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The Money Overview

Personal Finance

Day-to-day money decisions for individuals and households. Practical guidance on budgeting, saving, spending, credit, debt management, and financial planning.

Latest in Personal Finance

Smart Spending

Flaunt MagSafe battery chargers are recalled because the lithium battery can overheat and catch fire

Flaunt MagSafe battery chargers have been pulled from the market because the lithium-ion battery packed inside them can overheat and ignite, creating a fire and...

Smart Spending

Kobalt-branded Greenworks power tools are recalled after their batteries sparked and caught fire while charging

Kobalt-branded yard and power tools made by Greenworks have been recalled after their batteries were reported to smoke, spark, or catch fire while charging, creating...

Insurance & Protection

Federal law bars surprise bills for out-of-network emergency care, and you can refuse to pay the difference

For years, one of the most frightening parts of a medical emergency came weeks after the crisis had passed. A person taken to the nearest...

Smart Spending

Anyone on SNAP or Medicaid can take $9.25 a month off a phone or internet bill through Lifeline

For older adults living on a fixed income, a phone and internet connection is not a luxury. It is how a person reaches a doctor,...

Smart Spending

One in seven Americans is owed part of $70 billion in unclaimed property, searchable free at MissingMoney.com

Unclaimed property sounds like an abstraction, but it is usually something ordinary: a final paycheck that never got cashed, a security deposit a landlord returned...

Insurance & Protection

Home insurance is jumping over 20% in disaster-prone states this year

Homeowners in Texas saw their insurance rates climb 21.1% in 2023, one of the sharpest single-year increases any state regulator has recorded. That spike was...

Insurance & Protection

Your bank deposits are insured up to $250,000 per depositor, and more across several banks

Americans holding more than $250,000 in bank deposits face a straightforward but often overlooked math problem: the Federal Deposit Insurance Corporation covers each depositor up...

Smart Spending

Living-room furniture sets sold nationwide are recalled over a serious fire hazard

Roughly 10,400 sofas, loveseats, and recliners sold across the United States are being pulled from homes after federal regulators determined that a faulty power switch...

Insurance & Protection

Medicaid can bill your estate for nursing-home care, though up to $752,000 of home equity is shielded

Families who rely on Medicaid to cover nursing-home bills for aging relatives can face a financial surprise after a loved one dies: the state may...

Credit & Debt

Paid medical bills and debts under $500 stay off your credit report, even after a federal rule fell

Consumers who have paid off medical bills or owe less than $500 on medical collections can still expect those items to stay off their credit...

Credit & Debt

Fifteen states now bar medical debt from your credit report entirely

Consumers in fifteen states can no longer have medical debt dragged into their credit histories, a protection that now extends across jurisdictions from the Pacific...

Smart Spending

A traditional funeral now averages about $8,000, and total end-of-life costs can top $88,000

Families burying a loved one in the United States now face a traditional funeral bill averaging about $8,000, and when that cost is stacked on...

Smart Spending

Best Buy is recalling Insignia gas ranges whose knobs can switch on by accident

Owners of certain Insignia-brand gas ranges sold through Best Buy face a straightforward but serious safety problem: the control knobs can switch on with nothing...

Insurance & Protection

Car insurance now averages about $2,500 a year, with New Jersey drivers up 10%

Drivers across the United States are paying roughly $2,500 a year for car insurance, and those in New Jersey face an even steeper climb, with...

Smart Spending

Greenworks is recalling 554,780 Kobalt yard tools after 34 caught fire

Greenworks Tools is recalling 554,780 Kobalt-branded yard power tools sold across the United States after 34 units caught fire. The affected products, which include 24V...

Budgeting & Saving

CD rates near 4.3% give savers a window to lock in before rates fall further

Savers holding cash in standard deposit accounts face a narrowing window to capture five-year CD yields that still hover near the mid-4 percent range. The...

Smart Spending

Airlines must refund your checked-bag fee if the bag arrives 12 hours late

Air travelers who pay to check a bag on a domestic flight and then wait more than 12 hours for it to show up are...

Insurance & Protection

A common blood-pressure pill, chlorthalidone, was recalled nationwide because it may not work

Rising Pharma Holdings, Inc. is recalling two nationwide lots of its 25-milligram chlorthalidone tablets after the blood-pressure drug failed to meet potency standards, raising the...

Smart Spending

A Wegovy weight-loss pill now costs $149 a month through the new TrumpRx site

Americans paying out of pocket for GLP-1 weight-loss drugs can now buy the Wegovy pill for $149 a month through TrumpRx.gov, a price that represents...

Smart Spending

Toyota is recalling Lexus SUVs whose rearview camera image may fail to appear

Toyota is recalling certain Lexus SUVs because the rearview camera image may not appear on the display when drivers shift into reverse, eliminating a federally...

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