Insurance & Protection
Health insurance, auto insurance, life insurance, homeowner’s and renter’s insurance, disability coverage, and how to evaluate policies and claims.
Latest in Insurance & Protection
Home insurance is jumping over 20% in disaster-prone states this year
Homeowners in Texas saw their insurance rates climb 21.1% in 2023, one of the sharpest single-year increases any state regulator has recorded. That spike was...
Your bank deposits are insured up to $250,000 per depositor, and more across several banks
Americans holding more than $250,000 in bank deposits face a straightforward but often overlooked math problem: the Federal Deposit Insurance Corporation covers each depositor up...
Medicaid can bill your estate for nursing-home care, though up to $752,000 of home equity is shielded
Families who rely on Medicaid to cover nursing-home bills for aging relatives can face a financial surprise after a loved one dies: the state may...
Car insurance now averages about $2,500 a year, with New Jersey drivers up 10%
Drivers across the United States are paying roughly $2,500 a year for car insurance, and those in New Jersey face an even steeper climb, with...
A common blood-pressure pill, chlorthalidone, was recalled nationwide because it may not work
Rising Pharma Holdings, Inc. is recalling two nationwide lots of its 25-milligram chlorthalidone tablets after the blood-pressure drug failed to meet potency standards, raising the...
Flood-insurance premiums are rising more than 50% in 41 states under FEMA’s new pricing
Homeowners across the country face sharply higher flood-insurance bills as FEMA’s Risk Rating 2.0 reprices policies to reflect actual property-level flood risk. Premiums are climbing...
Home insurance is rising most in four states this year, led by California at 16%
California homeowners will pay an average of 16 percent more for property insurance by the end of 2026, the steepest projected increase among all U.S....
Blue Cross Blue Shield plans are dropping Wegovy coverage as employers pull back on weight-loss drugs
Independence Blue Cross has dropped weight-loss-only coverage for some customers, and North Carolina’s state workers’ health plan is ending benefits for Wegovy and Saxenda. On...
CVS is recalling medicated wipes that lack child-resistant packaging, a poisoning risk for children
Diamond Wipes International is recalling CVS Health Medicated Hemorrhoidal Wipes because the lidocaine-containing product was sold without child-resistant packaging, creating what the U.S. Consumer Product...
Two nights in the hospital “under observation” instead of admitted can cost thousands and block nursing-home coverage
Medicare patients who spend two nights in a hospital bed, receive treatment from hospital staff, and sleep in a hospital room can still be told...
Home insurance is climbing for a fifth straight year, with Florida households now paying over $10,000
Florida homeowners face annual insurance bills that now exceed $10,000 in parts of the state, a burden that has grown for five consecutive years and...
Thermos is recalling 8.2 million food jars and bottles over impact and laceration injuries
Thermos is recalling about 8.2 million Stainless King food jars and bottles after reports that the stopper can shoot out and cause injuries. The U.S....
Credit-union deposits are insured to $250,000 too, backed by the federal NCUA
Savers who keep their money at federally insured credit unions carry the same $250,000 deposit protection that bank customers receive through the FDIC, yet surveys...
You can reach Medicaid nursing-home coverage by spending down assets on care and exempt items
Families facing nursing-home costs that can exceed several thousand dollars per month often believe they must give away everything they own to qualify for Medicaid...
Hyundai is recalling Palisade SUVs after a power third-row seat that can trap a child was linked to one death
Hyundai is recalling certain Palisade SUVs equipped with power-folding third-row seats after federal safety regulators linked the defect to one child’s death. The recall covers...
You can put $4,400 in a health savings account this year, or $8,750 for a family
Workers with high-deductible health plans can stash up to $4,400 in a health savings account for self-only coverage this year, or $8,750 for family coverage....
Losing job coverage, you can keep the same health plan up to 18 months through COBRA
Workers who lose employer-sponsored health insurance after a layoff or cut in hours face a narrow window to keep the exact same coverage they had...
Unlike an FSA, an HSA never expires and its balance can grow for retirement
Workers who rely on a health flexible spending account risk losing unspent dollars at the end of each plan year, while those with a health...
$5,298 a year is now the typical home-insurance bill in Oklahoma, over double the national average
Oklahoma homeowners face an annual insurance bill of $5,298 on average, more than double the national average, a cost driven by years of severe weather...
Home insurance is jumping most in Louisiana this year, up about 58%
Louisiana homeowners face the sharpest insurance premium increases in the country this year, with costs climbing roughly 58 percent according to widely cited industry estimates....