Personal Finance
Day-to-day money decisions for individuals and households. Practical guidance on budgeting, saving, spending, credit, debt management, and financial planning.
Latest in Personal Finance
$15 billion sits unclaimed in California alone, part of the billions states are holding for residents
More than $15 billion in forgotten wages, insurance payouts, and dormant financial accounts sits in California’s state treasury right now, spread across over 84 million...
Bought an Ashley, Nectar, Siena or DreamCloud foam mattress? A $9 million settlement pays out through August 27
People who purchased foam mattresses sold under the Ashley, Nectar, Siena, or DreamCloud brands have until August 27 to file a claim in a $9...
46% is how much home insurance has risen since 2021, with California premiums up another 16% this year
Homeowners across the United States are paying 46 percent more for property insurance than they did in 2021, according to Insurify data, and the squeeze...
Florida homeowners now pay roughly $5,500 to $11,000 a year for home insurance
Florida homeowners are spending roughly $5,500 to $11,000 a year on property insurance, a cost that ranks among the highest in the nation relative to...
You can invest the money in a health savings account and let it grow tax-free for medical bills in retirement.
Workers enrolled in high-deductible health plans gained a clearer picture of how much they can stash away for future medical costs after the IRS published...
Two nights in the hospital “under observation” rather than admitted can cost you thousands and block nursing-home coverage.
Medicare beneficiaries who spend two nights in a hospital bed can still be classified as outpatients if they are placed under observation status rather than...
Owe under 80% of your home’s value? Demand the lender cancel mortgage insurance.
Homeowners paying private mortgage insurance on a loan balance that has already dropped below 80 percent of their home’s original value are losing money every...
Bought Tom’s of Maine toothpaste since 2020? You can claim cash from a $2.9 million settlement with no receipt, by August 27.
Consumers who purchased Tom’s of Maine toothpaste at any point since 2020 can now file claims for cash from a $2.9 million class-action settlement against...
Lost track of a life insurance policy? A free national locator searches insurers for your family
Families who lose track of a loved one’s life insurance policy after a death can face months of frustration searching for benefits they are owed....
$29 billion in U.S. savings bonds has stopped earning interest, and a free Treasury site finds yours
Millions of Americans own savings bonds that stopped growing years ago, and the federal tool built to help them find that money no longer exists....
INIU power banks sold on Amazon are being recalled over fire and burn risks
Federal safety regulators are pulling roughly 210,000 INIU portable chargers off the market after finding the lithium-ion batteries inside can overheat and catch fire. The...
An ABLE account lets people who became disabled before 26 save and invest tax-free
Millions of Americans with disabilities face a brutal tradeoff: save money for future needs and risk losing federal benefits, or stay below strict asset limits...
$1,000 in extra HSA contributions is allowed each year once you turn 55
Americans who hold a high-deductible health plan and turn 55 gain the right to contribute an extra $1,000 per year to a health savings account,...
Chicago drivers whose cars were towed since 2017 can claim up to $1,250 by August 12
Chicago vehicle owners whose cars were towed under the city’s abandoned-vehicle program between 2017 and recent years can file claims for payments of up to...
$1,904 a year is the new average premium for subsidized Obamacare buyers, nearly double the $888 they paid before enhanced credits expired
Millions of Americans who buy health coverage through the Affordable Care Act marketplaces are now paying roughly twice what they paid a year ago. Average...
The VA pays a burial and plot allowance toward a veteran’s funeral, money many grieving families never claim
Families who bury a veteran outside a national cemetery can claim a cash reimbursement from the Department of Veterans Affairs for burial costs, plot expenses,...
Nonprofit credit counselors can fold your cards into one lower-interest payment, often for little or no fee
Consumers juggling multiple credit card balances can combine them into a single monthly payment with reduced interest rates and fees through a debt management plan...
Family caregivers of a disabled veteran can get a monthly VA stipend
Family caregivers who provide daily support to severely disabled veterans can receive a tax-free monthly payment from the Department of Veterans Affairs, yet many eligible...
Losing job-based health coverage opens a 60-day window to buy a subsidized marketplace plan instead of pricey COBRA
Workers who lose employer-sponsored health insurance face a stark choice between two very different price tags, and the clock starts ticking immediately. Federal rules give...
One in seven Americans has unclaimed cash sitting in a state account, and a free official search finds it by name
Roughly one in seven people in the United States have unclaimed property sitting in a state account, according to the president of the National Association...