The Money Overview

Author

Gerelyn Terzo

Gerelyn is an experienced financial journalist and content strategist with a command of the capital markets, covering the broader stock market and alternative asset investing for retail and institutional investor audiences. She began her career as a Segment Producer at CNBC before supporting the launch Fox Business Network in New York. She is also the author of Dividend Investing Strategies: How to Have Your Cake & Eat It Too, a handbook on dividend investing. Gerelyn resides in Colorado where she finds inspiration from the Rocky Mountains.

Latest Articles by Gerelyn Terzo

Market Trends

Legal strategies to lower your property tax bill that most homeowners overlook

Picture this: your county sends a letter saying your home is worth $40,000 more than it was last year. Your tax bill jumps accordingly. You...

Market Trends

Mark Cuban called insurance the biggest threat to housing. The numbers keep proving him right

In 2020, insuring a modest home in Fort Lauderdale might have cost $2,400 a year. By early 2026, according to Insurance Information Institute data and...

Retirement & Taxes

Why so many retirees are paying federal tax on Social Security they thought was tax-free

Pull $22,000 a year from Social Security, collect a $19,000 state pension, and withdraw another $15,000 from a traditional IRA to cover property taxes and...

Cost of Living

Grocery prices are still rising at 2.5% in 2026 despite overall inflation slowing to 2.4%

Inflation in the U.S. economy has cooled from the highs seen earlier in the decade, but grocery shoppers are still facing steady price increases. Even...

Buying & Selling

Downsizing could save over $20,000 a year: 6 reasons more homeowners are doing it

For many homeowners, bigger once felt better. Expansive kitchens, extra bedrooms, and sprawling living areas were seen as status symbols. But in recent years, a...

Buying & Selling

The 7 home renovations with the highest ROI according to 2026 remodeling cost data

Homeowners often assume large renovations deliver the biggest payoff, but remodeling data tells a different story. Each year, housing analysts review thousands of real home...

Retirement Planning

The FIRE movement promised retirement by 45: is it still achievable in 2026?

The FIRE movement, short for Financial Independence, Retire Early, once captured the imagination of millions of savers who believed they could leave the workforce decades...

Tax Changes & Deadlines

The states with zero income tax that retirees are flocking to in 2026

For retirees looking to stretch Social Security checks, pension income, and retirement withdrawals, state taxes can make a real difference. Nine states currently levy no...

Renting & Leasing

Renting vs buying in 2026 with mortgage rates near 6%: the full cost breakdown

With mortgage rates hovering near 6 percent, many Americans are rethinking one of the biggest financial decisions of their lives: whether to rent or buy....

Tech & Your Wallet

The top-rated budgeting apps of 2026 ranked by user ratings and monthly cost

Budgeting apps have become one of the most useful tools for people trying to take control of their finances. But as subscription prices climb, users...

Corporate Shakeups

Major retailers are closing thousands of stores in 2026: which brands are shutting locations

Several major U.S. retailers are shrinking their store footprints in 2026, reflecting the continuing shift in how consumers shop. Department stores, discount chains, and even...

Cost of Living

Airlines posted record profits in 2025 amid high fares: where your ticket money goes

U.S. airlines reported strong profits in 2025, even as many travelers continued to face expensive ticket prices. During the second quarter of the year, scheduled...

IRS & Enforcement

Got an IRS notice in the mail: what it means and when you should actually worry

Few pieces of mail make people more nervous than an envelope from the IRS. For many taxpayers, the first instinct is to assume the worst....

IRS & Enforcement

The red flags most likely to get you audited by the IRS in 2026

The IRS releases an annual warning about tax schemes and compliance risks, but the agency’s broader enforcement guidance reveals something equally important for ordinary filers....

Tech & Your Wallet

Apple Pay and Google Wallet now have hundreds of millions of users: why Americans are ditching cash

Apple Pay and Google Wallet have reached a scale that is reshaping how Americans pay for everyday purchases. Hundreds of millions of people now use...

Corporate Shakeups

A record number of CEOs stepped down in 2025: what is driving the executive exodus?

A record number of chief executives stepped down from major companies in 2025, a trend that is drawing increasing attention from investors, boards, and governance...