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The Money Overview

Personal Finance

Day-to-day money decisions for individuals and households. Practical guidance on budgeting, saving, spending, credit, debt management, and financial planning.

Latest in Personal Finance

Insurance & Protection

Standard home insurance doesn’t cover flood damage, and a new flood policy takes 30 days to kick in

Homeowners and renters who assume their standard insurance policy will cover flood damage face a costly surprise: it will not. FEMA states plainly that neither...

Smart Spending

Teva will pay $35 million over its asthma inhalers, and people who bought QVAR since 2015 can claim by July 31

People who purchased QVAR asthma inhalers since 2015 have until July 31 to file a claim in a $35 million settlement involving Teva Pharmaceuticals. The...

Insurance & Protection

Flood policies leave out your car, pool, and the cost of temporary housing during repairs

Homeowners who assume their flood insurance will cover a ruined car in the driveway, a damaged backyard pool, or a hotel stay while their house...

Insurance & Protection

The average flood insurance policy now runs about $976 a year

Homeowners covered by the National Flood Insurance Program are now paying an average of about $976 a year for a policy, a figure that carries...

Smart Spending

Kia is recalling 141,032 Carnival minivans because a loose fuel line can leak and start a fire

Owners of Kia Carnival minivans from the 2022 through 2024 model years face a direct safety risk after the automaker filed a recall covering 141,032...

Budgeting & Saving

States are holding more than $40 billion in unclaimed cash, and finding yours is free at MissingMoney.com

Millions of Americans have money sitting in state treasuries that they have never claimed, with the national total running well above $40 billion by state-level...

Budgeting & Saving

Texas alone is sitting on $10.5 billion in unclaimed cash waiting for residents to claim it

Billions of dollars in dormant bank accounts, uncashed checks, and forgotten securities sit in Texas state custody right now, waiting for their rightful owners to...

Smart Spending

Beware any service that charges a fee to track down your unclaimed money — the official search is free

Millions of Americans have unclaimed money sitting in state treasuries, and a growing number of companies want to charge them a fee to get it...

Smart Spending

Amazon is sending automatic payments of up to $51 to Prime members, and the claim window for everyone else closes July 27

Millions of Amazon Prime subscribers are receiving automatic refund payments of up to $51 from the Federal Trade Commission, with no action required on their...

Budgeting & Saving

5% savings accounts are still here for now after the Fed held rates steady

Savers earning 5 percent annual percentage yields on their deposits got a reprieve this month after the Federal Reserve chose not to cut its benchmark...

Budgeting & Saving

Series EE savings bonds will double in value in 20 years, backed by the U.S. Treasury

Anyone who buys a Series EE savings bond from the U.S. Treasury today receives a federal guarantee: the bond will be worth at least twice...

Budgeting & Saving

1 in 7 Americans is owed unclaimed money, with the average claim worth about $2,080

Millions of Americans have money sitting in state treasuries and federal accounts that they have never collected. The chance that any given person, or someone...

Smart Spending

A mini-fridge recall has grown to nearly 1 million units that can catch fire

Nearly 964,000 Frigidaire-brand mini-fridges sold through Target now carry a federal recall warning after Curtis International expanded its earlier action to include a fifth model....

Insurance & Protection

Oklahoma homeowners now pay $5,298 a year for insurance, 121% above the national average

Oklahoma homeowners are spending $5,298 a year on home insurance, a figure that sits 121 percent above the national average and reflects a widening gap...

Smart Spending

Used-car inventory is finally rising, giving budget buyers more room to negotiate

Budget-conscious car shoppers are gaining ground this summer as used-vehicle supply grows and federal price data signals softening costs. The Bureau of Transportation Statistics and...

Budgeting & Saving

States are holding billions in forgotten cash, from old paychecks to deposits to refunds, and the official MissingMoney.com search is free

Millions of Americans have money sitting in state treasuries right now, turned over by banks, employers, and insurance companies after accounts went dormant. At the...

Insurance & Protection

Home insurance climbs another 4% in 2026 to about $3,057, with California up 16%

American homeowners are absorbing yet another round of premium increases in 2026, with the national average climbing roughly 4% to about $3,057 per year. In...

Insurance & Protection

Wartime veterans and their surviving spouses can claim a monthly VA pension for care costs that thousands never apply for

Surviving spouses of wartime veterans can receive a monthly VA pension designed to offset care costs, yet thousands of eligible households never file a claim....

Budgeting & Saving

Top one-year CDs still pay around 4%, locking in today’s rate

Savers hunting for guaranteed returns can still find one-year certificates of deposit paying around 4 percent at leading banks and online institutions, but the window...

Smart Spending

You can shrink a big hospital bill by asking for the cash price or a payment plan

Patients who receive a large hospital bill can often reduce what they owe simply by asking for the facility’s cash price or requesting a structured...

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