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The Money Overview

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Tyler Foster

Latest Articles by Tyler Foster

Bank Accounts & Fees

Big banks have cut overdraft fees toward $5 and now need your okay before charging one, so that old $35 hit may be avoidable

Checking-account holders at the largest U.S. banks could soon see overdraft charges drop from roughly $35 to as little as $5, but only if they...

Fraud & Scams

Federal prosecutors charged a man in a $149 million scam built on Bitcoin ATMs and bulk gold, the same playbook draining older Americans’ savings

A retiree lost $1.49 million in life savings after being tricked into feeding cash into Bitcoin ATMs and wiring funds to buy gold bars, according...

Social Security & Medicare

Many Medicare Advantage plans load a quarterly card for groceries and drugstore items, and unused dollars often vanish at year’s end

Medicare Advantage enrollees who receive quarterly debit cards for groceries and drugstore purchases face a quiet deadline: unspent dollars on those cards typically expire at...

Retirement & Taxes

Pay a medical bill out of pocket today, keep the receipt, and you can reimburse yourself tax-free from an HSA years later

Millions of Americans enrolled in high-deductible health plans face a quiet choice every time they visit a doctor or fill a prescription: pay the bill...

Social Security & Medicare

Some states let you switch Medigap plans each year around your birthday

Medicare beneficiaries in a handful of states can shop for a new Medigap policy every year around their birthday without answering a single health question....

Social Security & Medicare

Most disability recipients wait two years before Medicare coverage even begins

Americans approved for Social Security Disability Insurance face a gap of at least 24 months before Medicare coverage kicks in, a period that can stretch...

Social Security & Medicare

Born before January 2, 1954? You can claim just a spousal Social Security check and let your own grow 8% a year until 70

Americans born before January 2, 1954, still hold a Social Security option that Congress eliminated for everyone younger. At full retirement age, they can file...

Social Security & Medicare

Paying cash with a discount card can beat your Medicare drug copay, but that purchase won’t count toward your $2,000 out-of-pocket cap

Medicare beneficiaries who use discount cards like TrumpRx to buy prescription drugs at a lower price than their plan copay face a hidden cost: those...

Insurance & Protection

A defensive-driving course can shave hundreds off a retiree’s car insurance

Retirees watching their auto insurance bills climb have a concrete, state-backed way to cut costs: completing a defensive-driving course. In New York, the discount is...

Fraud & Scams

A Connecticut man drew nine years in federal prison for a romance scam that drained victims nationwide, part of a widening crackdown

Naabanyin Aniagyei-Cobbold, a 30-year-old Connecticut man, was sentenced on March 5, 2026, to nine years in federal prison for wire fraud and money laundering tied...

Insurance & Protection

Veterans who lose a limb, their sight, or need daily aid can collect special monthly compensation on top of the 100% disability rate

Veterans rated at 100% disability by the Department of Veterans Affairs often assume they have reached the ceiling of their benefits. They have not. Federal...

Social Security & Medicare

Seniors on Medicare and Medicaid can join a Dual Special Needs Plan for free

Millions of Americans who qualify for both Medicare and Medicaid can enroll in a Dual Eligible Special Needs Plan, known as a D-SNP, with zero...

Fraud & Scams

No $2,000 tariff-dividend check has been approved, and officials warn the texts promising one are a scam

Scammers are blasting text messages to phones across the country claiming that recipients qualify for $2,000 tariff rebate checks, and state and federal officials are...

Fraud & Scams

Federal prosecutors say a romance-scam ring drained up to $1.1 million each from more than 100 older Americans, then splurged on Lamborghinis and Cybertrucks

A Ghanaian national was extradited to the United States to face charges that he helped run a romance-fraud network responsible for stealing more than $8...

Retirement & Taxes

VA disability pay is completely tax-free, on both federal and state returns

Veterans who receive VA disability compensation do not owe federal or state income tax on those payments. Two separate federal statutes shield the money, and...

Social Security & Medicare

Medicare covers a screening colonoscopy free, but removing a polyp can trigger a bill

Medicare beneficiaries who schedule a screening colonoscopy expect to pay nothing out of pocket. That expectation is correct, but only up to a point. When...

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