Eleven days remain to file a claim in the YES Communities data breach settlement, which closes Thursday, November 5. The December 2024 incident exposed Social Security, driver’s license and passport numbers belonging to 10,675 people. A claim can bring up to $2,500 for documented losses, $80 for time, or a flat $50.
Passports, tax IDs and work papers on file
The court-approved settlement notice says the incident happened between December 9 and 11, 2024. The information involved varied by person. It includes names, Social Security numbers, driver’s license numbers, passport numbers and state ID card numbers.
The list goes further than most breach notices. Financial and credit or debit account information, visa and work eligibility documents, employee ID and tax ID numbers, non-U.S. national ID numbers and dates of birth are also named. The notice does not say how the company held that information, so the list on the letter is the guide to what was exposed for each person.
The case is O’Leary v. YES Communities, LLC, No. 1:25-cv-692, in the U.S. District Court for the District of Colorado. The class is living individuals in the United States or its territories to whom the company sent a notice that their private information was impacted.
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Cash A, Cash B or Cash C
The notice sets three cash choices. Cash Payment A reimburses up to $2,500 in unreimbursed fraud or identity theft losses that were more likely than not caused by the incident and happened after it. Documentation is required, and the notice says personal certifications alone generally do not count.
Cash Payment B pays $20 an hour for up to four hours, a maximum of $80. A claimant must attest to the hours spent dealing with the breach. No receipts are needed, only a signed statement of the time.
Cash Payment C is $50 with no documentation, offered as the alternative to A and B. The claim form is where a person picks one. The notice presents the three as a choice of one, so a $50 claim is not stacked on a documented-loss claim.
No total settlement fund appears in the notice. It does say class counsel will ask the court for fees, costs and expenses of no more than $217,000, plus service awards of up to $2,500 per class representative. The judge decides those amounts.
Two details in the Cash A wording decide who qualifies. The loss must have happened after the incident, and it must be more likely than not that the breach caused it. A fraud charge dated before December 2024 therefore does not fit, however large it was.
The fee request puts the pot in perspective. Spread over 10,675 people, $217,000 works out to roughly $20 for each class member, about the same as the $20 hourly rate in Cash B. The judge, not the lawyers, sets the final fee amount.
Three years of IDX on top of any cash
Credit monitoring is a separate benefit. The notice lists three years of IDX credit monitoring through one credit bureau. It is available in addition to a cash payment, and it applies even to people who already received monitoring after the incident.
The administrator’s settlement website says a person must submit a valid claim to get either monetary relief or credit monitoring. A class member who files nothing gets neither, whether or not the notice letter arrived.
The mailed claim and the November 20 hearing
Claim forms must be submitted online or postmarked by November 5. A mailed form that reaches the post office on November 6 is late. The deadline to opt out or object passed on October 21, so the claim form is the only action left for most class members.
The forms, the notice and the settlement agreement are posted on the case documents page. The administrator is Analytics Consulting LLC, at P.O. Box 2002, Chanhassen, MN 55317-2002, and its toll-free number is 866-307-8556.
The final approval hearing is Friday, November 20, 2026, at 10 a.m. in Courtroom A701 of the Alfred A. Arraj Courthouse, 901 19th Street, Denver. The notice warns that the date or location may change. Payments follow only if the court approves the deal.
The online route avoids the postal clock altogether. Online claims count if submitted by the deadline, while a mailed claim is judged by its postmark, so a form dropped in a mailbox after the last pickup on November 5 risks a November 6 postmark. Anyone relying on the mail should use the post office counter.
For someone holding a letter from YES Communities, the question is not whether the data was named. The notice already says it was. The question is whether the paperwork for Cash A exists, or whether the $80 attestation or the $50 is the sensible choice in the eleven days left.
Is the YES Communities letter still in the mail pile?
A claim filed or postmarked after November 5 gets neither cash nor the three years of IDX monitoring, and the October 21 opt-out date has already passed. Cash A also depends on documents, so a person who waits may spend the final days hunting for statements.
The Settlement & Refund Recovery System includes the four-date rule for reading a settlement notice, a step-by-step filing walkthrough and a claim log and payment tracker. The four-date rule applies directly to a notice that lists an opt-out date, a claim date and a hearing date.
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This article was produced with AI assistance and edited for accuracy against the sources linked above.
