Gerelyn Terzo
Gerelyn is an experienced financial journalist and content strategist with a command of the capital markets, covering the broader stock market and alternative asset investing for retail and institutional investor audiences. She began her career as a Segment Producer at CNBC before supporting the launch Fox Business Network in New York. She is also the author of Dividend Investing Strategies: How to Have Your Cake & Eat It Too, a handbook on dividend investing. Gerelyn resides in Colorado where she finds inspiration from the Rocky Mountains.
Latest Articles by Gerelyn Terzo
The new student loan repayment plan launches July 1 — it caps payments at 10% of income, takes 30 years to forgive, and replaces every IDR plan
A borrower who signs a federal Direct Loan promissory note on July 1, 2026, will face a choice that did not exist a month earlier:...
Credit card delinquencies hit 13.1%, the highest in 16 years — but total balances actually dropped $25 billion last quarter
More than one in every eight credit card accounts at the nation’s largest banks is now at least 90 days past due. That is not...
The new Fed chair takes over with inflation at 3.8%, wholesale prices up 6%, and a 30% chance the Fed raises rates instead of cutting them
Kevin Warsh did not get a grace period. The new Federal Reserve chair took the oath on May 15, 2026, the day Jerome Powell’s four-year...
PayPal is slashing 20% of its workforce — 4,760 jobs because the new CEO says the company “lost ground to rivals”
PayPal plans to eliminate roughly 4,760 jobs over the next two to three years, a reduction of about 20% of its workforce, as CEO Alex...
Trump flew 15 billionaire CEOs to Beijing on Air Force One — the same week wholesale prices jumped 6% and gas hit $4.51 back home
On the morning of May 13, 2026, Air Force One lifted off with President Donald Trump and at least 15 chief executives from some of...
SpaceX is expected to file its public prospectus this week — at $2 trillion, it would be the largest IPO in history by a factor of 10
SpaceX is expected to make its S-1 registration statement public as early as this week, according to people familiar with the timeline and consistent with...
The new student loan repayment plan launches July 1 — it caps payments at 10% of income and takes 30 years to forgive
Roughly 8 million federal student loan borrowers who were enrolled in the now-defunct SAVE plan are about to land in a new repayment structure they...
Fake EZ-Pass and toll-road texts are the fastest-growing scam in America — imposter fraud losses hit $3.5 billion last year
A North Carolina driver gets a text about a $6.99 unpaid toll on a road she drives every weekday. A Colorado commuter sees a nearly...
Tariff costs finally hit the clothing rack — apparel prices jumped 0.6% in April, the first meaningful increase in years
For most of the past decade, the price of a basic T-shirt or pair of kids’ sneakers barely budged. Cheap overseas production, cutthroat competition among...
Traders just priced in a 30% chance the Fed raises interest rates — the first time a hike has been on the table since 2023
For the first time since the Federal Reserve pushed borrowing costs to a two-decade high in the summer of 2023, Wall Street is placing real...
Trump rejected Iran’s peace deal as “totally unacceptable” — oil jumped above $101, gas hit $4.52, and Kalshi traders now put 62% odds on $5-a-gallon fuel this year
President Donald Trump killed the latest attempt at a ceasefire with Iran this month, calling Tehran’s proposal “TOTALLY UNACCEPTABLE!” on social media. Within hours, Brent...
The April CPI print tomorrow could show 3.7% inflation — the hottest annual reading in two years — and nearly all of it traces back to $4.52 gas
Fill up a mid-size SUV in Los Angeles right now and the receipt will top $85. Do the same thing in Houston and you will...
Jobless claims just fell to 189,000 — a number the U.S. hasn’t seen since Nixon was president in 1969
In the final week of April 2026, just 189,000 Americans filed for unemployment benefits for the first time. The last time the number was that...
The “K-shaped economy” is back in the data — more Americans are superprime (780+ credit score) or subprime (below 600), and the middle is hollowing out
The share of Americans with credit scores at the top and bottom of the spectrum is growing, while the middle tiers are losing ground. That...
Every generation cut 401(k) contributions this year except Gen Z — they raised theirs to 6.2%, and 57% say multiple income streams are now essential
While workers across every other age group quietly dialed back their retirement savings over the past year, Gen Z did the opposite. The youngest full-time...
Household debt hit $18.8 trillion — and the savings rate dropped from 6.2% to 4.0% because every extra dollar goes to gas and groceries
Household debt hit $18.8 trillion – and the savings rate dropped from 6.2% to 4.0% because every extra dollar goes to gas and groceries The...