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The Money Overview

Personal Finance

Day-to-day money decisions for individuals and households. Practical guidance on budgeting, saving, spending, credit, debt management, and financial planning.

Latest in Personal Finance

Smart Spending

Sony’s $7.85 million PlayStation settlement faces an October 15 approval hearing

A $7.85 million settlement figure does not yet translate into money available for PlayStation customers to claim. The court has scheduled an October 15 fairness...

Smart Spending

USPS package base prices stay 8% higher through January 17

A temporary postal surcharge can become easy to mistake for a permanent rate once it has appeared on receipts for several months. The current package...

Smart Spending

Forever stamps now cost 82 cents after USPS raises mailing prices

A four-cent postage increase looks small at the kitchen table, but it changes the economics of every recurring letter, greeting card and bill payment sent...

Smart Spending

Disney’s $50 million streaming settlement opens claims through September 8

A $50 million partial settlement with Disney is accepting claims from qualifying YouTube TV and DirecTV Stream customers through September 8, 2026. The fund does...

Smart Spending

Owners of 5,952 recalled SDADI step stools can request a full refund

Nearly 6,000 SDADI kitchen step stools are now attached to a full-refund remedy after a federal recall identified collapse, tip-over and entrapment hazards. The July...

Smart Spending

Owners of 5,918 recalled teething toys can request a full refund

A full refund is available for about 5,918 Sili Factory pull-string teething toys recalled after federal regulators found that their silicone strings violate the mandatory...

Smart Spending

Nara formula buyers can request refunds for all lots sold through June 2026

The Nara Organics infant-formula recall is unusually broad: every listed lot that reached the U.S. market from July 2025 through June 2026 is included, and...

Smart Spending

$5,000 Dohman breach-loss claims run through September 10

A proposed data-breach settlement involving Nebraska accounting firm Dohman, Akerlund & Eddy gives eligible class members two very different cash paths before September 10, 2026....

Smart Spending

$5,000 FMC breach-loss claims close August 31

FMC Services class members can seek up to $5,000 for losses connected to a 2022 data incident, but the settlement also offers an estimated $75...

Smart Spending

$50 St. Joseph MyChart claims close August 14

St. Joseph Hospital’s proposed MyChart privacy settlement offers a simple $50 payment, but the class definition is more important than the amount. Eligibility depends on...

Smart Spending

AH Media customers are getting new Zelle payments after $5.2 million in refunds

AH Media’s “free trial” case has moved through checks and PayPal and is now reaching missed recipients through Zelle. The Federal Trade Commission says earlier...

Smart Spending

The FTC is sending 1,623 second payments totaling more than $136,000

The Sales Mentor refund fund still had money after its first distribution, so the Federal Trade Commission is sending 1,623 follow-up payments worth more than...

Smart Spending

$27,074.99 can help eligible disabled veterans buy a specially equipped vehicle

The Department of Veterans Affairs can pay up to $27,074.99 toward a specially equipped vehicle for a veteran whose service-connected disability meets the program’s functional...

Smart Spending

BMW owners can seek antenna-repair reimbursement through August 27

Owners and lessees of certain 2019 and 2020 BMW sport-utility vehicles have until August 27 to seek repayment for eligible past repairs involving the roof-mounted...

Smart Spending

Mission Community Hospital breach claims close August 12 with cash and monitoring available

Mission Community Hospital’s proposed breach settlement offers four forms of value—documented-loss reimbursement, a California payment, medical-data monitoring and a residual cash share—but every route runs...

Smart Spending

Ciuni & Panichi breach claims offer about $125 or up to $5,000 by August 18

Ciuni & Panichi class members face a choice between a roughly estimated cash share and reimbursement tied to proof of actual loss, and the two...

Smart Spending

$25,000 is the Flagstar Bank breach-loss ceiling before August 11

Flagstar Bank’s proposed data-breach settlement places a high ceiling on documented losses, but the $25,000 figure is not a flat payment and the August 11...

Smart Spending

Ring customers are getting new Zelle payments after more than $5.4 million in refunds

Ring’s newest refund round uses Zelle to reach eligible customers who missed earlier payments, extending a privacy settlement that has already returned more than $5.4...

Smart Spending

University of Phoenix students are getting new Zelle payments after $49 million in refunds

The newest University of Phoenix refunds are arriving through Zelle, but they are not a fresh application round and they are not the same relief...

Smart Spending

The FTC is mailing 62,893 Handy workers checks totaling more than $2.7 million

A $2.7 million refund program for Handy workers is moving through ordinary paper checks, making the mailbox—not an application portal—the decisive point of contact. The...

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