Gerelyn Terzo
Gerelyn is an experienced financial journalist and content strategist with a command of the capital markets, covering the broader stock market and alternative asset investing for retail and institutional investor audiences. She began her career as a Segment Producer at CNBC before supporting the launch Fox Business Network in New York. She is also the author of Dividend Investing Strategies: How to Have Your Cake & Eat It Too, a handbook on dividend investing. Gerelyn resides in Colorado where she finds inspiration from the Rocky Mountains.
Latest Articles by Gerelyn Terzo
Zillow cut its 2026 home-price forecast from 4-5% growth to flat — JPMorgan and NAR are following, and 36% of sellers are already cutting list prices
A year ago, Zillow’s economists were telling the housing market to brace for another 4% to 5% jump in home prices. That projection is dead....
Jet fuel prices are up 80% since the Iran war started — Delta says higher fuel costs alone will add $2 billion this quarter, and that bill lands on every summer flight
A round-trip flight from Atlanta to Los Angeles cost about $280 last June. This summer, the same route is pricing north of $400 on many...
The Trump administration ordered Fannie and Freddie to buy $200 billion in mortgage bonds — the most direct rate-pressure move since the 2008 crisis
A homebuyer taking out a $400,000 mortgage today pays roughly $500 more each month than someone who locked in a rate in early 2021. That...
Senior scam losses over $100,000 now make up 68% of all elder-fraud dollars — a five-fold jump since 2020, even though most victims never report
A retired teacher wires $140,000 to what she believes is a government-backed investment platform. A widower drains his IRA after a caller claiming to be...
The new student loan repayment plan launches July 1 — it caps payments at 10% of income, takes 30 years to forgive, and replaces every IDR plan
Starting July 1, 2026, the federal government will begin replacing every income-driven student loan repayment plan with a single new option. It is called the...
Parent PLUS loan rates climb to 9.07% on July 1 — borrowing $40,000 for college now costs $507 a month for 10 years
A parent who borrows $40,000 through the federal PLUS program for the 2026-27 school year will owe roughly $507 every month for the next decade,...
Oil markets need until 2027 to rebalance even if the Iran war ends tomorrow — Aramco says Hormuz exports take months to restart, and the consumer pays the bill
Saudi Aramco’s chief executive told investors during the company’s first-quarter earnings call that restarting full crude exports through the Strait of Hormuz would take “many...
The new student loan repayment plan launches July 1 — caps payments at 10% of income, takes 30 years to forgive, and replaces every IDR plan
If you’re one of the roughly 11 million federal student loan borrowers enrolled in an income-driven repayment plan, your plan is about to disappear. SAVE,...
Federal student loan rates jump to 6.52% on July 1 — and the 30-year Treasury at 5% guarantees next year’s class will pay even more
A college freshman signing loan paperwork this fall will pay 6.52% interest on every dollar borrowed from the federal government, a rate that sticks for...
Credit-card APRs hit 22.12%, the highest average in three decades — and a 10% interest cap bill has been stalled in Congress for six months
Every month, roughly half of American credit-card holders open a statement showing interest charges calculated at rates that have never been this high. The Federal...
Fidelity flagged a $15 billion fraud wave targeting Americans’ savings — scammers send 100,000 texts a day and AI voice clones need just 3 seconds of audio
The text message looks like it came from your bank. The voicemail sounds exactly like your daughter, panicked and begging for money. Neither is real....
132,000 tech workers have been laid off in 2026 — Walmart just added 1,000 more, and it’s the only company that didn’t blame AI
When Walmart quietly cut roughly 1,000 technology and corporate employees earlier this year, the announcement barely registered against the avalanche of layoffs rolling through the...
Parent PLUS loan rates climb to 9.07% on July 1 — the cost of borrowing $40,000 to send your kid to college is now $463 a month for 10 years
The federal government is about to charge parents 9.07 percent interest to help send their children to college. That is the fixed rate expected to...
The 10-year Treasury hit 4.59% while the 30-year crossed 5.08% — the bond market is screaming that rates aren’t coming down anytime soon
If you spent the past year waiting for borrowing costs to drop, the bond market just answered with a two-word reply: not yet. In late...
The Dow fell 537 points one day after hitting a record — bond yields drove the selloff because the 30-year Treasury crossed 5% for the first time in 18 years
The celebration lasted exactly one trading session. On May 14, 2026, the Dow Jones Industrial Average closed above 50,000 for the first time, finishing at...
The defaulted borrowers aren’t who you’d expect — the average student loan defaulter is 40 years old and was making payments before the pandemic paused collections
When federal student loan collections officially restarted in May 2025, the government was not chasing down recent college dropouts. It was coming for people like...