Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
HSBC cutting 20,000 positions (10% of global workforce) — the largest banking layoff of 2026
Roughly 20,000 people who work for HSBC may soon learn their jobs are being replaced by artificial intelligence. That is the scale of workforce reductions...
March PPI comes in at +0.5% — less than half the forecast; energy shock didn’t fully leak into wholesale prices
The energy shock was supposed to rip through the entire wholesale price chain. It didn’t. The Bureau of Labor Statistics reported on April 14 that...
CME FedWatch now shows a 40% probability of a rate HIKE before any cut
The number that stopped Wall Street’s rate-cut party: 40%. That is the probability, as of late April 2026, that the CME FedWatch Tool assigns to...
Top high-yield savings rate now 4.1% APY
A saver with $20,000 in a typical bank account will earn about $92 in interest this year. Move that same balance to CIT Bank’s high-yield...
2.6M U.S. homeowners now pay $500+ per month in HOA fees; condos in major metros push $350–$700/month
A homeowner in a mid-rise condo outside Miami might pay $650 a month in association fees. A retiree in a Chicago high-rise could owe $475....
Citigroup posts highest quarterly revenue in a decade: $24.6B on $3.06 EPS
Citigroup reported Q1 2026 revenue of $24.6 billion and diluted earnings per share of $3.06, its strongest top-line quarter in roughly a decade. The results,...
Bloom Energy pops 23% on expanded Oracle deal to deploy 2.8 gigawatts of fuel cells for AI data centers
Bloom Energy’s stock jumped 23% on April 14, 2026, after the company disclosed a dramatically expanded partnership with Oracle that envisions deploying up to 2.8...
IRS warns of “dishonest preparers” charging excessive fees to claim bogus tip and overtime deductions
Imagine a scenario that reflects the pattern the IRS describes: a restaurant server walks into a tax office and is told she qualifies for thousands...
Dow futures drop 517 points as Trump orders Strait of Hormuz blockade
American drivers were already paying a national average of roughly $3.60 per gallon for regular gasoline when they got a new reason to worry on...
AEI projects US home prices will end 2026 about 1% lower than they started
The American Enterprise Institute’s Housing Center is projecting something the U.S. housing market has not seen since the pandemic boom began: a calendar year that...
Big banks kick off earnings: JPMorgan, Wells, Citi, Goldman, Morgan Stanley, BofA
Bank earnings season is underway. JPMorgan Chase filed its first-quarter 2026 results with the SEC on April 14, and the rest of the nation’s largest...
99,283 US workers laid off across 146 events in 2026 so far — ~973 per day
Between January 1 and April 12, 2026, at least 99,283 American workers received formal notice that their jobs were being eliminated. The losses span 146...
FDIC announces formal study of crypto custody protections; policies due late 2026
If you hold a dollar-pegged stablecoin, the money backing it probably sits in a bank account somewhere. But if that bank fails, nobody has been...
New Fannie/Freddie loan-level buydown disclosures take effect April 20
For the first time, investors buying mortgage-backed securities from Fannie Mae or Freddie Mac will be able to see exactly which loans in a pool...
30-year fixed mortgage averages 6.15%, down 7 bps week-over-week
The average rate on a 30-year fixed mortgage fell to 6.15% this spring, dropping 7 basis points from the prior week and hitting its lowest...
Morgan Stanley (E*Trade) and Schwab both confirm spot BTC/ETH/SOL trading in Q2 2026
Morgan Stanley is preparing to let E*Trade’s roughly 5 million brokerage clients buy and sell Bitcoin, Ether, and Solana directly, and a trail of SEC...