Mortgages & Rates
Mortgage rate movements, refinancing, loan types, rate locks, lender comparisons, and how interest rates affect housing affordability.
Latest in Mortgages & Rates
Property-tax bills have hit record highs across most of the country — and rising escrow payments are quietly pushing “fixed” mortgage payments up by hundreds a month
When Maria Gonzalez closed on a three-bedroom house outside Houston in 2021, her monthly mortgage payment was $1,640. By spring 2026, it had climbed to...
Mortgage rates are stuck near 6.6%, so buyers are winning concessions instead — sellers covered closing costs or bought down the rate on 1 in 4 sales last quarter
The listing price on a townhouse outside Raleigh, North Carolina, never budged from $420,000. But at closing, the seller wrote a $12,000 check that covered...
Homeowners are sitting on $35 trillion in equity they can’t touch — tapping a HELOC now costs 8.5%, and trading a 3% mortgage for 6.5% adds $900 a month
More than 50 million American households are collectively sitting on a mountain of housing wealth larger than the GDP of every country on Earth except...
Foreclosure filings jumped 28% in a year to the highest level since 2020 — and rising insurance and tax bills, not bad mortgages, are driving them
When Maria Gonzalez bought her three-bedroom stucco house in Hillsborough County, Florida, in 2020, her total monthly payment was $1,480. She locked in a 3.1%...
The Trump administration ordered Fannie and Freddie to buy $200 billion in mortgage bonds — the most direct rate-pressure move since the 2008 crisis
A homebuyer taking out a $400,000 mortgage today pays roughly $500 more each month than someone who locked in a rate in early 2021. That...
Home Depot reports Tuesday morning — the CEO already warned there’s “no catalyst” for housing, and 6.36% mortgages are about to be the only number that matters
Home Depot reports fiscal first-quarter earnings before the opening bell on Tuesday, May 20, 2026, and the nation’s largest home improvement retailer walks into the...
Home prices are now projected to be flat in 2026 — Zillow cut its forecast from 4-5% growth to 0% because 6.5% mortgages killed buyer demand
Spring 2026 was supposed to rescue the housing market. Fresh listings, warmer weather, motivated sellers ready to test the waters. Instead, the season opened with...
The 30-year fixed mortgage isn’t really fixed — escrow shortfalls just added $179 a month to the average homeowner’s bill
You signed the papers, locked in your rate, and built a budget around a mortgage payment that was supposed to stay the same for 30...
The 30-year mortgage just spiked to 6.57%, its highest level since late March — because Friday’s bond selloff pushed Treasury yields to 18-year highs
The 30-year mortgage just spiked to 6.57%, its highest level since late March — because Friday’s bond selloff pushed Treasury yields to 18-year highs The...
Friday’s bond rout pushed the 30-year Treasury back above 5% — every new mortgage, car loan, and student loan in America just got more expensive
If you are shopping for a house, a car, or a college degree this summer, the price of borrowing just jumped. On May 13, 2026,...
The 30-year mortgage was 6.27% this morning — but the 30-year Treasury just crossed 5%, and the last time that happened, mortgages hit 7.79%
If you’re shopping for a home in June 2026, a 30-year fixed rate of 6.27% already stings. But the bond market is signaling it could...
The 30-year mortgage averaged 6.37% but spiked to 6.54% after the CPI report — and 6% wholesale inflation means it’s not coming back down
Spring was supposed to bring lower mortgage rates. Instead, it delivered a gut punch. The 30-year fixed mortgage averaged 6.37% for the week ending May...
The 30-year mortgage spiked to 6.54% after the CPI report — the highest daily rate in six weeks
Mortgage rates surged on May 12, 2026, after a hotter-than-expected inflation report rattled bond markets and forced lenders to reprice their rate sheets before lunch....
The 30-year mortgage held at 6.37% the same week wholesale inflation hit 6% — the 10-year Treasury just climbed to its highest yield in 10 months
Homebuyers who locked in a 30-year fixed mortgage this week are paying 6.37%, according to Freddie Mac’s Primary Mortgage Market Survey. That number barely moved...
The average new home loan hit a record $467,300 — and 3.8% inflation guarantees mortgage rates won’t drop to help
A buyer closing on a home today is borrowing more money than at any point in American history. The average new purchase mortgage reached $467,300...
The 30-year mortgage dipped to 6.19% today — but 3.8% inflation just crushed any remaining chance of a rate cut this year
For roughly 24 hours in mid-May 2026, homebuyers caught a break. The average 30-year fixed mortgage rate slipped to 6.19%, its lowest level in months,...
The 30-year mortgage averaged 6.37% last week — up from 6.02% in April — and the spring rate dip that buyers were counting on is gone
The numbers were finally cooperating. During the week of April 17, 2026, the 30-year fixed mortgage rate fell to 6.02%, its lowest point of the...
Four straight weeks of mortgage rate increases wiped out the spring dip — the 30-year is back to 6.37%, and the average new home loan hit a record $467,300
A month ago, a buyer financing $467,300 over 30 years could lock in a rate near 6.16%. That window is closed. The 30-year fixed mortgage...
The number of “equity-rich” homeowners just dropped to the lowest level since 2021 — and HELOC delinquencies are climbing at the same time
For the first time in four years, fewer than half of mortgaged U.S. homes qualify as “equity-rich,” meaning the owner owes less than 50% of...
Mortgage rates climbed back to 6.37% — the spring dip to 6.02% is completely gone — and the average new purchase loan just hit a record $467,300
That brief stretch this spring when mortgage rates dipped below 6.1% and buyers started feeling a flicker of optimism? It is over. The average 30-year...