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Daniel Harper

Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.​

Latest Articles by Daniel Harper

Fraud & Scams

Scam losses doubled in the past year and nearly 40 million Americans were targeted — the average victim now loses more than twice what they did a year ago

When the Federal Trade Commission published its annual fraud report in March 2025, one number jumped off the page: $12.5 billion in consumer losses for...

Stocks & Wall Street

SpaceX is expected to file its public prospectus this week — at $2 trillion, it would be the largest IPO in history by a factor of 10

SpaceX is expected to make its S-1 registration statement public as early as this week, according to people familiar with the timeline and consistent with...

Money in the News

128,270 tech workers have been laid off in 2026 — and the companies cutting them are spending $725 billion on AI this year

When Intel told several thousand engineers in its foundry division this April that their positions were being eliminated, the company pointed to the same rationale...

Cost of Living

Wholesale prices surged 6% in April, the biggest jump since 2022 — economists say the price hikes haven’t reached your grocery receipt yet

A gallon of diesel cost roughly 13% more in April than it did in March. A dozen eggs at the supermarket? Barely a penny more....

Corporate Shakeups

PayPal is slashing 20% of its workforce — 4,760 jobs because the new CEO says the company “lost ground to rivals”

PayPal plans to eliminate roughly 4,760 jobs over the next two to three years, a reduction of about 20% of its workforce and the deepest...

Cost of Living

Shelter costs rose 0.6% in April — rent is now 4.3% higher than a year ago, outpacing both wages and overall inflation

A renter earning the average private-sector hourly wage brought home about 3.6% more this April than a year earlier. Over that same stretch, the rent...

Money in the News

17 Americans from the hantavirus cruise ship are in quarantine in Omaha — 3 passengers died and the Andes strain can spread person to person

Seventeen Americans are spending their days inside sealed quarantine rooms in Omaha, Nebraska, waiting to find out whether a virus they may have been exposed...

IRS & Enforcement

The IRS deployed 125 AI models to flag tax returns this year, up from 54 two years ago — crypto now triggers automatic matching

This spring marks the first time cryptocurrency brokers are required to report your sales directly to the IRS. If you sold Bitcoin, Ethereum, Solana, or...

Loans & Lending

The new student loan repayment plan launches July 1 — it caps payments at 10% of income and takes 30 years to forgive

Roughly 8 million federal student loan borrowers who were enrolled in the now-defunct SAVE plan are about to land in a new repayment structure they...

Market Trends

Builders slashed new home prices 6.2% in a year to $387,400 — because 481,000 unsold homes are sitting on the market

One year ago, signing a contract on a newly built home in the United States meant agreeing to a median price of $412,900. By March...

Fraud & Scams

TikTok hashtags like #CreditHacks grew 162% in one year — and 70% of early auto loan defaults are now tied to fraudulent applications

In May 2026, Frank McKenna, chief fraud strategist at Point Predictive, told attendees at the firm’s annual Auto Lending Fraud Summit that the industry was...

Fraud & Scams

Fake EZ-Pass and toll-road texts are the fastest-growing scam in America — imposter fraud losses hit $3.5 billion last year

A North Carolina driver gets a text about a $6.99 unpaid toll on a road she drives every weekday. A Colorado commuter sees a nearly...

Cost of Living

Tariff costs finally hit the clothing rack — apparel prices jumped 0.6% in April, the first meaningful increase in years

For most of the past decade, the price of a basic T-shirt or pair of kids’ sneakers barely budged. Cheap overseas production, cutthroat competition among...

Mortgages & Rates

The 30-year mortgage dipped to 6.19% today — but 3.8% inflation just crushed any remaining chance of a rate cut this year

For roughly 24 hours in mid-May 2026, homebuyers caught a break. The average 30-year fixed mortgage rate slipped to 6.19%, its lowest level in months,...

Cost of Living

Grocery prices jumped 0.7% in April alone — the sharpest monthly food-at-home increase since early 2023, led by meat, dairy, and coffee

For a few months, the supermarket had started to feel almost normal again. Price tags still stung, but the worst of the post-pandemic grocery shock...

Economy & The Fed

Brent crude surged past $108 a barrel today — Saudi Aramco’s CEO says the world is losing 100 million barrels of oil supply every week

Brent crude blew past $108 a barrel on Tuesday, May 27, 2026, hitting its highest level in more than a year as a cascade of...

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