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The Money Overview

Personal Finance

Day-to-day money decisions for individuals and households. Practical guidance on budgeting, saving, spending, credit, debt management, and financial planning.

Latest in Personal Finance

Budgeting & Saving

Top CD rates still pay about 4% while the Fed holds at 3.50% to 3.75%.

The most reliable savings rates in the country still cluster around 4%, with the best certificates of deposit paying roughly that even after the Federal...

Insurance & Protection

Florida seniors face the country’s highest home insurance, averaging more than $3,600 a year as rates climb again.

Florida retirees pay more to insure a home than older homeowners in any other state, with typical annual premiums for seniors running past $3,600 even...

Insurance & Protection

Home insurance is climbing a fifth straight year, and homeowners over 70 now average $121 to $139 a month.

Homeowners past age 70 now pay roughly $121 to $139 a month to insure a home, and 2026 marks the fifth straight year that the...

Smart Spending

Amazon Prime’s price could rise to $159 a year, though current members can lock in $139 before any hike.

Amazon Prime could get more expensive for the first time in years. A closely watched Wall Street projection has the annual U.S. membership climbing to...

Smart Spending

Panasonic is offering full refunds on recalled toaster ovens after reports the power cord can shock or spark.

Panasonic will refund the full purchase price of a single toaster oven model after federal safety regulators warned its power cord can shock or spark....

Smart Spending

Owners of about 13,500 recalled Amana window air conditioners can get a full refund over a fire risk.

About 13,514 Amana air conditioners and heat pumps now qualify for a full refund, and for the households and building owners who bought them the...

Smart Spending

States are holding about $70 billion in unclaimed money, and a free official search can turn up accounts in your name.

Roughly $70 billion sits in state unclaimed-property accounts across the country, money separated from its owners by a move, a forgotten account, or a misspelled...

Insurance & Protection

ACA subsidies lapsed, and a 60-year-old earning $64,000 can now face about $14,900 in yearly premiums, up from $6,200 with help.

A 60-year-old earning about $64,000 a year could owe roughly $14,900 in annual health-insurance premiums in 2026, up from about $6,200 when enhanced subsidies were...

Smart Spending

Target recalled 211,000 Cat & Jack sandals and is offering full refunds

Target recalled about 211,000 pairs of Cat & Jack children’s sandals after receiving reports that decorative pearls detached, creating a choking hazard. The remedy is...

Smart Spending

Walmart and Sam’s Club cut prices on thousands of summer essentials

Walmart and Sam’s Club are promoting thousands of lower summer prices, stretching from groceries and beverages to pools, toys and apparel. The announcement is broad,...

Smart Spending

The FTC is mailing 9,419 checks after a deceptive marketing case

The FTC’s Trend Deploy refund is unusual because affected buyers do not have to discover a settlement website and submit a claim. The agency is...

Insurance & Protection

A shared nursing-home room now runs about $9,581 a month, and Medicaid steps in only after savings fall below $2,000.

Families with an aging parent who needs round-the-clock care face a brutal math problem. A shared nursing-home room now runs about $9,581 a month, yet...

Insurance & Protection

Owners of recalled Flaunt MagSafe power banks can collect a $65 refund or an $80 store credit over a fire risk.

Anyone who bought a Flaunt MagSafe Battery Charger power bank now faces a direct safety warning: the lithium-ion battery inside can overheat and catch fire....

Credit & Debt

Paid medical debts and those under $500 stay off your credit report, even after a federal rule was struck down.

Consumers who have already paid off medical bills or owe less than $500 on medical collections can still expect those items to stay off their...

Smart Spending

Florida returned $88 million in unclaimed money this year, and a free state search shows if any is yours.

Floridians collected $88 million in unclaimed property in February alone, a record monthly disbursement announced by Chief Financial Officer Blaise Ingoglia. The money, which had...

Budgeting & Saving

New York returned a record $163 million in forgotten money to residents this year, and a free state search shows if any of it is yours

New York State sent back a record $163 million in forgotten funds to residents this year, driven largely by a fast-track program that mails checks...

Smart Spending

Walmart shoppers can get full refunds on recalled Marketside salads in a nine-state outbreak

If you bought a Marketside salad from Walmart in the past few weeks, check your refrigerator before your next meal. Nearly 2,000 people across nine...

Budgeting & Saving

A Series EE savings bond doubles in value if you hold it 20 years

Savers who buy a Series EE bond from the U.S. Treasury today receive a fixed interest rate that, on its own, may look modest compared...

Insurance & Protection

Naming account beneficiaries sends money straight to heirs, skipping probate whatever your will says

Anyone who dies with a bank account, retirement plan, or life insurance policy that carries a named beneficiary will send that money directly to the...

Smart Spending

Recalled salmonella-linked eggs at Kroger and other stores can be returned for a refund

Midwest Poultry Services, L.P. has recalled more than 1,589,577 dozen shell eggs tied to a salmonella outbreak that has sickened 98 people across six states...

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