Skip to main content

The Money Overview

Avatar photo
Author

Tyler Foster

Latest Articles by Tyler Foster

Social Security & Medicare

You can start Social Security and keep working past full retirement age with no earnings penalty

Full retirement age draws a hard line through Social Security’s rules on working. On one side, earning too much can shrink a benefit; on the...

Social Security & Medicare

The Social Security payment for the month a person dies must be returned, even after it reaches the bank

A parent dies in the middle of the month, and a few days later the usual Social Security deposit lands in their checking account. To...

Social Security & Medicare

Money Social Security withholds for working before full retirement age comes back later as a higher check

Retirees who claim Social Security early and keep working often watch payments shrink or vanish, and many conclude the government simply took the money. It...

Social Security & Medicare

Social Security’s special minimum benefit rewards a long, low-wage career with a higher floor on your check

Most Social Security retirement checks are figured off a worker’s 35 highest-earning years, a formula that quietly punishes decades of low pay. There is a...

Social Security & Medicare

A Social Security overpayment can be wiped out entirely when the mistake wasn’t yours and repaying would leave you short

A letter from Social Security demanding thousands of dollars back can land without warning, often for an error the beneficiary never made and never noticed....

Social Security & Medicare

A survivor’s Social Security check is capped when the late spouse claimed early, a limit many widows never see coming

Most people assume a surviving spouse simply steps into the larger of the couple’s two Social Security checks. In practice, one quiet provision can hold...

Cost of Living

Walmart is keeping $2.9 billion in tariff refunds for price cuts while Amazon mails money back to customers

Walmart has collected roughly $2.9 billion in tariff refunds — the largest sum any retailer has reported — and it is keeping the money to...

Social Security & Medicare

Medicare’s Part D drug deductible jumps to $700 for 2027, up from $615, and most plans will cost more

Medicare’s standard Part D drug deductible will climb to $700 in 2027, up from $615 this year, the most a beneficiary can be asked to...

Cost of Living

Amazon is refunding about $600 million in tariff charges to shoppers automatically, with no form to file

Amazon has told investors it received about $600 million in tariff refunds and will hand some of that money back to shoppers automatically — no...

Social Security & Medicare

Trump is allowing 300,000 tons of cheaper imported ground beef as prices push toward $7 a pound

President Trump has cleared the way for up to 300,000 metric tons of ground beef to enter the United States without the usual out-of-quota tariff,...

Cost of Living

Weatherization assistance can cut a low-income senior’s utility bills with free home upgrades

Heating and cooling a home is one of the largest fixed expenses a retiree on a limited income faces, and it is one of the...

Mortgages & Rates

Mortgage closing costs can run 2% to 5% of the loan, due at signing

The interest rate gets almost all the attention when a person buys or refinances a home, but a second, often-overlooked bill lands at the end...

Bank Accounts & Fees

High-yield savings accounts still pay far more than the big banks’ near-zero rates

The gap between what an online high-yield savings account pays and what a big national bank offers has rarely been this wide. As of late...

Social Security & Medicare

Medicare covers a continuous glucose monitor and diabetes supplies for many enrollees

Medicare covers a continuous glucose monitor and the supplies that go with diabetes care for many enrollees, a benefit that can replace the daily cost...

Social Security & Medicare

Missed signing up for Medicare? A general window runs January through March

Anyone who missed signing up for Medicare when first eligible gets a second chance each year in a window that runs January 1 through March...

Social Security & Medicare

Medicare’s Part B premium comes straight out of your Social Security check

For most people on Medicare, the Part B premium is never paid by check or card. It is pulled directly from the monthly Social Security...

1 33 34 35 36 37 180
Plain-English help keeping more of your money in retirement. Get the free newsletter.

Free from Retirement Shield. Unsubscribe anytime. We never ask for money.