The Money Overview

Author

Gerelyn Terzo

Gerelyn is an experienced financial journalist and content strategist with a command of the capital markets, covering the broader stock market and alternative asset investing for retail and institutional investor audiences. She began her career as a Segment Producer at CNBC before supporting the launch Fox Business Network in New York. She is also the author of Dividend Investing Strategies: How to Have Your Cake & Eat It Too, a handbook on dividend investing. Gerelyn resides in Colorado where she finds inspiration from the Rocky Mountains.

Latest Articles by Gerelyn Terzo

Tech & Your Wallet

Block cuts about 40% of staff as company shifts spending to AI

Block Inc. is eliminating roughly 4,000 jobs, slashing about 40% of its workforce in one of the largest AI-justified layoffs the technology industry has seen....

Government & Policy

Trump orders U.S. naval blockade of the Strait of Hormuz

At 10 a.m. EDT on April 13, 2026, U.S. warships began enforcing a naval blockade of Iranian ports and coastal areas along the Strait of...

Cost of Living

AAA: U.S. gas price average hits $4.12 a gallon

Filling up the family car just got noticeably more expensive. The national average price of regular gasoline has climbed to $4.12 per gallon, according to...

Crypto & Digital Assets

Japan tightens crypto rules under tougher financial law overhaul

Japan’s cabinet approved a bill in April 2026 that would reclassify cryptocurrencies as financial instruments, subjecting digital tokens to the same legal framework that governs...

Market Trends

Home prices now falling year over year in 13 U.S. states

A $400,000 home in South Dakota is worth roughly $12,000 less than it was a year ago. In Washington, D.C., the math is similar. Across...

Budgeting & Saving

Comparing high-yield savings, CDs, and money markets for 2024 savers

Put $20,000 in a top-paying high-yield savings account right now and you might earn north of 4% APY. Lock that same cash into a 12-month...

Mortgages & Rates

Key income and debt ratios to gauge the house price you can afford

A $90,000 salary sounds like solid footing for a home purchase, until you realize that the same income can qualify you for a $340,000 house...

Retirement Planning

Comparing Roth IRAs, traditional IRAs, and 401(k)s across incomes

A 28-year-old teacher earning $50,000 can stash money in a Roth IRA, a traditional IRA, or a workplace 401(k) and choose freely among them. A...

Markets & Investing

UBS and 5 Swiss banks launch CHF stablecoin sandbox for 2026

Six of Switzerland’s largest banks, with UBS at the center, are reportedly building a sandbox to test a Swiss franc stablecoin, targeting a 2026 launch....

Markets & Investing

Bitcoin hits $72,229 as risk-on rally lifts major cryptocurrencies

Bitcoin broke above $72,000 on April 28, 2026, reaching $72,229 on the Coinbase exchange during a sharp, broad-based rally that sent altcoins surging by even...

Real Estate

Freddie Mac: 30-year mortgage rate dips to 6.37% after Iran war

For five straight weeks, mortgage rates climbed. Then a ceasefire changed the math. The average rate on a 30-year fixed mortgage fell to 6.37% for...

Budgeting & Saving

Property tax bills are climbing again this spring. Here’s how to fight back in five major states

Assessment notices are hitting mailboxes across the country this spring, and for millions of homeowners, the numbers are hard to swallow. In Harris County, Texas,...

Retirement & Taxes

IRS data: tax refunds total $202B so far, up nearly 13% this season

American households have already collected $202.6 billion in tax refunds this filing season, and the average check is roughly $350 larger than it was a...

Mortgages & Rates

How to buy a home with a credit score under 620: the minimum lenders actually accept

Imagine a borrower with a 570 credit score, steady income, and enough savings for a down payment. On paper, at least two federal mortgage programs...

Retirement & Taxes

The maximum Social Security check in 2026 is $4,152 a month. Here’s what it actually takes to get it

Fewer than one in a hundred American retirees will ever see $4,152 land in their bank account from Social Security. That is the maximum monthly...

Markets & Investing

Intel stock extends rally after Musk Terafab partnership disclosure

Intel has not had a week like this in a long time. Shares of the chipmaker surged roughly 4% on Tuesday, April 8, then climbed...

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