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Tyler Foster

Latest Articles by Tyler Foster

Social Security & Medicare

Claim Social Security after full retirement age and you can request up to six months as a lump sum

Claiming Social Security after full retirement age comes with an option that sounds appealing and hides a real cost. A worker who applies later than...

Social Security & Medicare

Workers under full retirement age can earn up to $24,480 in 2026 before Social Security holds back benefits

The 2026 earnings limit for Social Security recipients who keep working sits at $24,480. A beneficiary who stays below full retirement age for the entire...

Fraud & Scams

A Lands’ End data-breach settlement pays $60 with no proof, or up to $5,000 for documented losses, until October 22

A data breach that reached into Lands’ End’s computer systems in December 2024 has produced a proposed class-action settlement, and the retailer’s affected customers now...

Social Security & Medicare

Medicare caps your 2026 out-of-pocket drug costs at $2,100, then covered prescriptions cost nothing

Medicare’s Part D benefit now carries a hard ceiling on what a beneficiary spends out of pocket on covered prescriptions: $2,100 in 2026, up from...

Social Security & Medicare

Trump’s drug-pricing order aims to lower what seniors pay out of pocket on Medicare

A drug-pricing order pushed by the Trump administration aims to lower what Medicare beneficiaries pay out of pocket by tying certain U.S. prices to the...

Social Security & Medicare

Humana will drop Medicare Advantage plans for about 600,000 members in 2027

Humana plans to discontinue Medicare Advantage plans covering roughly 600,000 members in 2027, a cut the insurer confirmed for investors on its July 29, 2026...

Social Security & Medicare

A Senate bill would limit Social Security overpayment clawbacks to 10 years if it clears the Senate

A bill introduced in the Senate would stop the government from chasing decades-old Social Security overpayments that beneficiaries often never knew existed. The Social Security...

Cost of Living

Trump’s tariffs are projected to cost the average household about $700 this year

Household budgets are absorbing a fresh hit from trade policy, and a new tally attaches a dollar figure to it. The Tax Foundation projects that...

Social Security & Medicare

UnitedHealthcare’s preliminary 2027 plan would drop Medicare Advantage in 34 counties across 12 states

UnitedHealthcare has circulated a preliminary 2027 blueprint that would pull its Medicare Advantage plans out of 34 counties spread across 12 states, a shift that...

Social Security & Medicare

Social Security will no longer switch your direct deposit by phone, blocking a common theft

Social Security has shut one of the easier doors that thieves used to steal a monthly benefit. The agency will no longer change a recipient’s...

Social Security & Medicare

Medicare’s free yearly wellness visit is not the full physical many seniors expect

Many people turning 65 assume Medicare hands them an annual head-to-toe physical, the kind of thorough once-over a doctor might have delivered during working years....

Social Security & Medicare

Medicare’s new payment plan lets you spread a year of drug costs into monthly installments instead of paying all at once

A retiree who fills an expensive prescription in January can face a bill of several hundred dollars in a single trip to the pharmacy, and...

Cost of Living

LIHEAP helps low-income seniors pay part of their summer cooling bill

As summer electricity bills climb with each heat wave, a federal assistance program that most people associate only with winter heating quietly helps low-income seniors...

Social Security & Medicare

Medicare will pay $274 for Ozempic and Wegovy in 2027, down 71%

The government has set a negotiated Medicare price of $274 for a month’s supply of the blockbuster semaglutide drugs sold as Ozempic and Wegovy, a...

Social Security & Medicare

Your Medicare plan must mail its 2027 Annual Notice of Change by September 30, and skimming it can lock you into higher costs

Every September, private Medicare Advantage and standalone Part D drug plans drop a document called the Annual Notice of Change into millions of mailboxes, and...

Social Security & Medicare

Social Security counts your highest 35 years, so one more year of work can replace a zero and lift your check

Social Security bases every retirement check on a worker’s 35 highest-earning years, a quirk of the formula that quietly reshapes millions of monthly benefits. For...

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