Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
Teachers, firefighters, and other public workers are getting full Social Security checks again after Congress repealed two old penalties
Retired teachers, firefighters, police officers, and other public employees across the United States are now receiving larger Social Security checks after Congress eliminated two decades-old...
San Francisco rents are rising faster than any major metro at 6.3% a year, while Austin’s keep falling, down 5.1%
Renters in San Francisco now face the fastest-rising apartment costs of any large U.S. metro, with asking rents up 6.3 percent year over year. Austin,...
Medicare picked 15 more drugs for price cuts, including its first under Part B
Roughly 1.8 million Medicare beneficiaries who depend on 15 high-cost prescription drugs could see lower prices starting January 1, 2028, after the Centers for Medicare...
Your bank doesn’t have to refund a Zelle transfer you were tricked into sending
Consumers who send money through Zelle after being deceived by a scammer face a hard legal reality: their bank is not required to give the...
Home insurance now eats a record 9% of the typical mortgage payment — and analysts expect another 8% jump this year and again in 2027
American homeowners are spending a larger share of their monthly mortgage payments on insurance than at any point on record, with the average annual premium...
A new federal tax credit will refund every dollar you donate to a school-scholarship fund, up to $1,700 — and 27 states just signed on
Families in more than half the country now have a path to recoup every dollar they give to a school-scholarship fund, up to $1,700, through...
Asking rents rose for a fourth straight month as summer moving season began
Renters searching for apartments this summer face rising sticker prices for the fourth consecutive month. Asking rents across U.S. multifamily properties climbed again in May...
Locked-out high earners can still fund a Roth IRA through the backdoor
High earners who make too much to contribute directly to a Roth IRA still have a clear path into one, and the stakes for getting...
Subaru is recalling about 69,663 Foresters over a power-moonroof defect
Subaru Forester owners with a power moonroof face a direct safety risk after the automaker filed a recall covering 69,663 vehicles. The action, tracked under...
Selling a losing investment to offset a gain, called tax-loss harvesting, can lower your tax bill at year-end
Investors sitting on capital gains this year face a familiar year-end decision: sell losing positions now to reduce what they owe, or hold and hope...
Keeping each card balance under 30% of its limit quickly lifts your credit score
Consumers carrying balances on multiple credit cards can see measurable score improvements within a single billing cycle by reducing how much of each card’s limit...
Money you put into a Roth IRA, but not the earnings, can come back out anytime tax and penalty free
Savers who contribute to a Roth IRA hold a withdrawal advantage that most other retirement accounts do not offer: the dollars they put in can...
A health savings account is taxed nowhere — not going in, not while it grows, and not coming out for medical bills
Workers enrolled in high-deductible health plans can shelter money from federal income tax at three separate stages through a single account, a benefit no 401(k)...
The points you pay at closing to buy down your mortgage rate are usually deductible the year you purchase
Homebuyers who paid mortgage points at closing during 2025 face a filing decision right now: deduct the full amount on this year’s return or spread...
A widow can take a survivor’s benefit first, then switch to her own later
Surviving spouses who qualify for both Social Security survivor benefits and their own retirement benefits face a choice that can shift their lifetime income by...
Federal law gives you 60 days to dispute a billing error on a credit card and withhold payment on it
Credit card holders who spot an unauthorized charge or billing mistake on their statement face a hard deadline: 60 days to notify the card issuer...