Tyler Foster
Latest Articles by Tyler Foster
Drop private mortgage insurance once you owe under 80% of your home’s value
Homeowners paying private mortgage insurance on conventional loans can request its removal once their principal balance drops to 80% of the home’s original value, a...
Scammers are sending fake graduation and party invites that ask you to “log in,” then steal your email password
Scammers have timed a new credential-theft campaign to graduation season, sending fake digital invitations that ask recipients to enter their email address and password before...
If your income fell after retiring, you can ask Medicare to lower the surcharge on your premiums
Retirees whose earnings dropped sharply after leaving the workforce can ask the Social Security Administration to recalculate the surcharge that inflates their Medicare Part B...
Insurers can’t deny you a Medigap plan or charge more for poor health during your first six months on Part B at 65
People turning 65 and signing up for Medicare Part B get exactly six months to buy a Medigap supplemental policy without any health screening. During...
Americans have left $2.1 trillion sitting in 31.9 million forgotten 401(k)s, and a free government database now finds yours
Roughly 31.9 million 401(k) accounts holding about $2.1 trillion in assets have been left behind by American workers who switched jobs, retired, or simply lost...
At full retirement age you can pause your benefit and add about 8% a year until 70
Workers who have already started collecting Social Security checks can stop them, let the payments grow by roughly 8 percent a year, and restart at...
Money in a health flexible spending account is often use-it-or-lose-it by year’s end
Workers who set aside pretax dollars in a health flexible spending account face a hard deadline: spend the money on eligible medical expenses before the...
Home sales just climbed to their highest level since October 2022, even with the typical 30-year mortgage near 6.57%
Buyers closed on more existing homes in May than in any month since October 2022, according to two separate industry trackers, even as the average...
An $18 INIU power bank sold on Amazon has sparked 11 fires and over $380,000 in damage, forcing a recall
Federal regulators have ordered the recall of about 210,000 INIU BI-B41 10,000mAh power banks after the lithium-ion batteries inside overheated and ignited, causing 11 fires...
If you can’t pay your tax bill, the IRS will set up a monthly payment plan online in minutes
Taxpayers who owe the IRS more than they can pay in one lump sum now face a straightforward choice: set up a monthly installment plan...
Closing your oldest credit card can backfire and quietly lower your credit score
Cardholders who close a longstanding credit card to dodge an annual fee or simplify their wallets can trigger a quiet drop in their credit scores,...
Disputing a credit-report error is free, and the bureau has 30 days to act
A wrong account balance, a misattributed late payment, or a debt that belongs to someone else can quietly sit on a credit report for months,...
You have until next April’s filing deadline — not December 31 — to fund an IRA for this year
Many savers still rush to move money into their individual retirement accounts before December 31, worried that the chance to cut their tax bill disappears...
Lower-income workers can claim up to $1,000 back for funding a retirement account
Millions of lower-income Americans who save for retirement are leaving free money on the table. A federal tax credit worth up to $1,000 per individual,...
Report a lost debit card within two days and federal law caps your loss at $50 — wait longer and it can climb to $500
Consumers who lose a debit card face a ticking clock that directly determines how much money they can be held responsible for. Federal rules tie...
Avenco and Novilla mattresses sold online are being recalled because they can catch fire and fail federal safety rules
More than 5,300 mattresses sold through Amazon and two brand websites are being pulled from the market after federal regulators determined they can catch fire...