Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
Gas just hit $4.55 a gallon — 16 cents below the all-time record — and Iran warned it will launch a “heavy assault” on U.S. ships if the ceasefire breaks
Filling up a tank of gas now costs American drivers more than it has at any point since the summer of 2022. The national average...
Consumer sentiment just crashed to the lowest level in 74 years of tracking — and gas hit $4.55 the same week the stock market hit an all-time high
The S&P 500 closed at a record high on Friday, May 8, 2026. That same week, the University of Michigan reported that American consumers feel...
The “Big Short” investor just bet $1.1 billion that AI stocks will crash — and he says Big Tech is hiding $176 billion in depreciation to inflate profits
Michael Burry does not make small bets. The Scion Asset Management founder, who turned a contrarian mortgage short into one of the most profitable trades...
Class of 2026 graduates expect to earn $80,000 — their actual average starting salary is $56,153
Ask a college senior what they expect to earn at their first full-time job, and the answer, on average, is $80,004. Ask the labor market...
Warsh told senators he won’t be the president’s “sock puppet” — his confirmation vote next week will be the first fully partisan one for a Fed chair in modern history
Kevin Warsh looked across the dais at the Senate Banking Committee on April 14 and made a promise: he would not serve as a “sock...
Imposter scams stole $3.5 billion from Americans last year — and fake toll-road texts are the fastest-growing version in 2026
The text arrives between errands: a short notice claiming you owe $4.15 in unpaid tolls, with a link to settle up before late fees kick...
Over 92,000 tech workers have been laid off in 2026 — and almost half the cuts explicitly cited AI as the reason
Jack Dorsey did not soften the message. In his spring 2026 shareholder letter, the Block CEO wrote that “intelligence tools have changed what it means...
Mortgage rates climbed back to 6.37% this week — the fourth consecutive increase — as the Iran war keeps pushing Treasury yields higher
Homebuyers hoping for a break on borrowing costs this spring are not getting one. The average 30-year fixed mortgage rate climbed to 6.37% for the...
Home prices dropped in 28 of America’s 53 largest metros — and 7 of the 10 fastest-falling markets are in Florida
Cape Coral. North Port. Tampa. Palm Bay. Lakeland. Deltona. Jacksonville. Seven Florida metropolitan areas now rank among the ten fastest-falling housing markets in the country,...
Kevin Warsh is expected to be confirmed as Fed chair next week in the most partisan vote for the position in modern history — Powell’s term expires May 15
Kevin Warsh cleared the Senate Banking Committee on April 29 without a single Democratic vote, advancing toward the Fed chair on a 13-to-11 party-line split...
PayPal is cutting 4,760 jobs — 20% of its workforce — because its new CEO says the company “lost ground to rivals” and needs to become a “technology company again”
PayPal is eliminating roughly 4,760 jobs, about 20% of its workforce, in the deepest round of cuts the payments company has ever undertaken. CEO Alex...
Michael Burry says the AI market “feels like the last months of the 1999-2000 bubble” — the top 10 Nasdaq stocks gained 784% in 12 months
Michael Burry built his reputation on a single, spectacular bet: shorting the U.S. housing market before the 2008 collapse, a trade that earned his small...
Consumer sentiment just crashed to the lowest level in recorded history — and gas hit $4.55 the same week the president said prices “came down very substantially”
Americans have not felt this grim about the economy since the University of Michigan began asking them in the 1950s. The university’s consumer sentiment index,...
Credit card debt hit $1.28 trillion and the average APR is 22.3% — one of the highest rates in 30 years
When Maria Torres, a home health aide in Dallas, checked her Chase Visa statement last spring, the number that stopped her was not the balance....
Social Security’s 2.8% COLA added $56 a month — but Medicare’s Part B hike swallowed $17.90 of it, leaving retirees with $38 more
When Linda Garza, a 71-year-old retired postal clerk in Tucson, opened her January 2026 bank statement, she expected to see the 2.8% Social Security raise...
The 30-year mortgage climbed back to 6.37% — erasing the spring dip as Iran war inflation pushes bond yields higher
The spring discount is already over. The average rate on a 30-year fixed mortgage climbed to 6.37% for the week ending May 22, 2026, up...