Gerelyn Terzo
Gerelyn is an experienced financial journalist and content strategist with a command of the capital markets, covering the broader stock market and alternative asset investing for retail and institutional investor audiences. She began her career as a Segment Producer at CNBC before supporting the launch Fox Business Network in New York. She is also the author of Dividend Investing Strategies: How to Have Your Cake & Eat It Too, a handbook on dividend investing. Gerelyn resides in Colorado where she finds inspiration from the Rocky Mountains.
Latest Articles by Gerelyn Terzo
Kevin Warsh’s first FOMC meeting opens June 16 — and Wall Street is pricing in under a 3% chance of any rate cut for the rest of 2026
Kevin Warsh has been Federal Reserve chairman for less than a month, and the bond market has already rendered its verdict on what he will...
The U.S. effective tariff rate climbed to 17% in 2026 — the highest since the early 1930s, and the New York Fed says households pay nearly 90% of the bill
When Walmart told investors in its May 2026 earnings call that it could not absorb all incoming tariff costs and would have to raise prices...
Pennsylvania State Education Association members can claim up to $5,000 from a $2.5 million data breach settlement — but every form must be in by July 6
If you are a current or former member of the Pennsylvania State Education Association, your Social Security number, bank details, and other sensitive records may...
The SALT cap just quadrupled to $40,400 for single filers under the OBBB — for the first time since 2017, blue-state taxpayers can deduct most of their state taxes
For eight years, a single filer in Westchester County, New York, paying $22,000 in property taxes and $16,000 in state income taxes watched $28,000 in...
Patients of Southern Illinois Healthcare can claim $17.50 cash plus credit monitoring from a tracking-pixel breach settlement — but the claim window closes June 15
Southern Illinois Healthcare embedded invisible tracking code on its patient-facing websites, and that code may have quietly funneled browsing activity to third-party advertising platforms. That...
Pay four equal quarterly estimated taxes equal to 100% of last year’s bill and the IRS can’t penalize you — even if you owe far more come April
The second quarterly estimated tax payment for 2026 is due June 15, and for freelancers, contractors, and small-business owners riding a strong income year, the...
A bank can shut your account without warning over a single “suspicious” deposit — but a written reversal request inside 30 days often gets the account reopened
In 2023, the Consumer Financial Protection Bureau ordered USAA Federal Savings Bank to pay roughly $15.6 million after the bank reopened consumer deposit accounts without...
Cell carriers offer quiet “loyalty” discounts of $5 to $15 a month — but you have to call retention and ask; the operator never volunteers them
Your wireless bill probably has room to drop by $5 to $15 per line, per month. T-Mobile, Verizon, and AT&T all maintain some version of...
Billions in scam-refund checks the FTC mailed out were never cashed — see if your name is on the unclaimed list at ftc.gov/refunds
Somewhere in a landfill, a shredder bin, or a junk-mail pile, there is almost certainly a government check with someone’s name on it. According to...
The security deposit your old utility or landlord never returned is likely sitting with your state — a free search reunites owners with billions each year
You moved out, forwarded your mail, and never saw that security deposit again. Your old landlord may have mailed a check to an address you...
A 2024 data breach at insurance broker Alera Group pays anyone notified up to $3,500, or about $50 with no proof — but claims close June 29
What happened at Alera Group Alera Group, one of the largest independent insurance brokerages in the United States with more than 4,000 employees and over...
Claimed Social Security too early? You get one 12-month do-over — repay what you’ve received and restart later for a permanently bigger check
Every month, thousands of Americans file for Social Security at 62 and lock in a benefit roughly 30% smaller than what they would collect at...
A spouse who never worked can still collect up to half of your Social Security — a spousal benefit many married couples don’t realize they can claim
After 35 years of marriage, Linda and Robert Garcia sat down at their kitchen table in Tucson to plan retirement. Robert had worked as an...
Your credit card’s annual fee is often negotiable — a quick call asking to waive it or match a retention offer frequently works
Chase charges $550 a year for the Sapphire Reserve. American Express asks $695 for the Platinum Card. Capital One’s Venture X comes in at $395....
You may be able to take over the seller’s old sub-4% mortgage — FHA, VA, and USDA loans are assumable, saving a buyer hundreds a month
When Sarah Nguyen started house-hunting in suburban Denver in early 2026, she assumed a $350,000 purchase meant a monthly principal-and-interest payment north of $2,200 at...
A wrong line on a FEMA flood map can force thousands in flood insurance you don’t need — and you can appeal the designation off your home
Your neighbor pays nothing for flood insurance. You pay $2,500 a year. The only difference? A line on a federal map that places your property...