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The Money Overview

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Tyler Foster

Latest Articles by Tyler Foster

Credit Cards & Rewards

A new credit card charges zero interest, zero fees, and requires no credit check or deposit — here’s how OnePay’s Builder Card actually works

Most credit-building cards come with a catch; secured cards want a deposit upfront and subprime cards pile on annual fees and interest rates north of...

Smart Spending

How much $4-a-gallon gas actually costs your household per year — and 3 ways to offset it right now

Gas flirting with 4 dollars a gallon is more than a psychological threshold; it quietly reshapes a household budget over the course of a year....

Social Security & Medicare

Medigap premiums are jumping 12% to 26% this year — and unlike Part B, there’s no COLA to help absorb it

A retiree collecting the average Social Security benefit of roughly $1,976 per month got about $55 more in 2026 thanks to the 2.8% cost-of-living adjustment....

Money in the News

Tech layoffs in 2026 have now topped 96,000 workers across Oracle, Amazon, Meta, Disney, Snap, and more

By late April 2026, more than 96,000 tech workers have lost their jobs this year, according to the tracking site Layoffs.fyi. The list of companies...

Credit Cards & Rewards

The Credit Card Competition Act has bipartisan backing and Trump’s public support — but banks say it would kill your rewards

If you earn cash back, airline miles, or hotel points every time you swipe a credit card, a bill moving through Congress right now could...

Economy & The Fed

Trump’s approval on the economy just hit 30% — the lowest of his presidency — as gas prices and the Iran war erode confidence

A gallon of regular gasoline now averages roughly $4.50 nationally, with prices running even higher in some metro areas. A military campaign against Iran is...

Mortgages & Rates

Existing home sales fell to the lowest level in 9 months — and mortgage rates just ticked back up to 6.05%

Spring is supposed to be when the housing market wakes up. In 2026, it hit the snooze button. Existing home sales slid 3.6% from February...

Economy & The Fed

What Kevin Warsh’s “regime change” at the Fed actually means for your mortgage, your savings, and the next rate decision

The next Federal Reserve (Fed) chair has already told the Senate that he will not promise cheaper borrowing costs for consumers. The extent to which...

Credit & Debt

Record credit card debt tops $1.277 trillion as average APR climbs to 22.13%

If you carry the average American credit card balance, roughly $6,360 according to recent industry estimates, your monthly interest bill now runs about $117 before...

Credit Cards & Rewards

A credit card startup just applied to become a national bank for the first time in 20 years — and it only serves people with bad credit

Mission Lane has spent the past eight years issuing unsecured credit cards to people most banks won’t touch. Now the Richmond, Virginia-based fintech wants to...

Crypto & Digital Assets

Crypto PACs have more money to spend on the midterms than some of the biggest Republican super PACs — $180 million and counting

Sometime in the first quarter of 2026, the crypto industry’s political war chest crossed a threshold that should make every midterm candidate pay attention. Fairshake,...

Stocks & Wall Street

GE Aerospace’s earnings beat every estimate on the board — and the stock still fell. Here’s why “beating expectations” doesn’t always mean what you think

GE Aerospace reported Q1 2026 results on April 21 that cleared every major Wall Street hurdle. Revenue, adjusted earnings per share (EPS), and free cash...

Budgeting & Saving

How much $100,000 earns in a high-yield savings account right now — with the best rates still above 4% APY

A $100,000 deposit in a high-yield savings account paying 4.00% APY will generate roughly $4,000 in interest over a full year. Push that rate to...

Mortgages & Rates

Is 6.05% a good enough mortgage rate to buy now — or should you wait for a number that might never come?

A couple pre-approved for $400,000 this month faces a question that no spreadsheet can fully answer: lock in a 30-year mortgage at 6.05%, or hold...

Social Security & Medicare

The new $6,000 senior tax deduction could eliminate federal taxes on Social Security for millions — but most retirees don’t know about it yet

A retired postal worker in Ohio earning $32,000 a year from Social Security used to owe roughly $800 in federal taxes on those benefits. This...

Loans & Lending

The SAVE plan is officially dead and a new repayment plan launches July 1 — what borrowers in their 20s need to do in the next 70 days

About 70 days from now, on July 1, 2026, a brand-new federal student loan repayment plan goes live. For millions of borrowers in their 20s...

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