The biggest week on Wall Street’s calendar is here. JPMorgan Chase filed its first-quarter 2026 results with the SEC on April 14, and the rest of the nation’s largest banks are following close behind. Wells Fargo, Citigroup, Goldman Sachs, Morgan Stanley, and Bank of America are all expected to disclose their numbers in the days ahead, giving investors and consumers the first comprehensive look at how the financial system is holding up under persistent interest-rate pressure and growing uncertainty around trade policy.
Together, these six institutions hold trillions of dollars in assets, employ hundreds of thousands of people, and touch nearly every corner of the U.S. economy. Their quarterly results reveal far more than stock-price fodder. They show whether consumers are keeping up with debt payments, whether corporations are borrowing and dealmaking, and whether the banking system has enough cushion to absorb shocks. Here is what we know so far and what to watch as the rest of the group reports.
JPMorgan files first but key figures require direct review
JPMorgan Chase, the largest U.S. bank by assets, went first. The company filed its quarterly results with the SEC through an 8-K filing on April 14, accompanied by a detailed earnings release and financial supplement. Those documents contain the bank’s reported figures across its four major divisions: consumer and community banking, corporate and investment banking, commercial banking, and asset and wealth management.
This article does not reproduce specific revenue, earnings-per-share, or net income figures from JPMorgan’s filing. Readers who want the actual numbers should consult the 8-K and its exhibits directly through the links above. The filing is the authoritative source, prepared under securities law requirements, and any secondhand summary risks stripping context from figures that depend on segment-level detail to interpret correctly.
JPMorgan has historically reported on the earliest possible date within the earnings window, and its results tend to set the tone for the entire sector. When JPMorgan beats expectations, bank stocks often rally broadly. When it flags rising credit costs or weakening loan demand, the rest of the group trades under a cloud before reporting a single number.
The key metrics to focus on when reviewing JPMorgan’s release include net interest income, which reflects the spread between what the bank earns on loans and investments versus what it pays depositors. That metric has been a central story for the sector since the Federal Reserve began raising rates in 2022. Also critical: the provision for credit losses, which signals how much the bank is setting aside for loans it expects to go bad, and investment banking fees, which track the health of the mergers, IPO, and debt-issuance pipeline.
JPMorgan’s earnings call, where management typically fields analyst questions, is the other half of the equation. The written filing provides the numbers; the call provides management’s interpretation and forward guidance. Commentary on the economy, regulation, and credit trends from JPMorgan’s leadership often moves markets on its own.
What the other five banks will reveal
As of mid-April 2026, the remaining five major banks had not yet filed their quarterly results with the SEC. Because filing dates can shift rapidly, readers should check the EDGAR database directly for the latest status. Until each bank’s 8-K lands, any specific revenue or earnings figures attributed to Wells Fargo, Citigroup, Goldman Sachs, Morgan Stanley, or Bank of America remain analyst projections, not confirmed data.
Each bank faces a distinct set of pressures, and the same economic backdrop can produce very different results across the group:
Wells Fargo generates a larger share of its revenue from mortgage lending and retail banking than any other name on this list. That makes it especially sensitive to where mortgage rates sit and whether housing activity is picking up or stalling. Wells is also still operating under an asset cap imposed by the Federal Reserve following its fake-accounts scandal, which limits its ability to grow its balance sheet.
Citigroup is in the middle of a sweeping corporate restructuring under CEO Jane Fraser, shedding international consumer businesses and refocusing on institutional clients and wealth management. Investors will be watching for progress on expense reduction and whether the streamlined Citi is producing better returns.
Goldman Sachs leans heavily on trading and advisory fees. A quarter with strong equity and fixed-income volatility tends to benefit Goldman’s trading desks, while a pickup in M&A and IPO activity lifts its advisory and underwriting revenue. Goldman’s smaller but growing asset and wealth management division is also worth tracking as the firm diversifies away from pure Wall Street cyclicality.
Morgan Stanley shares Goldman’s exposure to capital markets but has built a much larger wealth management franchise through its acquisitions of E*Trade and Eaton Vance. That business provides steadier, fee-based revenue that can offset swings in trading. The balance between those two engines will be a key storyline in Morgan Stanley’s results.
Bank of America is the most rate-sensitive of the group, with a massive deposit base and a large portfolio of fixed-rate securities. When rates stay elevated, BofA benefits from wider lending spreads, but it also sits on unrealized losses in its bond portfolio, a dynamic that drew scrutiny during the 2023 regional banking stress. Investors will want to see how that portfolio is performing and whether deposit costs are creeping higher.
The macro backdrop shaping this earnings season
These results land at a complicated moment for the U.S. economy. The Federal Reserve has held interest rates at elevated levels longer than many forecasters expected entering 2026, and the timing of any cuts remains uncertain. For banks, that creates a mixed picture: higher rates support net interest income, but they also increase the risk that borrowers, particularly in commercial real estate and consumer credit, fall behind on payments.
Trade policy is adding another layer of unpredictability. Tariff actions and retaliatory measures have introduced new costs for businesses that rely on global supply chains, and bank management teams have flagged the potential for trade disruptions to slow corporate borrowing and investment. Any commentary from bank leadership on how tariff uncertainty is affecting client behavior will be closely watched.
Credit quality is the thread that ties everything together. Through the second half of 2025, several large banks reported gradual increases in provisions for credit losses, particularly in credit card and commercial real estate portfolios. Whether that trend is accelerating, stabilizing, or reversing in Q1 2026 will tell investors a great deal about the health of American households and businesses.
How to read the filings as each bank reports
For readers who want to track results directly rather than relying on filtered summaries, the most reliable source is the SEC’s EDGAR database. Each bank’s 8-K filing will contain two key exhibits: an earnings release narrative and a financial supplement with detailed tables covering balance-sheet composition, credit quality metrics, and segment-level revenue. Those documents are prepared under securities law requirements and carry legal accountability for accuracy.
The supplement tables are where the real story lives. Headline earnings-per-share figures grab attention, but the granular data on loan growth, deposit flows, net charge-offs, and trading revenue by asset class paints a far richer picture. Comparing those line items across all six banks, once every filing is in, will show whether JPMorgan’s results reflect broad sector strength or whether meaningful divergence is emerging among peers.
The stakes stretch well beyond portfolio returns. Bank earnings reflect the real economy in ways that few other corporate reports can match. Rising provisions signal that lenders expect more borrowers to struggle. Strong trading revenue can indicate the kind of market volatility that ripples into retirement accounts. Net interest income trends directly shape the savings rates and loan costs that households and small businesses deal with every day. As the remaining five banks report over the coming days, their numbers will help answer a question that has defined early 2026: whether the financial system is absorbing a prolonged period of elevated rates with genuine resilience, or simply deferring stress to later in the year.
