Tyler Foster
Latest Articles by Tyler Foster
How to cash in old savings bonds before they stop earning interest
Millions of Americans still hold old U.S. savings bonds tucked away in safe deposit boxes, filing cabinets, or inherited from relatives. Many of those bonds...
How to save $10,000 in 12 months even on a middle-class salary
Saving $10,000 in a year may sound intimidating, especially for households living on a typical middle-class income, yet the math shows that the goal is...
Started investing in your 40s or 50s? The 5 moves financial advisors recommend most
Many Americans reach their 40s or even their 50s before they begin investing seriously. Career changes, raising a family, paying off debt, or simply not...
Credit cards with hidden fees that quietly add up to hundreds per year
Credit cards can be powerful financial tools when used responsibly, but many come with fees that are easy to overlook. While some costs are obvious,...
You saved your first $1,000: the 3 smartest moves according to CFPs
Saving your first $1,000 is a milestone many financial advisors encourage people to reach as early as possible. This achievement represents the first real cushion...
Credit card perks worth $500 or more per year that most cardholders overlook
Many people focus on credit card rewards like cashback or airline miles. Those benefits are easy to see because they show up on monthly statements....
How to build a fully diversified portfolio starting with just $1,000 in 2026
For many people, the biggest barrier to investing is the belief that it requires a large amount of money to get started. In reality, modern...
Are store credit cards worth the 25% discount? The real math on 8 major retailers
Walk into many large retailers and the same offer appears at checkout: open the store credit card today and get 20% to 30% off your...
Index mutual funds vs Index ETFs: the key cost difference that could save or cost you thousands
Low-cost investing has become one of the most powerful ideas in personal finance. Over the past two decades, millions of investors have shifted away from...
Credit card strategies that save retirees on fixed incomes hundreds each year
Retirement often means living on a fixed income, which makes controlling everyday expenses more important than ever. Credit cards are commonly viewed as a source...
Investing strategies billionaires use that also work on a $50,000 salary
Billionaires often appear to play a completely different financial game than everyone else. They have access to private deals, massive capital, and elite advisors, yet...
$18 an hour is $37,440 a year: what that budget actually looks like in 2026
Earning $18 an hour may not sound like much in today’s economy, but it still represents a common full-time wage across many industries in the...
Gold hit record highs in 2025: 7 reasons it still belongs in your portfolio in 2026
Gold had a remarkable run in 2025, climbing to record territory and reminding investors why the metal has held a place in portfolios for generations....
The 5 most common reasons credit card applications get denied and how to fix each one
Getting denied for a credit card can feel frustrating, especially if the application process only takes a few minutes, but lenders rarely reject applications at...
Before you tap into your emergency fund, answer these 7 questions from financial planners
Emergency funds exist to protect households from financial shocks, yet many people hesitate before using the money they worked so hard to save. Financial planners...
Credit card myths that could be quietly costing you hundreds each year
Credit cards are one of the most widely used financial tools in the United States. They can build credit, provide consumer protections, and even generate...