Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
A new student-loan plan launching July 1 waives the unpaid interest that builds when your payment falls short
Federal student-loan borrowers who watch their balances grow each month, even while making on-time payments, are about to get a new option. The Repayment Assistance...
Workers earning over $150,000 must now make 401(k) catch-up contributions in a Roth, with after-tax dollars
Workers age 50 and older who earned more than $150,000 in the prior year can no longer shelter their 401(k) catch-up contributions from income tax...
More than 162,000 Florida homes are now for sale
Florida now has more than 162,000 homes on the market, a sharp turn for a state that spent the pandemic years defined by bidding wars...
Most cardholders who simply call and ask get their interest rate lowered — yet almost no one with a 21% APR picks up the phone
Millions of Americans carry credit card balances at annual percentage rates near or above 21 percent, yet the vast majority never contact their issuer to...
You can opt out of overdraft coverage, and your bank then has to decline the charge instead of charging a fee
Consumers who carry a debit card linked to a checking account can stop their bank from charging overdraft fees on everyday purchases and ATM withdrawals...
A non-working spouse can still fund a $7,500 IRA
Married couples filing jointly can double their retirement savings even when one spouse earns nothing. Under a longstanding but widely overlooked provision of the tax...
Lower- and middle-income savers can claim up to $1,000 back, double for couples, just for funding a retirement account
Workers earning lower and middle incomes can collect up to $1,000 from the federal government, or $2,000 for married couples filing jointly, simply by putting...
Freezing your credit at all three bureaus is free
Every consumer in the United States can lock down their credit files at Equifax, Experian, and TransUnion without paying a cent, a protection written into...
The FTC is refunding nearly $3 million to homeowners scammed by a mortgage-relief company
More than 1,800 homeowners who paid a mortgage-relief company for help that never came are now receiving refund checks from the Federal Trade Commission. The...
The Education Department is again pausing wage garnishment for borrowers in default on their federal student loans
For the roughly 5 million Americans whose federal student loans are in default, the money that was about to disappear from their paychecks and tax...
Home prices around Cape Coral and Fort Lauderdale are forecast to fall 10.2% by mid-2026, the steepest drop in the country
Homeowners and prospective buyers in two of Florida’s fastest-growing metro areas face a sharp correction. Prices in the Cape Coral-Fort Myers and Fort Lauderdale-Pompano Beach-Sunrise...
Taxpayers 65 and older can claim an extra $6,000 deduction through 2028, but it phases out above $75,000 in income
Millions of Americans age 65 and older gained access to a new $6,000 federal tax deduction when the One, Big, Beautiful Bill Act became law...
Social Security is ending paper checks this year — about 280,000 people still getting one must switch to direct deposit or a prepaid card
About 280,000 Social Security recipients who still receive paper checks face an abrupt deadline: the federal government plans to stop mailing those payments this year,...
Pay your full credit card statement balance by the due date and you owe no interest at all
Credit card holders who pay every dollar of their statement balance before the printed due date owe zero interest on those purchases. That protection, written...
Core inflation held at a milder 2.9% in May, even as the overall rate hit a three-year high
American households paid 4.2 percent more for everyday goods and services in May 2026 than they did a year earlier, the steepest annual increase in...
Lifetime Brands recalled roughly 75,700 light-up tumblers because children can pry out the button battery inside
Roughly 75,700 BUILT LUUM light-up tumblers sold by Lifetime Brands are now subject to a federal recall after one child pried a button cell battery...