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Day-to-day money decisions for individuals and households. Practical guidance on budgeting, saving, spending, credit, debt management, and financial planning.

Latest in Personal Finance

Smart Spending

Safety regulators told consumers to stop wearing COOWALK heated insoles after 26 reports of fires and 23 burn injuries

Twenty-three people have suffered burn injuries and 26 fires have been reported in connection with COOWALK and COOWALI heated insoles, prompting the U.S. Consumer Product...

Smart Spending

Federal regulators warned parents to stop using Hongmingzheng crib bumpers over suffocation risk

The U.S. Consumer Product Safety Commission told parents to immediately stop using Hongmingzheng crib bumpers, warning that the blue padded product poses a risk of...

Credit & Debt

The average American credit score slipped to 714, dragged down by student-loan delinquencies

Millions of federal student-loan borrowers are now exposed to credit-score damage after a year-long shield from negative reporting ended on Sept. 30, 2024. The national...

Smart Spending

Amazon moved Prime Day to June for the first time since 2021 — and Walmart, Target, and Best Buy scheduled rival sales the same week

Amazon scheduled its Prime Day sale for June 23 through 26, marking the first time since 2021 that the retail giant has placed its flagship...

Insurance & Protection

State Farm agreed to pay Washington drivers up to $800 each in an $8.8 million shorted-payout settlement

Thousands of Washington state drivers who filed auto insurance claims with State Farm could receive individual payments of up to $800 under an $8.8 million...

Budgeting & Saving

State treasuries are sitting on more than $73 billion in unclaimed money, and about 1 in 10 Americans is owed some of it

Roughly one in ten Americans has money waiting for them in a state treasury, and most have no idea it exists. State governments across the...

Smart Spending

GM raised the Silverado’s delivery fee 40% in one year — most full-size GM and Ford trucks now carry a $2,795 destination charge

Buyers shopping for a 2026 Chevrolet Silverado will find nearly $800 more tacked onto the window sticker before they even start negotiating. GM increased the...

Smart Spending

World Cup group-stage tickets are reselling for $650 to $1,100 as FIFA’s dynamic pricing changes seat prices by the hour

Fans hoping to attend a 2026 World Cup group-stage match are finding secondary-market prices between $650 and $1,100 per seat, even though FIFA has advertised...

Smart Spending

Flying on a Tuesday saves about $56 over a weekend departure this summer

Travelers booking U.S. domestic flights this summer stand to save roughly $56 per ticket simply by departing on a Tuesday instead of a weekend day....

Smart Spending

Americans will spend a record $24 billion on Father’s Day this year, about $199 per shopper

American shoppers are set to push Father’s Day spending to $24.0 billion in 2025, a new record that works out to roughly $199.38 per person...

Smart Spending

TOMY is recalling Boon NURSH baby bottles because the outer shell can peel into a choking hazard

Parents who purchased Boon NURSH 8 oz reusable baby bottles at Walmart should stop using them immediately. TOMY is recalling approximately 40,000 of these bottles...

Insurance & Protection

Home insurance costs keep climbing nationwide, driven by severe-weather losses and rebuilding costs

Homeowners across the United States are paying sharply higher insurance premiums as carriers recoup growing losses from extreme weather and face steeper costs to rebuild...

Insurance & Protection

Florida homeowners now have just one year to file a hurricane claim, down from two, under the state’s insurance law

Florida homeowners who suffer hurricane damage now face a filing window half as long as it used to be. Under the 2022 amendment to Florida...

Insurance & Protection

Florida’s state insurer is cutting home premiums 8.7% on June 1 — its first rate cut since 2015, even as Florida still pays double the national average

More than 330,000 Florida homeowners will see lower bills from the state’s insurer of last resort starting June 1, when Citizens Property Insurance begins applying...

Insurance & Protection

New federal ABLE-account rules let people with disabilities save up to $19,000 a year without losing SSI or Medicaid eligibility — the cap doubles for working ABLE-eligible adults

A person receiving Supplemental Security Income is allowed to hold exactly $2,000 in countable assets before the federal government starts clawing back benefits. That ceiling...

Smart Spending

New-car buyers who financed in 2025 will see Form 1098-VLI from their lender next January — the OBBB lets them deduct up to $10,000 in interest on U.S.-built vehicles

A borrower who financed $35,000 at 7.5 percent over five years for a new pickup truck assembled in Fort Worth, Texas, paid roughly $2,500 in...

Credit & Debt

A goodwill letter to your card issuer can erase a single late payment from your credit report — banks routinely remove first-time slips for long-tenured customers who ask

In May 2026, a billing address change can send a cardholder’s statement to the wrong mailbox. By the time the mistake surfaces, the payment is...

Credit & Debt

The average personal loan rate just hit 12.27% — but a 0% balance-transfer card freezes interest on $10,000 of credit-card debt for up to 21 months

If you owe $10,000 on a credit card charging 22% APR and make only slightly-above-minimum payments, roughly $1,830 of what you send in over the...

Budgeting & Saving

State treasuries are sitting on $70 billion in unclaimed property — 1 in 7 Americans is owed money, the average claim is $2,000, and the search at MissingMoney.com is free

Somewhere in a state vault, there may be a check with your name on it. Forgotten bank accounts, uncashed paychecks, old insurance payouts, abandoned safe-deposit...

Insurance & Protection

Atlantic hurricane season starts in six days — and homeowners with a 5% wind deductible pay $20,000 out of pocket on a $400,000 home before the insurer pays a cent

Hurricane season opens June 1, 2026. When it does, millions of homeowners along the Atlantic and Gulf coasts will carry a financial blind spot baked...

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