Personal Finance
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Latest in Personal Finance
Flood-insurance premiums are rising more than 50% in 41 states under FEMA’s new pricing
Homeowners across the country face sharply higher flood-insurance bills as FEMA’s Risk Rating 2.0 reprices policies to reflect actual property-level flood risk. Premiums are climbing...
A record 1 in 5 new-car buyers now has a monthly payment above $1,000
More than one in five new-car buyers in the United States now carries a monthly payment above $1,000, a record share that signals how deeply...
Home insurance is rising most in four states this year, led by California at 16%
California homeowners will pay an average of 16 percent more for property insurance by the end of 2026, the steepest projected increase among all U.S....
Blue Cross Blue Shield plans are dropping Wegovy coverage as employers pull back on weight-loss drugs
Independence Blue Cross has dropped weight-loss-only coverage for some customers, and North Carolina’s state workers’ health plan is ending benefits for Wegovy and Saxenda. On...
Paying a credit-card bill before the statement closes can lower your score
Cardholders who rush to pay off their credit-card balance before the billing cycle ends may be surprised to learn the move can temporarily drag down...
CVS is recalling medicated wipes that lack child-resistant packaging, a poisoning risk for children
Diamond Wipes International is recalling CVS Health Medicated Hemorrhoidal Wipes because the lidocaine-containing product was sold without child-resistant packaging, creating what the U.S. Consumer Product...
Two nights in the hospital “under observation” instead of admitted can cost thousands and block nursing-home coverage
Medicare patients who spend two nights in a hospital bed, receive treatment from hospital staff, and sleep in a hospital room can still be told...
Home insurance is climbing for a fifth straight year, with Florida households now paying over $10,000
Florida homeowners face annual insurance bills that now exceed $10,000 in parts of the state, a burden that has grown for five consecutive years and...
Thermos is recalling 8.2 million food jars and bottles over impact and laceration injuries
Thermos is recalling about 8.2 million Stainless King food jars and bottles after reports that the stopper can shoot out and cause injuries. The U.S....
Credit-union deposits are insured to $250,000 too, backed by the federal NCUA
Savers who keep their money at federally insured credit unions carry the same $250,000 deposit protection that bank customers receive through the FDIC, yet surveys...
A 529 college plan can also pay up to $10,000 toward the student’s loans, tax-free
Families holding leftover 529 college savings balances can now direct up to $10,000 of those funds toward repaying a student’s education loans without owing federal...
You can reach Medicaid nursing-home coverage by spending down assets on care and exempt items
Families facing nursing-home costs that can exceed several thousand dollars per month often believe they must give away everything they own to qualify for Medicaid...
Hyundai is recalling Palisade SUVs after a power third-row seat that can trap a child was linked to one death
Hyundai is recalling certain Palisade SUVs equipped with power-folding third-row seats after federal safety regulators linked the defect to one child’s death. The recall covers...
You can put $4,400 in a health savings account this year, or $8,750 for a family
Workers with high-deductible health plans can stash up to $4,400 in a health savings account for self-only coverage this year, or $8,750 for family coverage....
Losing job coverage, you can keep the same health plan up to 18 months through COBRA
Workers who lose employer-sponsored health insurance after a layoff or cut in hours face a narrow window to keep the exact same coverage they had...
QVAR asthma inhaler buyers can claim cash from a $35 million settlement by July 31
People who bought the QVAR asthma inhaler could be eligible for a share of a $35 million settlement, but the window to file a claim...
Unlike an FSA, an HSA never expires and its balance can grow for retirement
Workers who rely on a health flexible spending account risk losing unspent dollars at the end of each plan year, while those with a health...
443,048 people burned by a credit-repair pyramid are getting $10.9 million in FTC refund checks
The Federal Trade Commission is distributing more than $10.9 million in refund checks to 443,048 consumers who paid money to a credit-repair pyramid scheme run...
$5,298 a year is now the typical home-insurance bill in Oklahoma, over double the national average
Oklahoma homeowners face an annual insurance bill of $5,298 on average, more than double the national average, a cost driven by years of severe weather...
Families are taking on double-digit more debt to cover back-to-school shopping this year
American families heading into the 2026 back-to-school season face a sharper financial squeeze than in recent years, with revolving credit expanding at a double-digit annualized...