Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
Oracle cuts up to 30,000 jobs, outlining $2.1B restructuring plan
Oracle is cutting as many as 30,000 jobs worldwide as it funnels billions into cloud computing and artificial intelligence, making it one of the largest...
Tech layoffs near 99,000 in 2026 so far, TrueUp tracker shows
Barely three months into 2026, the tech industry has already cut close to 99,000 jobs, according to the layoff tracker maintained by TrueUp, a startup-focused...
Home prices slide in Sun Belt as Rust Belt markets heat up
A three-bedroom ranch in suburban Detroit sold for $212,000 in February, roughly $35,000 more than a comparable home on the same block fetched two years...
University of Michigan: consumer sentiment falls to record low
A gallon of regular gasoline averaged $4.87 nationally last week, grocery bills keep climbing, and Americans just registered the darkest economic mood in the eight...
Trump orders U.S. naval blockade of the Strait of Hormuz
On April 13, 2026, U.S. warships began enforcing a naval blockade of Iranian ports and coastal areas along the Strait of Hormuz, the narrow waterway...
AAA: U.S. gas price average hits $4.12 a gallon
Filling up the family car just got noticeably more expensive. The national average price of regular gasoline has climbed to $4.12 per gallon, according to...
Housing market enters a “psychological freeze” as confidence drops
The University of Michigan’s preliminary April 2026 consumer sentiment reading came in at 47.6, a 10.7% drop from March and a level rarely seen outside...
30-year mortgage rate slips to 6.37% as inflation jump risks reversal
The average rate on a 30-year fixed mortgage fell to 6.37% this week, snapping a five-week streak of increases that had rattled the spring housing...
Japan tightens crypto rules under tougher financial law overhaul
Japan’s cabinet approved a bill in April 2026 that would reclassify cryptocurrencies as financial instruments, subjecting digital tokens to the same legal framework that governs...
High-yield savings still pay up to 5.00% APY at select U.S. banks
A saver with $10,000 in a standard bank account earning the national average will collect about one dollar in interest this year. The same $10,000...
Home prices now falling year over year in 13 U.S. states
A $400,000 home in South Dakota is worth roughly $12,000 less than it was a year ago. In Washington, D.C., the math is similar. Across...
Goldman Sachs opens bank earnings season April 13 under heavy scrutiny
When Goldman Sachs reports first-quarter 2026 earnings on April 13, it will do more than kick off bank earnings season. It will deliver the first...
Inflation’s hidden cost: rising prices steadily erode idle cash
A family that deposited $10,000 into a standard checking account in January 2021 still sees $10,000 on the statement today. But that balance is a...
Comparing high-yield savings, CDs, and money markets for 2024 savers
Put $20,000 in a top-paying high-yield savings account right now and you might earn north of 4% APY. Lock that same cash into a 12-month...
Key income and debt ratios to gauge the house price you can afford
A $90,000 salary sounds like solid footing for a home purchase, until you realize that the same income can qualify you for a $340,000 house...
Credit card rewards lose value faster than many users realize
More than 90 percent of general-purpose credit card spending has flowed through rewards cards since 2019, according to the CFPB’s report on the consumer credit...