Gerelyn Terzo
Gerelyn is an experienced financial journalist and content strategist with a command of the capital markets, covering the broader stock market and alternative asset investing for retail and institutional investor audiences. She began her career as a Segment Producer at CNBC before supporting the launch Fox Business Network in New York. She is also the author of Dividend Investing Strategies: How to Have Your Cake & Eat It Too, a handbook on dividend investing. Gerelyn resides in Colorado where she finds inspiration from the Rocky Mountains.
Latest Articles by Gerelyn Terzo
The number of “equity-rich” homeowners just dropped to the lowest level since 2021 — and HELOC delinquencies are climbing at the same time
For the first time in four years, fewer than half of mortgaged U.S. homes qualify as “equity-rich,” meaning the owner owes less than 50% of...
Gen Z is the only generation still increasing 401(k) contributions — they bumped theirs to 6.2% while boomers, millennials, and Gen X all pulled back for the first time in 3 years
A 25-year-old earning $50,000 is now putting roughly $3,100 a year into a retirement account. That figure, on its own, is easy to dismiss. But...
Warsh told senators he won’t be the president’s “sock puppet” — his confirmation vote next week will be the first fully partisan one for a Fed chair in modern history
Kevin Warsh looked across the dais at the Senate Banking Committee on April 14 and made a promise: he would not serve as a “sock...
Mortgage rates climbed back to 6.37% this week — the fourth consecutive increase — as the Iran war keeps pushing Treasury yields higher
Homebuyers hoping for a break on borrowing costs this spring are not getting one. The average 30-year fixed mortgage rate climbed to 6.37% for the...
The millionaire tax movement just scored wins in Maine, Washington, and Rhode Island — and California’s billionaire tax is headed for the November ballot
Three states have enacted new taxes on their wealthiest residents this spring, and a fourth is putting the question directly to voters. Washington Governor Bob...
Oil plunged 15% to $88 a barrel on Iran deal hopes — then bounced back above $100 because the Strait of Hormuz is still closed
On April 17, Brent crude collapsed roughly 15 percent in a single session, dropping to about $88.90 a barrel after reports circulated that a diplomatic...
The FBI says bank spoof callers are draining accounts in minutes — one Chase customer lost $40,000 after a call that showed Chase’s real number on caller ID
A Chase customer picks up the phone, sees Chase’s own number on the screen, and hears a voice warning that someone is moving money out...
Tyson beat earnings estimates on chicken sales for the 6th straight quarter — then raised its chicken profit forecast to $2 billion
Tyson Foods extended its earnings winning streak to six consecutive quarters on May 5, 2026, reporting fiscal second-quarter adjusted earnings per share of $1.06, above...
Bitcoin crossed $81,000 for the first time since January — up 17% in a month — as Iran de-escalation hopes pull money out of gold and into risk assets
Bitcoin punched through $81,000 during early Asian trading on May 4, 2026, a level it had not touched since late January, capping a rally of...
The IRS is running 125 AI models to flag tax returns — up from 54 two years ago — and high-earner audits are climbing back toward pre-cut levels
If you earned seven figures last year and filed a clean return, you might still hear from the IRS. The agency is now running 125...
Every generation cut 401(k) contributions this year except Gen Z — they raised theirs to 6.2% while boomers, Gen X, and millennials all pulled back
Workers under 28 are doing something their older colleagues are not: putting more money into their 401(k) plans. A Dayforce report published in spring 2026...
Fidelity flagged a $15 billion fraud wave targeting Americans’ savings — scammers now send 100,000 texts a day, and AI voice clones need just 3 seconds of audio
The call came on a Tuesday afternoon. A retired teacher in Ohio heard what sounded exactly like her grandson’s voice, panicked, telling her he had...
1 in 10 Americans has been targeted by an AI voice clone scam — and it only takes 3 seconds of audio for the software to copy your voice
A phone rings. The voice on the other end sounds exactly like your daughter, your boss, or a government official you trust. The panic in...
The “K-shaped economy” is back in the data — more Americans are either superprime (780+ credit score) or subprime (below 600), and the middle is hollowing out
Open two credit card offers side by side and the American economy splits in half. One envelope promises a $750 sign-up bonus, airport lounge access,...
30-year mortgage rates climbed to 6.20% this week — up 11 basis points — as Iran-driven inflation fears erase the spring rate dip
The spring discount on mortgage rates is gone. Borrowers shopping for a 30-year fixed-rate loan this week face a rate of 6.20%, according to the...
I bonds just reset to 4.26% — the highest rate since November 2023 — and you have until October to lock it in
If you have $10,000 sitting in a savings account earning a rate your bank could cut tomorrow, the U.S. Treasury just gave you a reason...