The Money Overview

Author

Gerelyn Terzo

Gerelyn is an experienced financial journalist and content strategist with a command of the capital markets, covering the broader stock market and alternative asset investing for retail and institutional investor audiences. She began her career as a Segment Producer at CNBC before supporting the launch Fox Business Network in New York. She is also the author of Dividend Investing Strategies: How to Have Your Cake & Eat It Too, a handbook on dividend investing. Gerelyn resides in Colorado where she finds inspiration from the Rocky Mountains.

Latest Articles by Gerelyn Terzo

Budgeting & Saving

One in seven Americans is owed money they don’t even know about — states are sitting on billions in forgotten paychecks, deposits, and refunds, free to claim in minutes

Government agencies across the country are currently holding more than $80 billion in unclaimed property, according to the National Association of Unclaimed Property Administrators (NAUPA)....

Tax Changes & Deadlines

You can gift up to about $19,000 a year to each person completely tax-free — no IRS form required, a break most families never realize they have

Your daughter is scraping together a down payment on her first home. You have the savings to help. You write her a check for $19,000,...

Tax Changes & Deadlines

Parents can run up to $5,000 of daycare and after-school costs through a pretax account — cutting a four-figure tax bill most working families never set up

A family with two working parents and a toddler in full-time daycare can easily spend $14,000 or more on childcare in a single year. What...

Smart Spending

Anyone who subscribed to the streaming service MUBI may qualify for a cash payment from a class-action settlement — the deadline to file a claim is June 9

MUBI, the streaming service that originally built its reputation on a rotating selection of 30 hand-picked films and has since expanded to a larger curated...

Social Security & Medicare

Paper Social Security and tax checks are being phased out for good — nearly half a million recipients still getting one must switch to direct deposit or a prepaid card

Sometime after September 30, 2025, the last batch of paper checks from the U.S. Treasury will drop into American mailboxes. After that, they stop for...

Insurance & Protection

Insurers aren’t just raising home premiums anymore — they’re dropping policies outright, and the cancellations are spreading from California to Texas, Arizona, and Idaho

Somewhere in a suburb outside Austin, a homeowner who has never filed a claim and never missed a payment pulls a letter from the mailbox....

Retirement Planning

Workers can stash $7,000 in an IRA this year — and anyone 50 or older can add another $1,000 that most eligible savers never bother to claim

If you turned 50 this year and have an IRA, the IRS is offering you an extra $1,000 in tax-advantaged contribution room on top of...

Smart Spending

Summer airfares are running 21% above last year — but analysts say the cheapest move is to wait and book August, when fares finally drop

Summer airfares are running 21% above last year – but analysts say the cheapest move is to wait and book August, when fares finally drop...

Fraud & Scams

Panda Express, GrubHub, Google, and Discover are all paying class-action claims this spring — some up to $5,000 with proof of loss, about $100 with none

Four class-action settlements tied to Panda Express, GrubHub, Google, and Discover are paying out claims in spring 2026, and millions of Americans may be eligible...

Mortgages & Rates

Property-tax bills have hit record highs across most of the country — and rising escrow payments are quietly pushing “fixed” mortgage payments up by hundreds a month

When Maria Gonzalez closed on a three-bedroom house outside Houston in 2021, her monthly mortgage payment was $1,640. By spring 2026, it had climbed to...

Cost of Living

Soaring property taxes and insurance are pricing retirees out of the Sun Belt — the very Florida and Texas hubs they moved to a decade ago for cheaper living

In 2014, a three-bedroom ranch house near Fort Myers, Florida, could come with an annual homeowners insurance bill around $1,800 and a property-tax tab under...

Government & Policy

The Supreme Court is weighing whether Trump can fire Federal Reserve governors — a ruling that could hand the White House direct control over your mortgage and savings rates

When Federal Reserve Governor Lisa Cook cast her vote on interest rates earlier this year, she helped set the borrowing cost on roughly $13 trillion...

Mortgages & Rates

Homeowners are sitting on $35 trillion in equity they can’t touch — tapping a HELOC now costs 8.5%, and trading a 3% mortgage for 6.5% adds $900 a month

More than 50 million American households are collectively sitting on a mountain of housing wealth larger than the GDP of every country on Earth except...

Retirement Planning

401(k) catch-up contributions jump to $11,250 for workers aged 60 to 63 this year — a new “super catch-up” most eligible savers don’t even know exists

Turn 60, 61, 62, or 63 at any point this year and the IRS lets you contribute up to $11,250 in catch-up money to your...

Market Trends

For the first time in 2026, more homes are hitting the market than selling — handing buyers the most negotiating power they’ve had since the pandemic

For most of the past five years, house hunting in America felt like showing up to an auction with nothing but a bidder number and...

Cost of Living

A record 45 million Americans will travel this Memorial Day weekend — but 40% of households earning under $66,000 can’t afford a single trip

Somewhere around 45 million Americans are expected to pack cars, fill airport terminals, and crowd train platforms this Memorial Day weekend, according to AAA’s holiday...

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