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The Money Overview

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Daniel Harper

Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.​

Latest Articles by Daniel Harper

Cost of Living

Forever stamps are set to rise to 82 cents on July 12

Americans who still rely on physical mail to pay bills, send documents, or ship small packages will pay more starting this summer. The U.S. Postal...

Renting & Leasing

The typical U.S. apartment now rents for $1,379, down 1.5% in a year

Renters across the United States are paying slightly less than they did a year ago, with the national median apartment rent sitting at $1,379 per...

Cost of Living

Minimum wages rise July 1 in Oregon, Alaska, Washington, D.C., and more than 20 cities

Workers in Oregon, Alaska, Washington, D.C., and more than 20 cities will see higher minimum wages starting July 1, 2026, as inflation-indexed local laws trigger...

Credit & Debt

The average American credit score slipped to 714, dragged down by student-loan delinquencies

Millions of federal student-loan borrowers are now exposed to credit-score damage after a year-long shield from negative reporting ended on Sept. 30, 2024. The national...

Insurance & Protection

State Farm agreed to pay Washington drivers up to $800 each in an $8.8 million shorted-payout settlement

Thousands of Washington state drivers who filed auto insurance claims with State Farm could receive individual payments of up to $800 under an $8.8 million...

Cost of Living

Gas fell nearly 20 cents in a week, and 18 states are back under $4 a gallon

American drivers caught a break at the pump during the final week of May, as the national average price for regular gasoline fell 17 cents...

IRS & Enforcement

The IRS’s interest rate on unpaid taxes climbs back to 7% on July 1

Taxpayers who owe the IRS back taxes will see the cost of carrying that debt rise on July 1, 2026, when the agency’s underpayment interest...

Tax Changes & Deadlines

The average tax refund hit $3,268 this season, about 8% bigger than last year

Tens of millions of American taxpayers received fatter refund checks this spring, with the average payment climbing to $3,276 through early May, an 11.5 percent...

Budgeting & Saving

State treasuries are sitting on more than $73 billion in unclaimed money, and about 1 in 10 Americans is owed some of it

Roughly one in ten Americans has money waiting for them in a state treasury, and most have no idea it exists. State governments across the...

Smart Spending

GM raised the Silverado’s delivery fee 40% in one year — most full-size GM and Ford trucks now carry a $2,795 destination charge

Buyers shopping for a 2026 Chevrolet Silverado will find nearly $800 more tacked onto the window sticker before they even start negotiating. GM increased the...

Smart Spending

World Cup group-stage tickets are reselling for $650 to $1,100 as FIFA’s dynamic pricing changes seat prices by the hour

Fans hoping to attend a 2026 World Cup group-stage match are finding secondary-market prices between $650 and $1,100 per seat, even though FIFA has advertised...

Market Trends

National home prices are up just 0.4% in a year, with declines spreading across the South

Homeowners and prospective buyers across the Sun Belt are facing a new reality: national single-family home prices grew just 0.4% year-over-year in April 2026, and...

Markets & Investing

The Mega Millions jackpot has climbed to $392 million for Tuesday night’s drawing

Lottery players across 45 states face a single question ahead of Tuesday night: whether the Mega Millions jackpot, now estimated at $392 million with a...

Cost of Living

More than 3.5 million Americans have lost SNAP food benefits since July, with enrollment down in every state

More than 3.5 million Americans stopped receiving Supplemental Nutrition Assistance Program benefits after a federal law signed on July 4, 2025, expanded work requirements and...

Tax Changes & Deadlines

The $600 Venmo tax-form rule is dead — payment apps now report to the IRS only above $20,000 and 200 transactions

Millions of people who sell goods or accept payments through Venmo, PayPal, Cash App, and similar platforms no longer face the prospect of receiving a...

Market Trends

San Francisco home prices rose 8.1% in three months while metro New York fell 2.3%

San Francisco metro home prices surged 8.1 percent over three months, the sharpest quarterly gain in eight years, while metro New York prices dropped 2.3...

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