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The Money Overview

Personal Finance

Day-to-day money decisions for individuals and households. Practical guidance on budgeting, saving, spending, credit, debt management, and financial planning.

Latest in Personal Finance

Insurance & Protection

Home insurance is jumping most in Louisiana this year, up about 58%

Louisiana homeowners face the sharpest insurance premium increases in the country this year, with costs climbing roughly 58 percent according to widely cited industry estimates....

Insurance & Protection

Who must find a new health plan for 2027? The 369,000 people Cigna is dropping from Obamacare

Roughly 369,000 people enrolled in Affordable Care Act individual plans through Cigna will need to find new coverage for 2027 after the company announced it...

Insurance & Protection

A healthy spouse can keep more than $150,000 when the other enters a nursing home on Medicaid

Married couples facing a nursing home admission in 2026 will not have to drain every dollar before Medicaid kicks in. Federal law protects a share...

Budgeting & Saving

Top online savings rates are slipping under 5% and the best CDs now sit near 4.40%

Savers who locked in yields above 5 percent on high-yield accounts a year ago are now watching those returns shrink. Top online savings rates have...

Insurance & Protection

Cigna is dropping 369,000 people from its health plans across 11 states at year’s end

Cigna will stop offering health insurance plans to 369,000 people across 11 states when the current plan year ends on December 31, forcing those enrollees...

Insurance & Protection

More than 1 million Cuisinart grill brushes are recalled after bristles broke off and were swallowed

Conair is pulling nearly 1.72 million Cuisinart grill brushes off the market after metal wire bristles detached during use, stuck to grill grates and food,...

Smart Spending

California is holding $15 billion in unclaimed cash, the most any state owes its residents

Billions of dollars in forgotten bank accounts, uncashed checks, and dormant insurance payouts sit in California’s state treasury, and the pile keeps growing. The state...

Insurance & Protection

Florida homeowners now pay about $10,240 a year for home insurance, nearly triple the U.S. average

Florida homeowners are facing some of the highest property insurance burdens in the country at the same time that storms and flooding keep getting more...

Insurance & Protection

Wartime veterans and their widows can get over $1,500 a month for in-home care

Wartime veterans and their surviving spouses who need help with daily tasks such as bathing, dressing, or eating can receive monthly payments exceeding $1,500 from...

Insurance & Protection

A new flood-insurance policy usually won’t pay for 30 days, a costly gap in hurricane season

Homeowners who rush to buy flood insurance after a tropical storm warning often find out too late that their new policy will not cover them...

Budgeting & Saving

Colorado is holding $2.5 billion in unclaimed cash, and a free search finds yours

Millions of dollars in forgotten bank accounts, uncashed insurance payments, and abandoned safe-deposit boxes sit in the custody of the Colorado State Treasury, waiting for...

Budgeting & Saving

20 years is how long you hold a Series EE savings bond for its value to double, guaranteed

Anyone who buys a Series EE savings bond today locks in a federal guarantee: hold it for 20 years and the U.S. Treasury will double...

Credit & Debt

Nearly 7 million SAVE borrowers must choose a new repayment plan within 90 days

Starting July 1, federal student loan servicers will begin notifying roughly 7.5 million borrowers that the SAVE repayment plan is being shut down and that...

Credit & Debt

Your buy-now-pay-later loans from Klarna, Affirm and Afterpay can now move your credit score

Millions of Americans who split purchases into installments through Klarna, Affirm, and Afterpay are about to see those transactions show up where it counts: on...

Budgeting & Saving

1 in 7 Americans has unclaimed cash sitting with the states, and the average claim tops $1,000

Roughly one in seven people across the United States have money sitting unclaimed in state treasuries, and the average payout when someone files a claim...

Smart Spending

Owners of some 2022 Mitsubishi Outlanders can claim cash over a hood that can fly open, by July 27

Owners of certain 2022 Mitsubishi Outlander SUVs face a July 27 deadline to file claims for cash payments connected to a defect that can cause...

Insurance & Protection

Super Off-Road solar power banks are recalled after the battery can swell, overheat and burn you

About 7,400 Super Off-Road 12,000 mAh Solar Wireless Power Banks sold across the United States are now subject to a federal recall because the lithium-ion...

Smart Spending

Sony will pay $7.85 million to PlayStation gamers who bought digital games since 2019

PlayStation owners who purchased digital games through Sony’s online storefront since 2019 could receive a share of a proposed $7.85 million settlement tied to a...

Smart Spending

880,000 Honda Pilot, Ridgeline and Passport and Acura MDX vehicles are being recalled

Owners of certain Honda and Acura SUVs and trucks sold in cold-weather states face a rear suspension defect that could lead to loss of vehicle...

Smart Spending

419,967 Ford Expedition and Lincoln Navigator SUVs are being recalled over seat belts that can fail to hold you in a crash

Ford is pulling back 419,967 Expedition and Lincoln Navigator SUVs because the seat belts in those vehicles can fail to hold occupants during a crash....

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