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The Money Overview

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Daniel Harper

Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.​

Latest Articles by Daniel Harper

Crypto & Digital Assets

April 2026 is the worst month for crypto hacks on record — $606 million stolen in just 18 days

Twelve attacks in 18 days. Over $606 million drained from crypto protocols. And April 2026 is not over yet. Between April 1 and April 18,...

Tax Changes & Deadlines

No, updating your W-4 isn’t free money — here’s how a withholding mistake today becomes a tax bill in April 2027

Imagine opening your paycheck in June 2026 and finding an extra $200. You didn’t get a raise. You just filed a new W-4 with your...

Social Security & Medicare

Medicare Part B premium hike swallows nearly half of Social Security’s 2.8% COLA — retirees net just $38/month more

The Social Security Administration announced a 2.8% cost-of-living adjustment for 2026 last October, promising the average retired worker roughly $50 more per month starting in...

Loans & Lending

7.5 million borrowers just lost the SAVE plan — and the Class of 2026 is graduating into the worst student loan landscape in a decade

A borrower earning $40,000 a year with $35,000 in federal student loans could have paid as little as $50 to $100 a month under the...

Government & Policy

Ticketmaster monopoly remedy trial coming — a breakup is “absolutely on the table,” says Tennessee AG

A federal jury has already decided that Live Nation Entertainment and Ticketmaster hold an illegal monopoly over the American concert industry. Now the fight shifts...

IRS & Enforcement

The IRS enforcement workforce is about to shrink below 30,000 — fewer than in Trump’s first term — even as AI audits expand

The IRS processed roughly 163 million individual tax returns in fiscal year 2024. By the end of 2026, the number of enforcement employees responsible for...

Cost of Living

The states where $4 gas hurts the most — and the least: a full price breakdown by state

A two-car family in Tupelo, Mississippi, filling up this spring is paying about $2.78 a gallon for regular. A two-car family in Bakersfield, California, doing...

Crypto & Digital Assets

A hacker drained $293 million from a DeFi protocol in 46 minutes — then used the stolen crypto as collateral to borrow even more

The first suspicious transaction hit the blockchain on Saturday, April 18, 2026. Forty-six minutes later, roughly $293 million in rsETH tokens had been drained from...

Fraud & Scams

A personal assistant forged checks for 7 years to steal $10 million from a retired Wall Street banker — and spent it at Gucci and Cartier

Catalina Corona was hired to make life easier for an elderly couple in New York. Multiple news outlets, including the New York Post, have described...

Tax Changes & Deadlines

No, your tax refund wasn’t supposed to be $1,000 bigger: here’s what actually happened with the OBBB tax breaks

Millions of gig and hourly workers filed their 2025 tax returns this spring expecting a windfall. Social media had promised refund bumps of $1,000 or...

Economy & The Fed

Iran re-closes the Strait of Hormuz — oil jumps 7% and gas hits $4.05, just days after saying it was “completely open”

The ceasefire in the Strait of Hormuz lasted barely a week. On a day when Iran’s foreign minister was still being quoted around the world...

Fraud & Scams

Americans lost a record $15.9 billion to scams in 2025 — and half of it was crypto fraud

A retired teacher in Ohio watches $340,000 vanish into a fake crypto trading platform. A young professional in Texas loses $50,000 after a months-long romance...

Corporate Shakeups

Apple names John Ternus as CEO: Tim Cook to step down after 14 years, effective September 1

Apple’s board of directors has named John Ternus, the executive behind the engineering of every major Apple product, as the company’s next CEO. Ternus, currently...

Loans & Lending

The SAVE student loan plan is officially dead — 7.5 million borrowers have until October to pick a new repayment plan

Millions of federal student loan borrowers who once had some of the lowest monthly payments available are now navigating a repayment system that looks very...

Fraud & Scams

AI can now clone your voice from 3 seconds of audio — the FBI says deepfake financial scams are surging in 2026

The voice on the phone belongs to your daughter. At least, that is what your brain tells you. She says she has been in a...

IRS & Enforcement

The IRS spent $680 million tracking Americans’ foreign bank accounts — and barely penalized anyone

The IRS knows where Americans keep their offshore money. It has known for years. Since the Foreign Account Tax Compliance Act took effect in 2014,...

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