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Tyler Foster

Latest Articles by Tyler Foster

Smart Spending

PQL is recalling about 186,520 LED light fixtures because the panels can loosen inside and start a fire

About 186,520 High Bay Linear LED light fixtures sold by PQL are being pulled from commercial use after federal regulators determined that retaining pins inside...

Tax Changes & Deadlines

A tax-filing extension buys you more time to file, but not more time to pay what you owe

Millions of taxpayers who requested extra time to submit their federal returns still owe the IRS money, and the clock on interest charges has been...

Social Security & Medicare

Medicare’s Extra Help program can sharply cut prescription drug costs for people with limited income

Medicare beneficiaries with limited income stand to pay as little as zero dollars for prescription drug premiums, deductibles, and most copays in 2026 through the...

Retirement Planning

Money pulled from a traditional IRA after age 59½ avoids the 10% early-withdrawal penalty

Americans turning 59½ gain a concrete financial advantage on their next traditional IRA withdrawal: the 10% early-distribution penalty no longer applies. The rule, codified in...

Social Security & Medicare

Social Security’s projected shortfall now lands in 2032, the year today’s 61-year-olds reach full retirement age

Americans born in 1965 who plan to claim Social Security at their full retirement age of 67 will reach that milestone in 2032, the same...

Tax Changes & Deadlines

A homestead exemption can knock hundreds off your yearly property tax bill, but you usually have to apply

Homeowners in states from Florida to California can shave hundreds of dollars off their annual property tax bills through homestead or homeowner exemptions, yet most...

Bank Accounts & Fees

Naming a payable-on-death beneficiary on a bank account lets it skip probate and pay out within days

Families who lose a loved one often face weeks or months of probate court proceedings before they can access a single dollar in the deceased’s...

Credit Cards & Rewards

Most cardholders who call and ask get their interest rate lowered, yet almost no one with a 21% rate picks up the phone

Credit card holders paying rates above 20% are leaving real money on the table by not making a single phone call. Survey data collected over...

Government & Policy

Anyone on SNAP or Medicaid can take $9.25 a month off a phone or internet bill through federal Lifeline

Millions of Americans enrolled in SNAP or Medicaid already qualify for a federal discount on their monthly phone or internet bill, yet most never claim...

Budgeting & Saving

Series EE savings bonds are guaranteed to double in value if you hold them 20 years

Buyers of Series EE savings bonds who hold them for two full decades are guaranteed by the U.S. Treasury to receive at least double their...

Social Security & Medicare

Medicare’s hospital trust fund is now projected to cover full benefits only into 2033, a year earlier than last year’s estimate

Roughly 67 million Americans who depend on Medicare Part A for hospital coverage now face a slightly shorter runway before the program can no longer...

Social Security & Medicare

A surviving spouse can collect up to 100% of a late husband’s or wife’s Social Security benefit

A surviving spouse who waits until full retirement age can collect the entire Social Security benefit their late husband or wife earned, a figure that...

Economy & The Fed

Inflation climbed to 4.2% in May, its fastest pace in three years, with energy alone driving more than half of the monthly increase

American households already stretched by grocery and housing costs absorbed another blow when consumer prices jumped 0.5 percent in May on a seasonally adjusted basis,...

Fraud & Scams

Three men are charged with stealing $8 million from older Americans who were told to turn their savings into gold bars for fake government couriers

Five people now face federal charges for allegedly running a tech-support fraud operation that drained at least $8 million from elderly victims across at least...

Fraud & Scams

Complete Payroll Solutions will pay up to $5,000 to workers caught in its 2024 data breach, with claims due June 18

Workers whose personal data was exposed in the 2024 Complete Payroll Solutions breach face a June 18 deadline to file claims worth up to $5,000....

Budgeting & Saving

Old U.S. savings bonds stop earning interest after 30 years, and a free Treasury tool finds yours

Americans holding paper savings bonds from the 1990s or earlier could be sitting on certificates that stopped growing years ago. Series EE and I savings...

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