Personal Finance
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Latest in Personal Finance
Home insurance is rising for the 5th straight year — California faces a 16% jump, Nebraska 13%, and the average premium is closing on $3,100
Five years in a row, the number on the renewal notice has gone up. The national average home insurance premium is projected to reach roughly...
55% of cardholders say they’re carrying balances just to cover essentials — credit card debt hit $1.33 trillion at a 21.52% average APR
A family of four in Phoenix charges $400 in groceries to a Visa card, not because they overspent on steak, but because the paycheck ran...
Credit card balances fell $25 billion last quarter — but 90-day delinquencies hit 13.1%, a 15-year high, because people aren’t borrowing less by choice
A $25 billion drop in credit card debt sounds like Americans are finally getting ahead. That’s the top-line figure from the Federal Reserve’s G.19 consumer...
Zero rate cuts are priced in for 2026 — and the best high-yield savings account still pays 4.10% APY because of it
The Federal Reserve has not touched its benchmark interest rate once in 2026. Through every scheduled meeting this year, the Federal Open Market Committee has...
Florida homeowners pay $10,240 a year for insurance — 189% above the national average — but Citizens just approved an 8.7% rate cut starting this spring
When Maria Gonzalez opened her Citizens Property Insurance renewal notice at her Hialeah home last spring, she braced for another increase. Instead, her annual premium...
Credit card debt crossed $1.33 trillion — and 42% of Americans say they expect to carry that balance until they die
Forty-two percent of Americans carrying credit card balances say they expect to stay in debt for the rest of their lives or for years to...
Americans spent a record $38 billion on Mother’s Day — Gen Z averaged $922 per mom while boomers spent $168
A 22-year-old in Austin buys his mother a gold bracelet, a spa certificate, and a brunch reservation that runs $150 before tip. A 68-year-old retiree...
Americans will spend a record $38 billion on Mother’s Day — Gen Z is averaging $922 per person while boomers spend $168
A 22-year-old buying her mom a spa weekend and a 70-year-old picking out a card and a bouquet are both celebrating Mother’s Day. They are...
42% of Americans say they’ll carry credit card debt until they die — the average balance hit $6,580 at an APR above 22%
Imagine writing a check for $6,580, lighting a match, and watching $10,000 more burn on top of it. That is roughly what happens when a...
Florida homeowners pay $10,240 a year for insurance — 189% above the national average — but the state insurer just approved an 8.7% cut starting in June
When Maria Gonzalez opened her homeowners insurance renewal last spring in Hialeah, the number barely registered as a surprise anymore: $11,400 for a three-bedroom concrete-block...
57% of Gen Zers now juggle side hustles on top of their day jobs — economists call it “income stacking,” and it’s the fastest-growing work pattern in America
By the time Mariana closes her laptop at 5 p.m. each weekday, her second shift is already queued up. The 24-year-old marketing coordinator in Austin...
42% of Americans say they’ll have credit card debt until they die — total card balances just crossed $1.33 trillion at an average APR of 22.3%
Forty-two percent of Americans who carry a credit card balance believe they will be in credit card debt for the rest of their lives. That...
Class of 2026 graduates expect to earn $80,000 — their actual average starting salary is $56,153
Ask a college senior what they expect to earn at their first full-time job, and the answer, on average, is $80,004. Ask the labor market...
Credit card debt hit $1.28 trillion and the average APR is 22.3% — one of the highest rates in 30 years
When Maria Torres, a home health aide in Dallas, checked her Chase Visa statement last spring, the number that stopped her was not the balance....
Class of 2026 graduates expect to earn $80,000 — their actual average starting salary is $56,153
Ask a college senior what a typical new graduate earns, and odds are they will land close to the right number. Ask that same senior...
Credit card debt just crossed $1.33 trillion — and the average APR is 21.52% for anyone carrying a balance
Carry a $5,000 credit card balance for a year at today’s rates and you will hand your bank more than $1,000 just in interest. Not...
Credit card debt hit $1.33 trillion — and 55% of cardholders say they’re carrying balances just to cover gas and groceries
Somewhere between the egg aisle and the gas pump, millions of Americans quietly crossed a line: they stopped paying off their credit cards each month...
Used EVs are outselling projections by 25% this year — because at $4.39 a gallon, it costs 60% less to charge than fill up
A three-year-old Chevy Bolt EV with 35,000 miles on the odometer now lists for about $14,500 at dealerships across the Midwest and Southeast. Plug that...
75% of millennials have put off building an emergency fund because of credit card debt — and the average balance just hit $6,580 at 21.52% APR
Roughly three out of four millennials say credit card debt has delayed or derailed their efforts to build an emergency fund, according to Bankrate’s annual...
Credit card debt crossed $1.33 trillion while the savings rate hit 3.6% — both numbers haven’t been this bad since 2008
The last time Americans were saving this little and borrowing this much on credit cards, Lehman Brothers still had a stock ticker. Federal Reserve G.19...