Skip to main content

The Money Overview

Avatar photo
Author

Tyler Foster

Latest Articles by Tyler Foster

Social Security & Medicare

Mayo Clinic may be out of network for some UnitedHealthcare and Humana Medicare Advantage plans, potentially forcing patients to switch or pay more

A Medicare Advantage card does not guarantee the same Mayo Clinic access across every product carrying an insurer’s name. Some UnitedHealthcare and Humana members may...

Loans & Lending

Cash App must pay up to $120 million to users under a federal consumer-redress order

A federal order requires Block, the operator of Cash App, to provide at least $75 million and as much as $120 million in refunds and...

Social Security & Medicare

Social Security is phasing out paper checks, and recipients without a bank account can use a Direct Express card

Social Security is completing its move away from paper checks, but a conventional bank account is not required to receive a benefit electronically. The Treasury-sponsored...

Social Security & Medicare

A surviving spouse can claim a one-time $255 Social Security death benefit

Social Security can pay an eligible surviving spouse a one-time $255 lump sum after a covered worker dies. The amount is small beside funeral and...

Social Security & Medicare

The Supplemental Security Income savings cap is still $2,000, a limit frozen since 1989

Supplemental Security Income still limits an individual to $2,000 in countable resources and an eligible couple to $3,000. Those dollar amounts have not moved since...

Cost of Living

Many states let homeowners 65 and older defer property taxes until the home is sold

Older homeowners in several states can postpone some or all property taxes without giving up their homes. These programs do not erase the bill. Instead,...

Mortgages & Rates

The federal reverse-mortgage limit rises to $1,249,125 in 2026 as seniors’ home equity hits a record

The federal ceiling attached to the most common reverse mortgage is $1,249,125 in 2026, up $39,375 from last year. The increase arrives while older homeowners...

Fraud & Scams

Government-impersonation complaints topped 330,000 last year, up 25%, and the real agency never suspends your Social Security number

Government impersonation has become a mass-market theft system built around a false administrative crisis. Federal data recorded more than 330,000 complaints in 2025, a 25%...

Social Security & Medicare

Medicare Advantage members get a Jan. 1 to March 31 window to switch plans or return to Original Medicare

The first three months of every year give Medicare Advantage enrollees a narrow correction window after new coverage has taken effect. From January 1 through...

Social Security & Medicare

A child can collect Social Security on a retired, disabled or deceased parent’s record

Social Security is commonly described as a worker’s retirement check, but the same earnings record can support a child when a parent retires, develops a...

Social Security & Medicare

A widow or widower can claim a survivor benefit as early as 60, though the check is permanently reduced

Survivor benefits create one of Social Security’s most consequential timing choices because a surviving spouse can begin receiving money years before ordinary retirement benefits reach...

Social Security & Medicare

Waiting until 70 lifts the top Social Security check to $5,181 in 2026

The largest new Social Security retirement benefit available to a qualifying worker who claims at age 70 in 2026 is $5,181 a month. That figure...

Social Security & Medicare

Workers under full retirement age can earn up to $24,480 in 2026 before Social Security holds back benefits

Social Security allows retirement beneficiaries to keep working, but people below full retirement age face an earnings test that can temporarily reduce their checks. For...

Social Security & Medicare

Fifteen Medicare drugs, including Ozempic, get 38% to 85% price cuts in 2027

Medicare has finished negotiating a second group of prescription-drug prices, and the new figures take effect on January 1, 2027. The list covers 15 widely...

Social Security & Medicare

Checking your Social Security earnings record can catch a missing year that quietly shrinks your check for life

A single blank year buried in a Social Security earnings record can follow a worker into retirement and drain money from every monthly check for...

Social Security & Medicare

Medicare’s old Part D “donut hole” is gone, so drug costs no longer spike partway through the year

For years, Medicare drug coverage carried a trap that caught patients by surprise every summer. After a plan and a beneficiary had spent a certain...

1 60 61 62 63 64 179
Plain-English help keeping more of your money in retirement. Get the free newsletter.

Free from Retirement Shield. Unsubscribe anytime. We never ask for money.