Mortgages & Rates
Mortgage rate movements, refinancing, loan types, rate locks, lender comparisons, and how interest rates affect housing affordability.
Latest in Mortgages & Rates
The 30-year mortgage spiked to 6.54% after the CPI report — the highest daily rate in six weeks
Mortgage rates surged on May 12, 2026, after a hotter-than-expected inflation report rattled bond markets and forced lenders to reprice their rate sheets before lunch....
The 30-year mortgage held at 6.37% the same week wholesale inflation hit 6% — the 10-year Treasury just climbed to its highest yield in 10 months
Homebuyers who locked in a 30-year fixed mortgage this week are paying 6.37%, according to Freddie Mac’s Primary Mortgage Market Survey. That number barely moved...
The average new home loan hit a record $467,300 — and 3.8% inflation guarantees mortgage rates won’t drop to help
A buyer closing on a home today is borrowing more money than at any point in American history. The average new purchase mortgage reached $467,300...
The 30-year mortgage dipped to 6.19% today — but 3.8% inflation just crushed any remaining chance of a rate cut this year
For roughly 24 hours in mid-May 2026, homebuyers caught a break. The average 30-year fixed mortgage rate slipped to 6.19%, its lowest level in months,...
The 30-year mortgage averaged 6.37% last week — up from 6.02% in April — and the spring rate dip that buyers were counting on is gone
The numbers were finally cooperating. During the week of April 17, 2026, the 30-year fixed mortgage rate fell to 6.02%, its lowest point of the...
Four straight weeks of mortgage rate increases wiped out the spring dip — the 30-year is back to 6.37%, and the average new home loan hit a record $467,300
A month ago, a buyer financing $467,300 over 30 years could lock in a rate near 6.16%. That window is closed. The 30-year fixed mortgage...
The number of “equity-rich” homeowners just dropped to the lowest level since 2021 — and HELOC delinquencies are climbing at the same time
For the first time in four years, fewer than half of mortgaged U.S. homes qualify as “equity-rich,” meaning the owner owes less than 50% of...
Mortgage rates climbed back to 6.37% — the spring dip to 6.02% is completely gone — and the average new purchase loan just hit a record $467,300
That brief stretch this spring when mortgage rates dipped below 6.1% and buyers started feeling a flicker of optimism? It is over. The average 30-year...
Mortgage rates climbed back to 6.37% this week — the fourth consecutive increase — as the Iran war keeps pushing Treasury yields higher
Homebuyers hoping for a break on borrowing costs this spring are not getting one. The average 30-year fixed mortgage rate climbed to 6.37% for the...
The 30-year mortgage climbed back to 6.37% — erasing the spring dip as Iran war inflation pushes bond yields higher
The spring discount is already over. The average rate on a 30-year fixed mortgage climbed to 6.37% for the week ending May 22, 2026, up...
Mortgage rates climbed back to 6.50% as Iran war inflation erased the spring dip — and the 30-year hasn’t been below 6% since 2024
The spring buying season offered about three good weeks. In mid-April, mortgage rates drifted low enough that real estate agents reported a bump in showing...
Mortgage rates held at 6.20% this week — half a point lower than last May — but Iran-driven inflation could push them higher before summer ends
Mortgage rates held at 6.20% this week — half a point lower than last May — but Iran-driven inflation could push them higher before summer...
Mortgage rates settled at 6.20% this weekend after a spring dip to 6.02% — oil-driven inflation is the reason they won’t fall further
Mortgage rates settled at 6.20% this weekend after a spring dip to 6.02% — oil-driven inflation is the reason they won’t fall further. The brief...
30-year mortgage rates climbed to 6.20% this week — up 11 basis points — as Iran-driven inflation fears erase the spring rate dip
The spring discount on mortgage rates is gone. Borrowers shopping for a 30-year fixed-rate loan this week face a rate of 6.20%, according to the...
The 30-year mortgage just climbed back to 6.46% — erasing most of the spring rate dip as Iran war inflation pushes bond yields higher
The spring rate dip that coaxed cautious homebuyers off the sidelines is effectively gone. According to the latest Freddie Mac Primary Mortgage Market Survey, the...
Freddie Mac’s Q1 net income jumped 27% to $3.6B as purchase mortgage applications rose 20% year-over-year
Freddie Mac earned $3.6 billion in the first quarter of 2026, a 27% increase over the $2.8 billion it posted a year earlier, as a...
Mortgage rates jumped back to 6.30% this week, snapping a 3-week decline — and oil prices are the reason
The three-week streak of falling mortgage rates is over. The average rate on a 30-year fixed mortgage climbed to 6.30% for the week ending May...
U.S. housing market braces for another slow summer as rates stay high
For the third straight year, the summer homebuying season is arriving with a familiar problem: the numbers do not work for millions of Americans. The...
Zillow flags a major shift in homebuying as mortgage rates bite
A few years ago, a household earning $90,000 could comfortably finance a $400,000 home. Today, with the 30-year fixed mortgage rate near 6.8% according to...
Mortgage rates dip again, easing the lock-in effect for would-be sellers
Mortgage rates dip again, easing the lock-in effect for would-be sellers The average 30-year fixed mortgage rate dropped for the third straight week this spring,...