The Money Overview

Author

Gerelyn Terzo

Gerelyn is an experienced financial journalist and content strategist with a command of the capital markets, covering the broader stock market and alternative asset investing for retail and institutional investor audiences. She began her career as a Segment Producer at CNBC before supporting the launch Fox Business Network in New York. She is also the author of Dividend Investing Strategies: How to Have Your Cake & Eat It Too, a handbook on dividend investing. Gerelyn resides in Colorado where she finds inspiration from the Rocky Mountains.

Latest Articles by Gerelyn Terzo

IRS & Enforcement

2026 tax brackets: the new standard deduction is $32,200 for married couples filing jointly

The IRS has finalized the inflation-adjusted tax rules that will apply to the 2026 tax year, including a higher standard deduction that will meaningfully reduce...

Corporate Shakeups

Amazon and JPMorgan ordered all employees back to the office: what it signals for remote work

Two of the largest employers in the U.S. are sending the same message to their workforces: the era of widespread hybrid work may be losing...

Cost of Living

Home insurance premiums are up double digits for the second year in a row

Homeowners across the U.S. are facing another year of sharply rising insurance costs. In several markets, premiums have climbed at double-digit rates for a second...

Retirement & Taxes

Here’s How Much You Should Save Each Month To Retire by 65

Planning for retirement is a major financial goal, and knowing how much to save each month can put you in the driver’s seat. This guide...

IRS & Enforcement

The IRS is now using AI to flag tax returns in 2026: what triggers a closer look

The IRS has begun applying artificial intelligence to screen millions of tax returns filed in 2026, scoring each one for potential fraud or reporting problems...

Buying & Selling

How to buy a house in 2026 with 30-year mortgage rates at 5.98%: a step-by-step guide

The average 30-year fixed mortgage rate in the United States dropped to 5.98% in late February, marking the first time borrowing costs have fallen below...

Government & Policy

2026 tariff changes are adding an estimated $1,500 per year to the average household’s costs

Tariffs rarely appear on a grocery receipt or electronics price tag, but economists say American households are increasingly paying for them anyway. A growing body...

Social Security & Medicare

Medicare Part B premiums rose to $203 per month in 2026: what changed and who pays more?

Millions of retirees saw a familiar expense climb again this year when Medicare Part B premiums rose to $202.90 per month for 2026. The change...

Government & Policy

The SAVE plan is ending and 7 million student loan borrowers face choosing a new repayment plan

One of the most borrower-friendly repayment options is now in limbo. After months of court challenges and administrative pauses, the Saving on a Valuable Education...

Tech & Your Wallet

Goldman Sachs is betting big on AI to automate banking: what it means for your accounts

Goldman Sachs is putting artificial intelligence at the center of its banking operations. The strategy, detailed in Goldman’s latest annual report, shows how automation is...

Mortgages & Rates

30-year mortgage rates just dipped below 6% for the first time in 3 years: how to refinance

Mortgage borrowers finally received a piece of news they have been waiting years to hear. After staying stubbornly high throughout 2023 and much of 2024,...

Social Security & Medicare

Social Security’s 2.8% COLA for 2026 adds just $56 a month: is it enough to keep up with costs

The Social Security Administration (SSA) set its 2026 cost-of-living adjustment (COLA) at 2.8%, translating to roughly $56 more per month for the average retiree starting...

Government & Policy

Trump administration orders Fannie and Freddie to buy $200 billion in mortgage bonds

The Trump administration has directed housing giants Fannie Mae and Freddie Mac to purchase up to $200 billion in mortgage-backed securities, or MBS. The move...

Market Trends

Peter Thiel predicts a U.S. housing correction as national home prices grew 0% in early 2026

National home prices stalled to start 2026, a shift that is drawing attention from investors and economists who have watched the U.S. housing market climb...

Market Trends

Home prices grew 0% nationally in early 2026: is real estate still worth the investment

After several years of rapid appreciation, the U.S. housing market appears to be catching its breath. National home prices showed little to no growth in...

Cost of Living

Egg prices dropped 34% but beef is up 15%: what is actually getting cheaper at the grocery store?

Grocery shoppers received a mixed bag of relief and frustration in the latest Consumer Price Index (CPI) data. Egg prices fell roughly 34% compared with...

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