Personal Finance
Day-to-day money decisions for individuals and households. Practical guidance on budgeting, saving, spending, credit, debt management, and financial planning.
Latest in Personal Finance
Macy’s is closing 150 stores through 2026, so shoppers should spend gift cards and rewards before their store shuts
Shoppers holding Macy’s gift cards or loyalty rewards face a shrinking window to use them. The retailer disclosed plans to close approximately 150 locations over...
A healthy spouse can keep up to $162,660 in savings when a partner enters a nursing home on Medicaid
Families facing the prospect of a spouse entering a nursing home on Medicaid in 2026 can protect a significant share of their joint savings. Federal...
Workers 55 and older can add $1,000 to an HSA each year
Workers who turn 55 by the end of a tax year and carry a high-deductible health plan can deposit an extra $1,000 into a health...
You can pull all three credit reports free every week at the official annualcreditreport.com
Every person with a credit file in the United States can now pull a free report from each of the three major bureaus, Equifax, Experian,...
Shoppers are suing Amazon and Costco to get unrefunded tariff surcharges back
Consumers who paid tariff-related surcharges on purchases from Amazon and Costco are now taking both retailers to court, demanding refunds for fees that were collected...
Home insurance climbs to about $3,057 in 2026, and Florida seniors now pay over $3,600
American homeowners will spend an average of about $3,057 on property insurance by the end of 2026, a 4 percent increase that follows a sharp...
Kia is recalling EV6 and EV9 models over a battery-fire risk, with a free battery replacement
Kia owners of certain EV6 and EV9 models face a direct safety risk after federal regulators flagged a traction battery defect that could lead to...
FICO’s new 10T model weighs 24 months of your credit history, and buy-now-pay-later loans now count
Homebuyers and consumers who have used buy-now-pay-later services face a new reality: FICO Score 10T, now adopted by FHA and the government-sponsored enterprises for mortgage...
Hyundai and Kia owners can claim part of a $62.1 million settlement over defective airbag units
Owners and former lessees of certain Hyundai and Kia vehicles can now file for cash payments from a $62.1 million settlement tied to allegedly defective...
The CFPB is erasing $49 billion in medical debt from 15 million Americans’ credit reports automatically
About 15 million Americans carrying medical debt on their credit reports were set to see roughly $49 billion in collections erased automatically under a Consumer...
A listeria recall pulls Clover Hill and La Colonia cheeses, and shoppers can return them for a full refund
If you’ve bought soft cheese from a Latin market or grocery store in Maryland, Virginia, or Washington, D.C., in recent weeks, check your refrigerator. A...
Two nights in the hospital “under observation” instead of admitted can cost thousands and block nursing-home coverage
Medicare beneficiaries who spend two nights in a hospital bed, receive treatment from hospital staff, and sleep in a hospital room can still be classified...
Whirlpool will give refrigerator owners a free repair or cash back in a settlement
Owners of certain Whirlpool side-by-side refrigerators stand to receive either a free repair or cash payment after a federal court granted preliminary approval to a...
Money in a flexible spending account is use-it-or-lose-it by year’s end in most plans
Employees who set aside pretax dollars in a health flexible spending account face a familiar year-end problem: any money left unspent after December 31 disappears....
Honda is recalling 325,588 Odyssey minivans over a rearview camera that can fail
Honda has issued a recall covering 325,588 Odyssey minivans after determining that the rearview camera in affected vehicles can fail, leaving drivers without a picture...
ACA health premiums are set to more than double in 2026 after enhanced subsidies expired, hitting near-retirees hardest
Millions of people who buy their own health coverage through the Affordable Care Act marketplace are opening their 2026 renewal notices to a shock. The...
A listeria outbreak tied to recalled cheese has killed one person and hospitalized 10, and the recall keeps expanding
A listeria outbreak linked to soft cheese has now killed one person and sent 10 others to the hospital, and the company at the center...
$39 billion in matured U.S. savings bonds sit unclaimed, and a free government search finds any with your name
For much of the twentieth century, paper U.S. savings bonds were among the most common financial gifts in America. Grandparents bought them for newborns, employers...
Health premiums jumped this year after enhanced Affordable Care Act subsidies expired, hitting people in their late 50s and early 60s hardest
Older adults who buy health insurance on their own, rather than through an employer or Medicare, are facing sharply higher costs this year. A temporary...
Heated insoles sold online are recalled after fires caused burns serious enough to need skin grafts
Battery-heated insoles sold online under the Meisinuo and METASONO names have been recalled after the products caught fire and caused burns severe enough that some...