Tyler Foster
Latest Articles by Tyler Foster
The Fed is holding rates at 3.5%: what that means for your mortgage, savings, and credit cards
The Federal Reserve (Fed) held its benchmark federal funds rate steady within a target range of 3.5% to 3.75% at its January 2026 meeting, keeping...
The CFPB tried to cap credit card late fees at $8: the rule was struck down and here is what you still pay
A federal judge in Texas vacated the Consumer Financial Protection Bureau’s (CFPB’s) rule that would have capped most credit card late fees at $8, ending...
Ray Dalio explains how Trump’s economic agenda could reshape U.S. markets in 2026
Billionaire investor Ray Dalio has warned that the economic direction of the United States could shift significantly depending on how major policy proposals reshape trade,...
Retirement scams the FBI flagged in 2025 are still targeting seniors in 2026
Protecting retirement savings has become increasingly complicated as fraud schemes grow more sophisticated. Federal investigators say older Americans remain one of the most targeted groups...
The 30-day no-spend challenge that is helping Americans save over $1,000 a month
The 30-day no-spend challenge encourages individuals to stop spending on non-essential items for 30 days. The idea sounds simple, yet for thousands of Americans, the...
The budgeting mistakes that cost the average American household thousands each year
Many households create a budget with the best intentions, yet small mistakes can quietly drain thousands of dollars from their finances every year. Even disciplined...
Ray Dalio says the U.S. debt crisis poses a bigger risk than tariffs
Billionaire investor Ray Dalio has warned that the biggest economic risk facing the United States may not be tariffs or trade disputes. Instead, he believes...
How to get approved for your first credit card in 2026 with zero credit history
Getting approved for a first credit card without any credit history can feel like a frustrating catch-22. Many lenders want to see a credit record...
Only 1 in 3 Americans keep a monthly budget: 8 steps that financial planners say work
Budgeting is often described as the foundation for good financial health, yet surveys suggest that many Americans still struggle to put one in place. Research...
Credit cards earning up to 6% cash back on groceries in 2026
Groceries remain one of the largest recurring expenses for many households, which makes the right credit card surprisingly valuable. A strong grocery rewards card can...
How to build a 3-month emergency fund from scratch on any income
Unexpected expenses can appear at any time. A job loss, medical bill, or major car repair can quickly turn into a financial crisis if there...
The money habits that separate the top 10% of savers from everyone else
Many people assume that high earners are automatically the best savers. In reality, income alone rarely determines long-term financial success. Research from Fidelity and the...
How much interest $1 million earns per year in 2026: savings, bonds, and dividends compared
For many investors, reaching $1 million in their portfolio is a milestone that signals financial security, but the bigger question is how much income that...
How to get a credit limit increase without triggering a hard pull on your credit
Increasing your credit limit can improve your credit score, expand your spending flexibility, and lower your credit utilization ratio. However, many cardholders hesitate to request...
Startup investing can return 10x or lose everything: 12 pros and cons to weigh first
Startup investing has long carried a reputation for extreme outcomes. Early investors in companies like Uber, Airbnb, and Shopify saw returns that multiplied many times...
What happens to your credit score and interest rate when you max out a credit card
Credit cards can be useful financial tools, but maxing one out can create consequences that ripple far beyond a single purchase. When a card reaches...