Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
Women save at higher rates than men but retire with smaller 401(k)s
Women consistently set aside a larger share of their paychecks for retirement than men do, yet they still arrive at retirement age with smaller 401(k)...
Medicare Advantage out-of-pocket maximums have climbed about $900 in two years as plans trim extra benefits
Seniors enrolled in Medicare Advantage plans are absorbing sharply higher potential costs at the worst possible moment: out-of-pocket maximums have risen by roughly $900 over...
Medicare’s $50 weight-loss copay stays flat through 2027
Medicare beneficiaries who qualify for GLP-1 weight-loss medications will pay a fixed $50 for each monthly supply from July 1, 2026, through December 31, 2027,...
Alaska’s minimum wage climbs to $14 an hour on July 1, on its way to $15 next year
Workers across Alaska earning the state’s lowest legal hourly rate will see a dollar-an-hour raise when their next pay period crosses July 1, 2026. The...
Medicare’s weight-loss coverage includes Wegovy and Zepbound, not Ozempic for weight loss
Medicare beneficiaries with Part D coverage will gain access to certain GLP-1 drugs for weight loss starting July 1, 2026, but the list of eligible...
Florida’s governor wants to quadruple the homestead exemption to $150,000 on the way to ending property taxes
Florida homeowners could see their property-tax bills drop sharply starting in 2027 after the state legislature cleared a constitutional amendment that would raise the homestead...
Insurers are pulling Medicare Advantage plans out of more counties, and 7 in 10 expect to cover less in 2027
Medicare Advantage enrollees in dozens of counties face a shrinking menu of plan options for 2027 as insurers respond to tighter federal payment parameters and...
Indiana lawmakers have floated abolishing homeowner property taxes entirely starting in 2027
Indiana homeowners could see their property tax bills disappear entirely under a proposal introduced in the 2026 legislative session. House Bill 1288, filed in the...
A 22% Social Security cut would take roughly a quarter of every retiree’s check the year the fund runs dry
Every retiree collecting Social Security faces a potential 22 percent pay cut the moment the Old-Age and Survivors Insurance Trust Fund runs out of reserves,...
Medicare’s negotiated price for Ozempic drops to $274 a month next year, down from a $959 list price
Medicare beneficiaries who rely on Ozempic for diabetes management will pay sharply less starting January 1, 2027, when a federally negotiated price of $274 per...
New data-privacy laws in Arkansas and Utah let residents demand companies delete their data on July 1
Residents of Arkansas and Utah gained a direct tool to control their personal data when new privacy statutes took effect on July 1. Under the...
California will bar streaming services from blasting ads louder than the show you’re watching, starting in July
Streaming viewers in California who have grown tired of reaching for the remote every time an ad break sends volume levels spiking will soon get...
Millions of taxpayers have until July 10 to claim refunds tied to a recent court ruling on penalties
Tens of millions of taxpayers who paid IRS penalties or interest during the COVID-19 pandemic period face a hard deadline of July 10, 2026, to...
Breaking a big cash deposit into chunks under $10,000 can bring up to five years in prison, even if the money is clean
Federal law treats splitting a large cash deposit into smaller chunks under $10,000 to avoid bank reporting as a crime that can send someone to...
Only a handful of states still tax Social Security benefits, and the list keeps shrinking
Retirees collecting Social Security in a shrinking number of states face a decision point as legislatures accelerate the elimination of state-level taxes on those benefits....
Oil has dropped toward $90 on the Iran deal, but gas could take months to fully follow
American drivers watching crude oil prices slide toward $90 a barrel after reports of progress on an Iran nuclear deal face an uncomfortable reality: the...