month

The federal subsidy that softened standalone Medicare Part D premiums for two straight years will not return for 2027, and the government’s own estimates point...

Social Security & Medicare

A defaulted student loan can take 15% of your Social Security check, but the first $750 a month is protected

Roughly 452,000 Social Security recipients are behind enough on federal student loans to face a collection tool many had forgotten existed. Through the Treasury Offset...

Social Security & Medicare

Medicare covers a shingles shot and other Part D vaccines at no cost

The shingles vaccine, which once cost Medicare beneficiaries well over a hundred dollars out of pocket, is now free under Part D, along with every...

Fraud & Scams

Banks must refund unauthorized electronic charges you report within 60 days of the statement

A stranger who drains a checking account through a debit card or an unauthorized transfer is not necessarily a loss the account holder has to...

Corporate Shakeups

CVS is opening about 60 stores in 2026 after years of closures, a sign the drugstore pullback may be easing

After several years in which the biggest U.S. drugstore chains shrank their store counts, CVS is planning to open roughly 60 new locations in 2026....

Corporate Shakeups

Nearly 8,000 U.S. stores are on pace to close in 2026, a record that takes pharmacy counters with them

The United States is on pace for close to 8,000 retail store closures in 2026, a total that retail analysts project would set a record...

Fraud & Scams

Verify-first calls to a known number stop most grandparent and impostor scams

The most effective defense against a grandparent scam or an impostor call is also the cheapest: hang up and call back on a number already...

Fraud & Scams

A Dominican call-center operator was extradited over an elder-fraud scheme that drained more than $5 million from 400 victims

An elder-fraud case that reached across an international border has landed a Dominican call-center operator in a U.S. courtroom, extradited to face charges tied to...

Fraud & Scams

True World Holdings data-breach victims can claim a no-proof $50 before September 8

People whose personal data was caught up in the True World Holdings breach can claim a flat $50 with no documentation, and the window to...

Tech & Your Wallet

Flo Health will pay a $59.5 million privacy settlement, and no proof is required to claim before October 15

Millions of people who used the Flo period- and pregnancy-tracking app several years ago can claim a share of a $59.5 million privacy settlement without...

Fraud & Scams

Lands’ End data-breach victims can take a no-proof $60, or up to $5,000 documented, before October 22

People whose personal information was exposed in the Lands’ End data breach can now choose between a quick $60 cash payment that requires no documentation...

Social Security & Medicare

Medicare’s fall Open Enrollment, October 15 to December 7, is the window to replace a plan leaving in 2027

Medicare’s fall Open Enrollment opens October 15 and closes December 7, and for members whose Advantage or drug plans will not return in 2027, it...

Social Security & Medicare

A bill would raise the SSI savings limit to $10,000 from a $2,000 cap frozen since 1989

A proposal moving through Congress takes aim at one of the oldest and most criticized numbers in the federal safety net: the $2,000 cap on...

Cost of Living

A home health aide runs a median $35 an hour, so full-time care can cost more than a nursing home

Aging at home is widely assumed to be the cheaper path, but the arithmetic of hourly care tells a different story. A home health aide...

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