Tyler Foster
Latest Articles by Tyler Foster
Medicare’s Part D drug deductible climbs to $700 in 2027, the amount you pay before coverage starts
Medicare’s prescription-drug coverage will ask beneficiaries to pay more out of pocket before it kicks in next year. The standard Part D deductible rises to...
File for Social Security and regret it? You can withdraw the claim within 12 months, repay, and reset for more later
Claiming Social Security early is one of the few retirement decisions that feels permanent the moment it is made, yet the program keeps a narrow...
A spouse who never worked can still collect up to half the higher earner’s Social Security at full retirement age
A person who never held a paying job, or never worked long enough to earn a Social Security benefit of their own, is not shut...
Forty-one states don’t tax Social Security benefits, so where you retire changes how much of your check you keep
Two retirees can draw the identical Social Security check and keep very different amounts of it, and the reason is a state line. Forty-one states,...
A federal audit found 5,367 widows lost $113.8 million by claiming survivor benefits early
The Social Security Administration’s own watchdog recently attached a dollar figure to a decision thousands of surviving spouses make quietly every year. An Office of...
Born before January 2, 1954? You can claim only a spousal Social Security check and let your own grow until 70
A single date on the calendar quietly divides Social Security claimants into two groups, and the people on the older side of it hold a...
Social Security money withheld for working before full retirement age isn’t lost — your check is recalculated upward later
One of the most damaging misconceptions in retirement planning is that a person who keeps working and claims Social Security early simply forfeits the benefits...
Scammers now pose as the agents who can recover your stolen money, and any upfront fee is the tell
The cruelest fraud aimed at retirees no longer targets people with money to lose. It targets people who have already lost it. Federal investigators are...
Anyone on SNAP or Medicaid can cut a phone or internet bill by $9.25 a month through federal Lifeline
A federal subsidy can shave $9.25 off a phone or internet bill every single month, a break built for households living on tight fixed incomes...
Several states now freeze seniors’ property taxes, and New Jersey pays up to $6,500
Property taxes are one of the few retirement costs that keep climbing even after a mortgage is gone, and a growing set of state programs...
Medicare’s 2027 drug cap falls to $2,400, then covered prescriptions cost nothing
The most a Medicare drug plan will require an enrollee to spend out of pocket on covered prescriptions in 2027 is set at $2,400, and...
Comcast customers can claim $50 with no proof from a $117.5 million data-breach settlement before September 14
A $117.5 million settlement over a 2023 cyberattack on Xfinity is paying former and current Comcast customers a flat sum of about $50 with no...
Original Medicare now requires prior approval for some procedures in a handful of states
For decades, one of the clearest advantages of traditional Medicare over private Medicare Advantage plans was the absence of prior authorization. A patient in Original...
Social Security disability checks convert automatically to retirement checks at full retirement age, with no drop in the amount
Millions of Americans who collect Social Security Disability Insurance carry a quiet worry into their sixties: whether reaching retirement age will shrink the payment they...
Social Security’s retirement trust fund is projected to pay just 78% of benefits after 2032 unless Congress acts
The reserve that cushions Social Security’s retirement benefits is now projected to run dry in the fourth quarter of 2032, and once it does, incoming...
Medicare’s 2027 plan-change notices arrive by September 30, and ignoring yours can lock you into a worse plan
Each fall, every Medicare Advantage and Part D plan mails a document that decides how much its members pay the following year, and it is...