Personal Finance
Day-to-day money decisions for individuals and households. Practical guidance on budgeting, saving, spending, credit, debt management, and financial planning.
Latest in Personal Finance
Electrolux is recalling Frigidaire gas ranges over a defect that can let burners keep leaking gas, a fire hazard
Thirty people have suffered burn injuries tied to a defect in Frigidaire gas ranges that allows gas to build up inside the oven before the...
A free pharmacy discount card sometimes beats your insurance copay on generics
Millions of Americans filling generic prescriptions at the pharmacy counter may be paying more through their insurance copay than they would with a free discount...
Walmart’s Great Value Hawaiian rolls are recalled across 26 states
Shoppers in more than two dozen states face a decision at the bread aisle after the FDA flagged Walmart’s Great Value Hawaiian Roll 4-packs in...
UnitedHealth denied 71% of seniors’ long-term-care requests, versus 42% at smaller plans
Seniors enrolled in UnitedHealth Group’s Medicare Advantage plan saw roughly 70.9% of their prior authorization requests for long-term acute care hospital stays denied in June...
Joann is closing all remaining stores; use gift cards before they’re worthless
Shoppers holding JOANN gift cards now face a deadline to spend them. The craft and fabric retailer has launched store closing sales at all 790...
Uninsured or paying cash? Hospitals must give you a good-faith cost estimate before they treat you
Millions of Americans who lack health insurance or choose to pay out of pocket for medical care now have a federal right that many still...
Did you buy a mattress online? An Ashley settlement is handing out vouchers until July 17
Consumers who purchased Nectar, DreamCloud, or Siena mattresses online have a shrinking window to claim vouchers through a settlement tied to Ashley, the furniture giant...
California ticket buyers who used Posh can claim up to $15 from a settlement before July 7
California residents who bought event tickets through the Posh platform have until July 7 to file a claim for up to $15 each as part...
$15 a month buys renters insurance covering your belongings and a liability lawsuit
Renters who skip insurance leave their furniture, electronics, and savings exposed to a single fire, break-in, or liability claim that could cost tens of thousands...
$5,000 on a card at 22% takes over a decade to clear at the minimum payment
Cardholders carrying a $5,000 revolving balance at 22 percent annual interest face a repayment timeline stretching well beyond a decade when they send only the...
Leaving a job? COBRA lets you keep your health plan 60 days, at full price
Workers who lose employer-sponsored health coverage face a tight deadline and a steep price increase if they want to keep the same plan. Federal law...
An ABLE account lets people with disabilities save tens of thousands without losing federal benefits
Millions of Americans with disabilities face a harsh financial trap: save more than $2,000 in countable resources and lose access to Supplemental Security Income and,...
Checking all three of your credit reports is now free every week at AnnualCreditReport.com
Americans can now pull free copies of their credit reports from Equifax, Experian, and TransUnion every single week, not just once a year. The shift,...
Disability insurance replaces part of your paycheck if an illness or injury keeps you from working
Workers who lose income to a sudden illness or off-the-job injury face an immediate financial gap that employer-provided or state-mandated disability insurance is designed to...
Keeping your credit-card balances under 30% of your limit helps lift your credit score
Consumers carrying credit-card balances above 30 percent of their available limits face a direct drag on their credit scores, and that penalty now carries higher...
Term life insurance costs a fraction of whole life for the same coverage
Households shopping for life insurance face a stark price gap between term and whole life policies, even when the death benefit is identical. A healthy...
A health savings account is the only account taxed three ways in your favor, with a $4,400 individual limit this year
Workers enrolled in high-deductible health plans now have a higher ceiling for tax-advantaged medical savings. The IRS set the 2026 self-only contribution limit for health...
An emergency-room visit can’t be billed above your in-network share, even if the hospital is out of network
Patients who end up in an emergency room at an out-of-network hospital cannot be charged more than their plan’s in-network cost-sharing amount for that visit....
A federal flood policy caps payouts at $250,000 for the home and $100,000 for belongings
Homeowners who suffer flood damage through a federally backed insurance policy can collect no more than $250,000 toward rebuilding their home and $100,000 for destroyed...
Homeowners can buy federal flood coverage even when they live outside a mapped flood zone
Homeowners who live outside a federally mapped high-risk flood zone can still buy coverage through the National Flood Insurance Program, and a substantial share of...