Tyler Foster
Latest Articles by Tyler Foster
University of Miami Health is leaving UnitedHealthcare’s Medicare Advantage network on January 1
UnitedHealthcare and the University of Miami Health System reached a deal this month that keeps most of their arrangement intact, yet it left one group...
A new Senate bill would block the government from garnishing Social Security for old student loans
A proposal taking shape in the Senate would draw a hard line around one of the government’s most powerful collection tools: its ability to reach...
Social Security is easing overpayment clawbacks, adding five-year repayment plans and a simpler waiver
Few notices from the Social Security Administration land harder than a letter announcing that the agency paid a beneficiary too much and now wants the...
A defaulted student loan can take up to 15% of a Social Security check, with a $750 monthly floor
For a growing number of Americans in their late 60s and 70s, a federal student loan that went unpaid decades ago has quietly become a...
Treasury inflation-protected securities raise their value with inflation, guarding a fixed income
Inflation is the quiet threat to anyone living on a fixed income, because a dollar that buys a full grocery cart today may cover only...
Series EE savings bonds are guaranteed by the Treasury to double in value after 20 years
Almost no financial product comes with a written promise from the U.S. government that a dollar invested will become two dollars by a set date....
A homestead exemption can shield part of a home’s value from creditors and trim the property-tax bill
Two homeowners with identical houses on the same street can owe very different property-tax bills and face very different exposure to creditors, and the reason...
Naming a trusted contact on a brokerage account lets a firm step in if it spots a scam
A single line on a brokerage form, the name of a trusted contact, can be the difference between a scammer draining an account and a...
Banks can now place a short hold on a suspicious withdrawal to stop elder financial abuse
For years, a bank teller who suspected an older customer was being scammed faced an uncomfortable choice: hand over the money as instructed, or risk...
A special-needs trust can hold money for a disabled person without costing them SSI or Medicaid
Leaving money to a disabled child or grandchild the ordinary way can backfire. A straightforward inheritance or a personal-injury settlement can hand someone a lump...
Supplemental Security Income excludes your home and one car from its $2,000 limit
The number that decides whether a low-income disabled or elderly person keeps their Supplemental Security Income is $2,000. Cross that line in countable assets and...
A change now lets people who became disabled by age 46 open a tax-favored ABLE account
As of January 1, 2026, millions of disabled Americans who were locked out of one of the most flexible savings tools in the tax code...
A PACE program covers all of a frail senior’s care with no premium for those on both Medicare and Medicaid
For a frail older adult who needs nursing-home-level care but wants to stay at home, the bills can arrive from every direction at once: doctors,...
Social Security’s 2027 raise is set for October 14, and it is tracking above this year’s increase
Retirees will not have to wait much longer to learn how much their Social Security checks will grow next year. The annual cost-of-living adjustment for...
Scammers are targeting people who already lost money, demanding an upfront fee to “recover” it, the FTC warns
Federal regulators are warning that con artists have a favorite new list of targets: people who have already been cheated once. A recent consumer alert...
First-time Medicare Advantage enrollees get a 12-month trial right to return to Original Medicare with guaranteed Medigap
A retiree who tries a Medicare Advantage plan for the first time and dislikes it is not locked in. Federal rules give first-time enrollees a...
