A $900,000 fund is waiting on claims from people caught in a 2024 data breach at Innovative Renal Care, a kidney-care company based in Franklin, Tennessee, and the settlement site puts the cash payment at an estimated $100. That number can fall, because it is cut proportionally when valid claims pile up. Claims are due December 21, 2026, and the judge has not approved the deal yet; the final approval hearing is set for February 1, 2027. The company’s legal name is American Renal Management LLC, and the case is in federal court in Middle Tennessee.
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Whether a person is in the class comes down to a letter. The class is all living people who were sent a notice from Innovative Renal Care about possible impact from the breach, plus anyone otherwise determined to have potentially had personal information affected. The company’s own notice, dated February 17, 2025, says the information involved varies by person and may include a name, address, Social Security number, driver’s license number, financial account information, health insurance details, diagnosis and treatment information, and medical record numbers.
Two dates on the Innovative Renal Care settlement cannot be undone later, November 20 for leaving the class and December 21 for filing a claim. The Settlement & Refund Recovery System explains the four-date rule for reading a settlement notice and gives a step-by-step filing walkthrough.
A February 2024 intrusion and a notice a year later
The company says it learned of suspicious activity in its computer systems on February 29, 2024, and that an unauthorized actor had accessed the systems between February 21 and March 1, 2024, copying files from certain internal systems. Letters went out the following February. In its data security notice, the company says it has no evidence the information was used for identity theft or fraud and is providing complimentary credit monitoring to certain individuals. The notice gives no total count of people affected, though it says about 1,512 Rhode Island residents may be impacted.
The settlement comes from In re American Renal Management LLC Data Breach Litigation, Case No. 3:25-cv-00248, in the U.S. District Court for the Middle District of Tennessee. The company pays the $900,000, and that one sum covers claim payments, the cost of running the claims process, any service awards for the lead plaintiffs, and attorneys’ fees and expenses. Nothing comes from a separate pot, which makes the size of the fund the ceiling on everything below.
Three benefits on the claim form
The settlement site lists three benefits. A class member with documented monetary losses can claim up to $5,000. A member without documented losses can take the alternative cash payment, an estimated $100 that is reduced proportionally depending on the number of valid claims. The third benefit is two years of credit monitoring. The administrator, Kroll Settlement Administration, can say whether the monitoring can be paired with a cash choice; its toll-free line is (833) 319-0340.
Claims can be filed through the Submit Claim form on the settlement site or on paper. A paper form must be postmarked by December 21 and mailed to Settlement Administrator – 83450, c/o Kroll Settlement Administration LLC, P.O. Box 5324, New York, NY 10150-5324.
Why $100 is only an estimate
The arithmetic shows how thin the margin is. The $900,000 fund pays for lawyers, administration and awards as well as claims. At $100 each, 9,000 valid claims would use the entire fund before a dollar went to any of those costs, so a claim count anywhere near that forces the proportional cut the site describes. The documented-loss option, capped at $5,000 a person, draws from the same fund.
The settlement site does not say how many people received the notice, which leaves the claims rate as the missing number. Payment also depends on the court. The final approval hearing is February 1, 2027, at 9 a.m. Central, and the judge has not decided whether to approve the settlement. Until then the $100 is a planning figure set by the settlement, not a check amount.
Kroll’s claim process and the November 20 cutoff
The route that costs nothing is the settlement website, ircsettlement.com, where the Submit Claim form is online. Class members who want out of the settlement must send a written Request for Exclusion postmarked by Friday, November 20, 2026, and objections or a notice of intent to appear must reach the court by the same date. Anyone who stays in and files accepts the settlement’s terms if the judge approves it.
The company’s notice also points to protections that do not depend on the lawsuit. It lists free credit reports from Equifax, Experian and TransUnion at annualcreditreport.com, free fraud alerts, and credit freezes, which carry no charge under federal law. The Federal Trade Commission’s IdentityTheft.gov gives step-by-step guidance for reporting identity theft and repairing credit. Because the files involved can include Social Security numbers and health insurance details, a freeze addresses exposure that two years of monitoring does not close.
The fund is fixed at $900,000, and the claim count decides everything else: whether $100 holds, how deep the proportional cut goes, and how much is left after fees. The Kroll tally after December 21 and the February 1 ruling will answer that, and neither number is public yet.
A $100 estimate that moves with the claim count
A claim filed after December 21 misses the deadline, and the payout status that follows the February 1 hearing is easy to lose track of. MoneyPilot tracks the Innovative Renal Care deadline and the payout status that follows, files claim forms for you, and shows which open class-action settlements may match you. It is a paid subscription service.
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This article was prepared with AI assistance from cited public sources and reviewed before publication.
