Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
Walmart rolled back prices on 7,200 items ahead of a four-retailer deal week
Walmart cut prices on 7,200 items ahead of a packed late-June stretch when at least two major national retailers plan overlapping discount events. The retailer’s...
The average IRA slipped 4% last quarter to $131,380 even as savers paid in record sums
Millions of Americans watching their retirement savings saw average IRA balances drop 4 percent last quarter to $131,380, even as workers funneled record amounts of...
No real government agency will ever tell you to move your money into a Bitcoin ATM
A retiree lost an entire lifetime of savings after scammers posing as government and bank employees directed cash deposits into Bitcoin ATMs and bulk gold...
$9.25 a month comes off your phone or internet bill if you’re on SNAP or Medicaid
Millions of Americans enrolled in SNAP or Medicaid qualify for a $9.25 monthly discount on their phone or internet bill through the federal Lifeline program,...
Ten banks now charge no overdraft fee at all, as the average fee falls to about $27
Checking-account holders at ten U.S. banks now pay nothing when they overdraw their accounts, a shift that has pulled the national average overdraft fee down...
The 30-year mortgage is averaging about 6.47% after the Fed signaled no rate cuts
Homebuyers shopping for a fixed-rate loan this week face a 30-year mortgage rate averaging 6.47 percent, a level that keeps monthly payments elevated even as...
Pump prices have fallen for almost four straight weeks as the war premium drains away
American drivers are paying roughly 42 cents less per gallon than they were three weeks ago, as the national average price of regular gasoline dropped...
About 308,000 homes sold in May, up 5.2% from a year ago even as prices set records
American home buyers closed on about 308,446 properties in May 2026, a 5.2 percent jump from a year earlier and the strongest monthly sales total...
5% savings accounts are still here for now after the Fed held rates steady
Savers earning 5 percent annual percentage yields on their deposits got a reprieve this month after the Federal Reserve chose not to cut its benchmark...
A retired teacher lost $16,000 to a fake Social Security agent who sent her to a Bitcoin ATM
A retired teacher lost $16,000 after a caller claiming to be a Social Security agent told her that her benefits would be suspended unless she...
Series EE savings bonds will double in value in 20 years, backed by the U.S. Treasury
Anyone who buys a Series EE savings bond from the U.S. Treasury today receives a federal guarantee: the bond will be worth at least twice...
1 in 7 Americans is owed unclaimed money, with the average claim worth about $2,080
Millions of Americans have money sitting in state treasuries and federal accounts that they have never collected. The chance that any given person, or someone...
Oklahoma homeowners now pay $5,298 a year for insurance, 121% above the national average
Oklahoma homeowners are spending $5,298 a year on home insurance, a figure that sits 121 percent above the national average and reflects a widening gap...
A family code word can stop AI voice-cloning scams that fake a grandchild’s emergency call
Americans lost $3.5 billion to imposter scams in 2025, and a growing share of those losses trace back to a simple trick: a phone call...
Gas fell below $4 a gallon for the first time since March as the Iran blockade eases
American drivers are paying less than $4 a gallon for regular gasoline for the first time since late March, a drop tied directly to renewed...
Borrowers in student-loan default can still get out through rehabilitation or consolidation
Federal student loan borrowers stuck in default have two formal exit routes available to them: rehabilitation and consolidation. The U.S. Department of Education and the...