Tyler Foster
Latest Articles by Tyler Foster
Original Medicare covers no routine dental, vision, or hearing, a gap that surprises new retirees
Millions of Americans reach 65 assuming Medicare will cover the basics of staying healthy, only to learn that three everyday needs fall outside it entirely....
Social Security’s retirement fund is projected to pay only 78% of benefits after 2032 without a fix
Each year the trustees who oversee Social Security publish a projection that lands like a warning shot, and the latest is no different: on the...
Up to 15% of a Social Security check can be garnished for defaulted student loans, though $750 is protected
Federal law lets the government reach into a Social Security check to collect on a defaulted student loan, withholding up to 15 percent of the...
More than 1,500 U.S. stores are closing in 2026, and a lost pharmacy can strand seniors
The pace of American store closures is accelerating again in 2026, with retail analysts at Coresight Research tracking more than 1,500 shuttered locations so far...
Mortgage rates near 6.8% sit close to a one-year high, complicating a retiree’s downsizing math
The cost of borrowing to buy a home is sitting near its highest level in a year, and the timing complicates a decision many older...
Anyone who used the Flo period-tracking app can claim from a privacy settlement by October 15
Unlike a typical data breach, where criminals break in and steal records, the $59.5 million Flo settlement stems from information the company allegedly shared on...
Truist customers can file a no-proof claim from a SunTrust overdraft settlement before September 14
A legal fight over overdraft fees that began under the SunTrust name more than a decade ago has ended in a $240 million settlement, now...
Doxim data-breach victims can claim $100 with no proof of loss before October 13
Most consumers have never heard of Doxim, yet the company quietly handles sensitive financial paperwork for banks and credit unions across the country. That obscurity...
Social Security now scans applicants’ bank accounts, running geographic searches to catch hidden money
Supplemental Security Income runs on one of the strictest asset tests in the federal government, and the Social Security Administration increasingly enforces it with automation...
Enrolling in Part B at 65 opens a one-time window to buy any Medigap policy without health questions
Signing up for Medicare Part B at 65 does more than start doctor-visit coverage; it opens a one-time, six-month window to buy any Medigap supplement...
A program called PACE combines Medicare and Medicaid to keep frail seniors out of nursing homes
Most seniors who grow frail enough to qualify for a nursing home would rather stay in their own homes, and a little-known program is built...
Medicare’s QMB program bars doctors from billing enrolled seniors, yet many still get charged
For the lowest-income people on Medicare, a federal program is supposed to make the doctor’s office nearly free, yet many of them keep getting bills...
Skip creditable drug coverage for 63 days and Medicare can add a lifelong Part D penalty
Sixty-three days is the line that separates a clean Medicare record from a surcharge that can follow a beneficiary for the rest of their life....
When one spouse enters a nursing home on Medicaid, the other can keep about $3,948 a month
About $3,948 a month in 2026 is the most income the federal government will let a healthy spouse keep when a husband or wife enters...
After a senior dies, Medicaid can bill the estate for nursing-home care it paid
Nursing-home care routinely runs well past $9,000 a month, and Medicaid is the only program most older Americans can rely on to pay for a...
Delaying Social Security past full retirement age adds about 8% a year until you turn 70
Every month a worker postpones Social Security past full retirement age raises the eventual benefit by two-thirds of one percent, which compounds to roughly 8...