Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
Mt. Baker Imaging will pay $3.3 million to patients exposed in a data breach
A data breach at Northwest Radiologists Inc., doing business as Mt. Baker Imaging, exposed Social Security numbers, financial account details, and health insurance records for...
A missing year in your earnings record can shrink your Social Security for life
Workers who earned steady paychecks for decades can still end up with a smaller monthly Social Security check if even one year of wages never...
Yahoo just began a second round of data-breach payouts to people who filed claims years ago
People who filed claims against Yahoo years ago for one of the largest data breaches in history are now receiving a second wave of settlement...
Report an unauthorized debit charge and your bank usually has 10 business days to put the money back
Anyone who spots a charge they did not authorize on a debit card or bank account faces an immediate problem: the money is already gone....
Most home sellers can pocket up to $250,000 of profit — $500,000 for couples — with no capital gains tax
Homeowners who sell their primary residence and walk away with a profit of $250,000 or less owe zero federal capital gains tax on that money....
Federal rules make the first $225 of a check deposit available the next day
Anyone who has deposited a paycheck and needed the money right away knows the frustration: the bank says the funds are “pending,” and bills are...
Honda is recalling about 98,892 cars and SUVs because a cracked sensor can set off the airbags when no one is crashing
About 98,892 Honda cars and SUVs are under recall because a cracked sensor inside the vehicle can trigger the airbags to deploy with no collision...
The beneficiary form on your 401(k) or life insurance outranks your will, so an outdated one can pay an ex
A divorced worker who updates a will but forgets to change the beneficiary form on a 401(k) or employer life insurance policy can inadvertently leave...
A lower-earning spouse can claim up to half of the other’s Social Security
Married couples with unequal earnings histories face a concrete financial decision every year they approach retirement age: when each spouse files for Social Security can...
Government and nonprofit workers can have their federal student loans erased after 120 payments
Millions of teachers, firefighters, social workers, and federal employees carry student loan debt while earning less than their private-sector counterparts. For those borrowers, the Public...
San Francisco home prices jumped 10.9% in a year while neighboring San Jose fell 5.6% — the widest split among big metros
Homebuyers in the Bay Area are living through two sharply different markets separated by fewer than 50 miles. San Francisco home prices climbed 10.9% over...
You can hand each person $19,000 in 2026 — double for a married couple — with no gift tax and no IRS form
Every person in the United States can give up to $19,000 to any number of recipients in 2026 without owing a cent in gift tax...
A Listeria outbreak traced to recalled Mexican-style soft cheese has killed one person and hospitalized seven across three states
One person is dead and seven others have been hospitalized after eating soft ricotta and requesón cheese produced by Clover Hill Dairy in Mechanicsville, Maryland....
Original Medicare puts no cap on what you pay out of pocket each year
Millions of Americans enrolled in Original Medicare face a structural gap that no other major health insurance program in the country shares: there is no...
Many households will see tax refunds $300 to $1,000 larger next spring under the new law
Millions of American households stand to collect federal tax refunds next spring that are $300 to $1,000 larger than what they received a year earlier,...
Federal forecasters expect Americans to use more electricity this summer than in any of the past five
American households and businesses face their most electricity-hungry summer since at least 2021, according to federal energy forecasters. The U.S. Energy Information Administration completed its...