Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
Trump’s 100% tariff on branded drugs sounds dramatic — here’s how most companies can avoid it entirely
On April 2, 2026, President Trump signed a proclamation imposing a 100% tariff on imported branded pharmaceuticals, a move timed to the anniversary of his...
Credit card annual fees are soaring past $800 — and people keep paying them even as perks shrink
The annual fee on the American Express Platinum Card has climbed three times since 2019, landing at $695 in 2023. Each time, cardholders complained online,...
Why the stock market’s record week might actually be bad news for your wallet
Maria Gonzalez, a home health aide in Phoenix, spent the week of April 14, 2026, picking up an extra weekend shift to cover a $287...
One chart that explains why 22.7 million renters are cost-burdened even as rent growth hits a 15-year low
Rents are rising at their slowest pace in about 15 years. That sounds like good news until you see the other number: 22.7 million renter...
Revolut just replaced its entire app navigation with an AI chatbot for 13 million customers — and your bank is probably next
Revolut has spent the past year quietly assembling the pieces for what could be the most aggressive AI bet in consumer banking. The London-based digital...
OpenAI just bought a personal finance app — and it’s shutting down in 3 days
Hiro, the AI-powered budgeting and investing app, is shutting down on April 20, 2026. If you still have data inside it, you have roughly three...
A gas company got a $370M tax break by calling its 1,000-foot tankers “motorboats” — a senator says “if that’s a motorboat, the Titanic was a dinghy”
Cheniere Energy’s liquefied natural gas (LNG) tankers stretch roughly 1,000 feet from bow to stern. Each one carries enough supercooled fuel to heat tens of...
53 million Americans used Trump’s new tax breaks this season — here’s how much the average refund jumped
Maria Gonzalez, a hotel housekeeper in Las Vegas, had never itemized anything beyond the standard deduction. This April, her tax preparer told her she qualified...
The IRS just launched a new whistleblower alert — and you could earn up to 30% of what tax fraudsters owe
The IRS wants you to snitch on tax cheats, and it is putting real money on the table. The agency’s Whistleblower Office has launched a...
The White House says Americans are keeping more of what they earn — but consumer confidence just hit a 74-year low
The IRS says the average tax refund this spring is $3,571. The White House used Tax Day to declare that “Americans are keeping more of...
OpenAI just bought a personal finance app — and it’s shutting down in 3 days
Hiro, the AI-powered personal finance app that let users connect bank accounts, track spending, and get budgeting advice through a conversational interface, is shutting down...
Premium credit card annual fees are now past $800: here’s when the math stops working
When finance giant American Express raised the Platinum Card’s annual fee to $895, it framed the move as an upgrade. New perks arrived alongside the...
The Iran ceasefire expires Monday — 3 things that could change about your gas bill, grocery prices, and travel costs by next week
A two-week ceasefire between the United States and Iran is set to expire Monday, and the economic consequences for American households could materialize within days....
The post-Tax Day W-4 checklist: 5 things to update before your next paycheck
You just filed your 2025 tax return. If the result was a four-figure bill you didn’t see coming, or a refund so large it felt...
Home insurance rates rising for the 5th straight year — California up 16%, Nebraska up 13%
A homeowner paying $2,000 a year for coverage in California could see that bill jump to $2,320 this year. In Nebraska, the same policy would...
Charles Schwab launches spot Bitcoin and Ethereum trading at 0.75% per trade — undercutting Fidelity
Charles Schwab has begun offering direct bitcoin and ethereum trading inside its brokerage accounts, charging 0.75% per trade and undercutting rival Fidelity by 25 basis...