Gerelyn Terzo
Gerelyn is an experienced financial journalist and content strategist with a command of the capital markets, covering the broader stock market and alternative asset investing for retail and institutional investor audiences. She began her career as a Segment Producer at CNBC before supporting the launch Fox Business Network in New York. She is also the author of Dividend Investing Strategies: How to Have Your Cake & Eat It Too, a handbook on dividend investing. Gerelyn resides in Colorado where she finds inspiration from the Rocky Mountains.
Latest Articles by Gerelyn Terzo
The national debt just passed $36 trillion: what that means for interest rates and your wallet
The U.S. national debt has just crossed another major threshold, and the pace of borrowing shows little sign of slowing. After passing $36 trillion in...
What $2 million in retirement savings actually pays you each month after taxes
Reaching $2 million in retirement savings is a milestone many Americans work their entire careers to achieve. On paper, it sounds like more than enough...
Grant Cardone’s multifamily empire: what investors should know before following his strategy
Grant Cardone has built one of the most recognizable real estate brands in the U.S. by focusing almost entirely on large apartment complexes. The entrepreneur,...
Using a HELOC in retirement: when it helps your finances and when it can backfire
For retirees, financial surprises rarely disappear just because paychecks stop. Medical bills, home repairs, and market downturns can create sudden cash needs that traditional retirement...
The hidden costs of retirement that catch even well-prepared retirees off guard
Retirement is often imagined as a long stretch of freedom after decades of hard work. Many Americans spend years building savings and carefully planning their...
Small towns across the U.S. are offering retirees cash incentives and tax breaks to relocate
Across the U.S., many smaller cities are facing shrinking populations and aging workforces. To keep local economies strong, some towns have begun actively recruiting retirees...
European cities where retirees live well on less than $2,000 a month in 2026
Retiring in Europe is often seen as a luxury that many cannot afford. But several cities still offer a comfortable lifestyle for well under $2,000...
Florida seniors face rent hikes over 100% with no state rent control protections
For many retirees, a move to Florida promises sunshine, lower taxes, and an affordable place to settle down. But for residents of one 55-plus community,...
Retirees are earning an extra $500 to $2,000 per month in 2026: here is how
Many retirees are discovering that a side gig can dramatically improve financial freedom. Whether it is covering rising grocery bills, travel plans, or simply adding...
78% of Americans say they live paycheck to paycheck: 7 reasons the number keeps growing
A growing share of Americans say their paycheck disappears almost as soon as it arrives. Recent surveys show that roughly 78% of U.S. workers report...
Only 10% of Americans have $1 million saved for retirement: where do you stand
Saving $1 million for retirement has long been touted as a financial milestone. For decades, financial planners have targeted that figure as a benchmark for...
First-time homebuyer tax credit in 2026: who qualifies and how to claim up to $10,000
Buying a first home has become tougher as mortgage rates and home prices remain elevated across much of the U.S. To help ease some of...
The countries that ranked above the U.S. on the 2025 global retirement index
Retirement in the U.S. isn’t cheap, especially as housing, healthcare, and daily living costs continue rising. As a result, many Americans are exploring options abroad...
The average retiree spends $4,345 per month: 6 costs most people underestimate
Many Americans imagine retirement as a time when expenses finally shrink. The mortgage may be paid off, commuting disappears, and work-related costs fade. Yet the...
The states where property taxes, insurance, and HOA fees make ownership most expensive
Buying a home is often hailed as the largest financial milestone many Americans will reach. Yet in reality, the monthly mortgage payment is only part...
Retirees who work part time report better health and earn an average of $18,000 a year
Retirement no longer means stepping away from work entirely. A growing number of Americans keep hitting the pavement in some capacity after leaving full-time careers,...