Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
Traders just priced in a 30% chance the Fed raises interest rates — the first time a hike has been on the table since 2023
For the first time since the Federal Reserve pushed borrowing costs to a two-decade high in the summer of 2023, Wall Street is placing real...
Inflation hit 3.8% in April, the highest in three years — and energy prices drove more than 40% of the increase
A full tank of gas cost American drivers noticeably more in April than it did just a month earlier, and the government’s latest inflation report...
Builders slashed new home prices 6.2% in a single year — the median dropped to $387,400, the lowest since 2021 — because 481,000 unsold homes are sitting on the market
The sticker price on a brand-new American home now starts with a three for the first time in five years. In March 2026, the median...
Fidelity flagged a $15 billion fraud wave targeting Americans’ savings — scammers now send 100,000 texts a day, and AI voice clones need just 3 seconds of audio
A retired teacher in Ohio picks up the phone and hears her grandson’s voice, panicked, saying he’s been in a car accident and needs bail...
The best high-yield savings account pays 4.10% APY today — and zero rate cuts are priced in for 2026, so that number isn’t going anywhere
A savings account paying 0.39% earns you about $39 a year on a $10,000 deposit. Move that same cash to a high-yield savings account paying...
Zero rate cuts are priced in for all of 2026 — and Goldman Sachs says the Fed won’t move until 2027
The Federal Reserve held interest rates steady at its March 17-18, 2026, meeting, and the updated economic projections that accompanied the decision delivered a message...
New home prices just dropped to $387,400 — the lowest since July 2021 — because builders are slashing prices faster than rates are climbing
A year ago, a buyer shopping for a brand-new house in the United States would have faced a median price tag north of $400,000 and...
Trump rejected Iran’s peace deal as “totally unacceptable” — oil jumped above $101, gas hit $4.52, and Kalshi traders now put 62% odds on $5-a-gallon fuel this year
President Donald Trump killed the latest attempt at a ceasefire with Iran this month, calling Tehran’s proposal “TOTALLY UNACCEPTABLE!” on social media. Within hours, Brent...
The April CPI print tomorrow could show 3.7% inflation — the hottest annual reading in two years — and nearly all of it traces back to $4.52 gas
Fill up a mid-size SUV in Los Angeles right now and the receipt will top $85. Do the same thing in Houston and you will...
Subprime auto loan delinquencies just hit a 32-year record — and unemployment is 4.3%, not 9% like the last time car defaults were this bad
Picture a borrower with a 520 credit score who financed a used pickup in 2023 at 14% interest. The monthly payment: $587. Today that borrower...
Jobless claims just fell to 189,000 — a number the U.S. hasn’t seen since Nixon was president in 1969
In the final week of April 2026, just 189,000 Americans filed for unemployment benefits for the first time. The last time the number was that...
Americans spent a record $38 billion on Mother’s Day — Gen Z averaged $922 per mom while boomers spent $168
A 22-year-old in Austin buys his mother a gold bracelet, a spa certificate, and a brunch reservation that runs $150 before tip. A 68-year-old retiree...
The “K-shaped economy” is back in the data — more Americans are superprime (780+ credit score) or subprime (below 600), and the middle is hollowing out
The share of Americans with credit scores at the top and bottom of the spectrum is growing, while the middle tiers are losing ground. That...
Consumer sentiment just hit its lowest point since 1952 — and the S&P 500 set a record high the same week
A single week in May 2026 produced two numbers that, placed side by side, feel almost contradictory. On one end, a survey of American households...
Meta is cutting 8,000 workers on May 20 — while spending $135 billion on AI this year, more than the GDP of 130 countries
On May 20, 2026, Meta Platforms is expected to cut roughly 8,000 jobs, according to multiple news reports. The same company plans to pour up...
Every generation cut 401(k) contributions this year except Gen Z — they raised theirs to 6.2%, and 57% say multiple income streams are now essential
While workers across every other age group quietly dialed back their retirement savings over the past year, Gen Z did the opposite. The youngest full-time...